1. Community Planning and Development Programs Getting Involved Through the Consolidated Planning Process

2. Module 3 Overview HUD’s Community Planning and Development (CPD) Formula Programs. HUD’s Community Planning and Development (CPD) Formula Programs. –CDBG –HOME –HOPWA –ESG Briefing of CPD’s Competitive Programs. Briefing of CPD’s Competitive Programs. The Consolidated Plan Process and Getting Involved. The Consolidated Plan Process and Getting Involved. CBDOs and CHDOs. CBDOs and CHDOs.

3. HUD’s Federal Formula Programs Grantee: Grantee: –The State or Locality that receives and distributes funding. Formulas: Formulas: –Determines which States and Localities will receive the funding and how much of it. Money: Money: –Allocated each year to the grantees, for each program. Match Funds: Match Funds: –HOME, HOPWA and ESG require a Match.

4. HUD Formula Programs 1. Community Development Block Grant, CDBG –FY 2008 Total of $3,865,800,000 2. HOME Investment Partnerships Program, HOME –FY 2008 Total of $1,704,000,000 3. Emergency Shelter Grant, ESG –FY 2008 Total of $160,000,000 4. Housing Opportunities for Persons with AIDS, HOPWA –FY 2008 Total $300,100,000 http://www.hud.gov/offices/cpd/

5. What is the Community Development Block Grant? (CDBG) The CDBG program is a flexible program that provides communities with resources to address a wide range of community development needs. It was begun through the Housing and Community Development Act of 1974. It is one of the longest continuously run programs at HUD. http://www.hud.gov/offices/cpd/communitydevelopment/programs/

6. Primary Objectives of CDBG The development of viable communities, principally for low and moderate income persons, through: Decent HousingDecent Housing Suitable Living EnvironmentSuitable Living Environment Expanded Economic OpportunityExpanded Economic Opportunity

7. CDBG National Objectives Each Activity MUST meet at least one : 1.Benefit low- and moderate-income persons, 2.Prevent or eliminate slums or blight, 3.Urgent Need

8. Persons Served by CDBG Low and Moderate Income Low and Moderate Income Households and persons whose incomes do not exceed 80 percent of the median income of the area involved, as determined by HUD with adjustments for household or family size. Over a 1, 2, or 3-year period, as selected by the grantee, not less than 70 percent of CDBG funds MUST be used for activities that benefit low- and moderate-income persons.

9. Some Eligible CDBG Activities Acquisition of Real Property Acquisition of Real Property Construction of Public Facilities and Improvements Construction of Public Facilities and Improvements –Such as water and sewer facilities, streets, neighborhood centers, and the conversion of school buildings for eligible purposes Rehab of Residential and Non-Residential Structures Rehab of Residential and Non-Residential Structures Public Services, within certain limits Public Services, within certain limits Activities related to Energy Conservation and Renewable Energy Resources Activities related to Energy Conservation and Renewable Energy Resources Relocation and Demolition Relocation and Demolition Housing Services, Some Homeownership Activities Housing Services, Some Homeownership Activities Economic Development Economic Development Community Based Development Organization (CBDO) Activities (More discussion in later module) Community Based Development Organization (CBDO) Activities (More discussion in later module) Planning and Administration Planning and Administration

10. Some Ineligible Activities Buildings for the general conduct of government and general government expenses Buildings for the general conduct of government and general government expenses Political activities Political activities New housing construction by local units of governments New housing construction by local units of governments Income payments Income payments Purchase of equipment Purchase of equipment Operating and maintenance expenses Operating and maintenance expenses

11. Distribution of CDBG Funds Entitlement Program Entitlement Program –Principal cities of Metropolitan Statistical Areas (MSA’s) –Cities with populations of 50,000 or more –Qualified urban counties with populations of 200,000 or more (not including a qualifying city). State and Small Cities Program State and Small Cities Program –States that administer the program to non-entitled cities/counties; and Hawaii

12. How Can CDBG Funding Get to You? You would probably be the Subrecipient, unless you are a CBDO. You would probably be the Subrecipient, unless you are a CBDO. –A public or private nonprofit agency, authority, or organization, or a for-profit entity authorized under §570.201(o), receiving CDBG funds from the recipient or another subrecipient to undertake activities eligible under subpart C. Your local government makes the decision about which organizations to fund.

13. HOME Investment Partnership Program (HOME) Designed exclusively to create affordable housing for low-income households. Became law in 1990. http://www.hud.gov/homeprogram/

14. Participating Jurisdictions (PJs) State and Local Governments, or Consortia. State and Local Governments, or Consortia. Receive annual formula allocations HOME funds. Receive annual formula allocations HOME funds. Responsible for the eligible use of funds. Responsible for the eligible use of funds. A PJ may designate a “Subrecipient” (public agency or nonprofit) to administer all or a portion of its program on its behalf. A PJ may designate a “Subrecipient” (public agency or nonprofit) to administer all or a portion of its program on its behalf. You would receive funding from the PJ or the Subrecipient.

15. Overall Key Actors in the HOME Program State Governments State Governments State Recipients State Recipients Local Governments Local Governments Consortia Consortia Subrecipients Subrecipients Community Housing Development Organizations (CHDO’s) Community Housing Development Organizations (CHDO’s) Developers, owners, and sponsors Developers, owners, and sponsors Private lenders Private lenders Contractors Contractors

16. Four HOME Program Types Homeowner (Owner-Occupied) Rehabilitation Homeowner (Owner-Occupied) Rehabilitation Homebuyer Assistance Homebuyer Assistance Rental Development Rental Development –New construction or rehabilitation Tenant-Based Rental Assistance (TBRA) Tenant-Based Rental Assistance (TBRA)

17. Eligible HOME Activities Acquisition (standard properties) Acquisition (standard properties) Rehabilitation Rehabilitation New Construction New Construction Tenant-based rental assistance Tenant-based rental assistance

18. Some Eligible HOME Expenditures Hard costs (construction) Hard costs (construction) Land Acquisition Land Acquisition Demolition Demolition Project Related Soft Costs Project Related Soft Costs –Inspections –Financing fees, etc. Relocation Costs Relocation Costs

19. Some Prohibited Activities in HOME Non-housing facilities (shelters, nursing homes, treatment facilities, other public facilities) Non-housing facilities (shelters, nursing homes, treatment facilities, other public facilities) Emergency Repairs Emergency Repairs Project-based rental assistance Project-based rental assistance Paying delinquent taxes on behalf of the owner Paying delinquent taxes on behalf of the owner Operation, construction or modernization of Public Housing Operation, construction or modernization of Public Housing Match for other federal programs Match for other federal programs

20. Overview of Basic HOME Rules All HOME funds must be used for families with incomes below 80 percent of the Area Median Income. All HOME funds must be used for families with incomes below 80 percent of the Area Median Income. –Deeper targeting for rental housing HOME-funded projects are subject to affordability periods. HOME-funded projects are subject to affordability periods. New construction and rehab must meet local codes and property standards and federal accessibility requirements. New construction and rehab must meet local codes and property standards and federal accessibility requirements.

21. Other Notable HOME Features Matching requirement Matching requirement –PJs must match 25 cents of every HOME dollar. Performance standards Performance standards –Funds must be committed within 2 years –Funds must be expended within 5 years Technical Assistance funds Technical Assistance funds –Awarded to intermediaries to build the capacity of qualified Community Housing Development Organizations (CHDOs).

22. Forms of HOME Assistance Direct Assistance Direct Assistance –Grants –Direct Loans (interest or non-interest bearing) –Deferred Loans Loan Guarantees Loan Guarantees –For rental, owner-occupied rehab or homebuyer programs.

23. Limits on How Funds Can Be Spent Administration: Up to 10% of allocation Administration: Up to 10% of allocation CHDO Operating Expenses: Up to 5% CHDO Operating Expenses: Up to 5% CHDO Set-Aside for development project activities: AT LEAST 15% CHDO Set-Aside for development project activities: AT LEAST 15% Remaining HOME funding is used for Project Activities. Remaining HOME funding is used for Project Activities.

24. Housing Opportunities for Persons With AIDS (HOPWA)  Has both a Formula and a Competitive Program.  Eligible States and localities determined using a statutory formula that relies on AIDS statistics.  Used for housing assistance and appropriate supportive services. http://www.hud.gov/offices/cpd/aidshousing/programs/

25. HOPWA Some Examples of Eligible Uses: Some Examples of Eligible Uses: – Acquisition, rehabilitation and new construction of housing units –Costs for facility operations –Rental assistance –Short-term payments to prevent homelessness –Supportive Services Mental health servicesMental health services Chemical dependency treatmentChemical dependency treatment Nutritional servicesNutritional services Case managementCase management Assistance with daily livingAssistance with daily living

26. Emergency Shelter Grant (ESG) Purpose: To provide homeless persons with basic shelter and essential supportive services. http://www.hud.gov/offices/cpd/homeless/programs/esg http://www.hud.gov/offices/cpd/homeless/programs/esg

27. Emergency Shelter Grant (ESG) History: Originally established by the Homeless Housing Act of 1986 Incorporated into subtitle B of title IV of the McKinney-Vento Homeless Assistance Act in 1987.

28. Emergency Shelter Grant (ESG) Grantees: –State governments, metropolitan cities, urban counties, and U.S. territories –Grantees make the funds available to eligible recipients, which can be local government agencies or private nonprofit organizations. Matching Requirement: –Local ESG grant funds must be matched dollar for dollar with locally-generated amounts. –States do not have to match the first $100,000 of ESG assistance that they receive.

29. Five Categories of ESG Eligible Activities Rehab or conversion of buildings into homeless shelters Rehab or conversion of buildings into homeless shelters Operating expenses and maintenance of the shelter Operating expenses and maintenance of the shelter Essential supportive services Essential supportive services Short-term homeless prevention activities Short-term homeless prevention activities Administration of the grant Administration of the grant

30. HUD’s Definition of Homelessness Based on primary nighttime residence Based on primary nighttime residence Includes individuals and families Includes individuals and families Must be living in one of the following: Must be living in one of the following: –Places not meant for human habitation; –Emergency shelter; or –Transitional housing for homeless persons who originally came from streets or emergency shelter

31. HUD’s Definition of Homelessness Does not include: Does not include: –Persons living in substandard housing –Persons living in overcrowded housing situations –Persons that are wards of the state –Persons being discharged from institutions where housing placement is condition of release –Persons living with family/friends

32. Chronic Homelessness HUD is focused on ending chronic homelessness Definition of a chronically homeless person: Definition of a chronically homeless person: “Either: 1. 1.An unaccompanied homeless individual with a disabling condition who has been continuously homeless for a year or more, OR 2. 2.An unaccompanied individual with a disabling condition who has had at least four episodes of homelessness in the past three years.”

33. Competitive Programs In the Office Community Planning and Development (CPD) –The Continuum of Care Homeless Competitive GrantsHomeless Competitive Grants –Other CPD Competitive Grants Certificate of Consistency with the Consolidated Plan

34. The Continuum of Care (CoC) HUD’s Homeless Assistance Plan HUD believes the best approach for alleviating homelessness is through a community-based process that provides a comprehensive response to the diverse needs of homeless persons. http://www.hud.gov/offices/cpd/homeless/programs/index.cfm

35. Continuum of Care Basics “A collaborative funding approach that helps communities plan for and provide a full range of emergency, transitional, and permanent housing and service resources to address the various needs of homeless persons.” FY 2007 SuperNOFA Locally organized Locally organized Includes designated lead agency and contact person Includes designated lead agency and contact person Geographically based Geographically based

36. Overview of Continuum of Care –Housing and service providers –Nonprofit organizations –Public housing authorities –Advocacy groups –Community and faith- based organizations –State and local government agencies –Housing developers and other private businesses –Private agencies, like health care organizations –Law enforcement and corrections –School systems –Private funding providers –Homeless or formerly homeless persons A CoC system is developed through an inclusive, community- wide or region-wide process involving:

37. Continuum of Care CoC Planning/Coordinating Organizations Veterans Services Businesses Mental Illness HIV / AIDS Neighborhood Groups Banks Foundations Service Providers HousingDevelopers Homeless Persons Educators Government

38. Five Basic Components of Continuum of Care 1. Outreach and assessment to identify the needs and conditions of homeless persons. 2. Immediate (emergency) shelter with appropriate supportive services. 3. Transitional housing with appropriate supportive services. 4. Permanent housing or permanent supportive housing. 5. Prevention strategies.

39. Continuum of Care (CoC) Competitive Homeless Assistance Programs Supportive Housing Program (SHP) Supportive Housing Program (SHP) Shelter Plus Care (S+C) Shelter Plus Care (S+C) Section 8 Moderate Rehabilitation Single Room Occupancy (SRO) Program for Homeless Individuals Section 8 Moderate Rehabilitation Single Room Occupancy (SRO) Program for Homeless Individuals

40. Supportive Housing Program (SHP) Provides housing, including housing units and group quarters. Provides housing, including housing units and group quarters. Combine supportive services and housing to help homeless persons to live as independently as possible. Combine supportive services and housing to help homeless persons to live as independently as possible. Three overall goals: Three overall goals: –Achieve residential stability –Increase skill levels and/or incomes –Obtain greater self-determination

41. Shelter Plus Care (S+C) Provides housing and supportive services on a long-term basis for homeless persons with disabilities, and their families. Provides housing and supportive services on a long-term basis for homeless persons with disabilities, and their families. Rental assistance for hard-to-serve homeless persons with disabilities. Rental assistance for hard-to-serve homeless persons with disabilities. Works in connection with supportive services funded from sources outside the program. Works in connection with supportive services funded from sources outside the program.

42. Single Room Occupancy Program Provides rental assistance for homeless persons in connection with the moderate rehabilitation of SRO dwellings. Provides rental assistance for homeless persons in connection with the moderate rehabilitation of SRO dwellings. SRO housing contains units for occupancy by one person SRO housing contains units for occupancy by one person

43. Resources Homeless Resource Exchange (HRE): Homeless Resource Exchange (HRE): –http://www.HUDHRE.info HUD’s web site: HUD’s web site: –http://www.hud.gov/offices/cpd/homeless/index.cfm –http://www.hud.gov/homeless/

44. Other CPD Competitive Programs HOPWA Competitive Program HOPWA Competitive Program Self-Help Homeownership Opportunity Program (SHOP) Self-Help Homeownership Opportunity Program (SHOP) Rural Housing and Economic Development (RHED) Rural Housing and Economic Development (RHED) Brownfields Economic Development Initiative (BEDI) Brownfields Economic Development Initiative (BEDI) –Linked to the Section 108 Loan Guarantee program. Technical Assistance Technical Assistance –HOME –CHDO TA –McKinney-Vento Homeless Assistance Programs HOPWA

45. When Considering Federal Funding, Ask Yourself… What are the priorities of your community? What are the priorities of your community? Does your program/project meet those priorities? Does your program/project meet those priorities? Are you already doing the types of projects serving the target population sought by the funding program? Are you already doing the types of projects serving the target population sought by the funding program? Does your organization have the capacity and experience to use and manage the funding? Does your organization have the capacity and experience to use and manage the funding? Is your organization financially prepared to manage federal funding and can you meet the required match? Is your organization financially prepared to manage federal funding and can you meet the required match?

46. The Consolidated Plan Why Should You Care? Money!!! Primarily Benefits Low-income Persons and Families! Opportunity for Empowerment! Get on Your Community’s Radar!

47. Why the Consolidated Plan Process is Important It is THE process for how your organization can be regularly and actively involved in your City, County or State's planning and funding process.

48. Benefits to Getting Involved Community Involvement Community Involvement Influence Influence Funding Funding Accountability Accountability Potential Access to CPD’s Formula Programs Potential Access to CPD’s Formula Programs

49. Roots of the Con Plan Comprehensive Housing Affordability Strategy (CHAS) –Created in 1990, Title 1 National Affordable Housing Act; aka Cranston- Gonzalez Act –Aim to develop Annual Housing Goals

50. The Consolidated Plan A collaborative process whereby a community establishes a vision for housing, community and economic development actions Purposes –“Application” for Formula Funding for States and Localities –Planning Document –Performance Reporting

51. The Consolidated Plan Stakeholders Stakeholders –HUD –State and Local Governments –Community Groups –Non-Profits –Private Sector –Financial Institutions

52. The Consolidated Plan Basics: The Three or Five-Year Plan Strategic Plan The Three or Five-Year Plan Strategic Plan The Annual Action Plan The Annual Action Plan The Annual Performance Report The Annual Performance Report

53. 3 – 5 Year Strategic Plan Setting Priority Needs Setting Priority Needs –Specific Objectives/Performance Measures –Non-housing Community Development Plan –Neighborhood Revitalization Strategy Areas –Continuum of Care Homeless Strategy –Anti-Poverty Strategy

54. Annual Action Plan Resources and annual objectives Resources and annual objectives –Programs, projects, or activities –Annual numeric goals –Other relevant actions –Certifications

55. Five Stages of the Consolidated Plan Process 1. Identifying Needs 2. The “Proposed” Consolidated Plan 3. The “Final” Consolidated Plan 4. Annual Performance Report 5. Substantial Amendments

56. Identifying Needs The Community Profile The Community Profile 1.Housing, homeless, community development and special needs assessment 2.Housing market analysis 3.Inventory of public and assisted housing 4.Inventory of homeless facilities/services 5.Barriers to affordable housing

57. Proposing the Con Plan Setting Priorities Setting Priorities –Activities designed to respond to the identified needs –Geographic areas where needs exist –Indicate how funds identified will be used to meet needs –Performance Indicators

58. Proposing the Con Plan Identifying All Resources That Will Be Available Identifying All Resources That Will Be Available –CDBG, HOME, ESG, HOPWA, Public and Assisted Housing –State and Local Funds –Private Funds

59. Citizen Participation Plan Grantees must provide and encourage citizen participation. Grantees must provide and encourage citizen participation. Required to have a Plan, but no rules on when to update it. Required to have a Plan, but no rules on when to update it. The Development of the plan requires consultation with public and private sectors. The Development of the plan requires consultation with public and private sectors.

60. The Citizen Participation Plan Community Stakeholders Community Stakeholders Access to Information Access to Information Public Hearings Public Hearings –At least 2 each year, 1 for States –Accommodations Review and Comment Review and Comment

61. Technical Assistance for Citizen Participation The Citizen Participation Plan must describe how technical assistance will be provided to appropriate groups that request assistance to develop proposals.

62. Characteristics of Effective Citizen Participation 1. Collaboration between community and faith-based organizations 2. Collaboration between those Organizations and Local Government 3. Open Discussion of Community Issues and Needs 4. Short-term and Long-term Planning 5. Marketing and Outreach

63. The “Final” Con Plan Considers all the comments made during the citizen participation process Considers all the comments made during the citizen participation process Must be publicly available. Must be publicly available. HUD approval is necessary HUD approval is necessary –Due 45 days before the start of the program year –HUD has 45 days to approve or disapprove

64. The “Final” Con Plan Possible Reasons for Disapproval: Possible Reasons for Disapproval: –Developed without the required citizen participation process –Failing to meet all the required elements of the regulations –Inaccurate certifications –Inconsistency with the purposes of the National Affordable Housing Act

65. Annual Performance Report CAPER: Consolidated Annual Performance and Evaluation Report CAPER: Consolidated Annual Performance and Evaluation Report Provides a detailed description of the activities funded with CPD money during the program year. Provides a detailed description of the activities funded with CPD money during the program year. –How much money budgeted –How much money spent –Location of activities –What was accomplished –Who benefited

66. Substantial Amendments Specify criteria to be used to determine what constitutes a substantial amendment. Specify criteria to be used to determine what constitutes a substantial amendment. Describe how citizens will be given opportunity to comment with length of comment period and summary of comments. Describe how citizens will be given opportunity to comment with length of comment period and summary of comments.

67. “Consistent” With the Consolidated Plan Law requires that any use of Community Planning and Development money for housing activities be “consistent” with the jurisdiction’s Consolidated Plan. Law requires that any use of Community Planning and Development money for housing activities be “consistent” with the jurisdiction’s Consolidated Plan. What is meant by “Consistent”? What is meant by “Consistent”? –Need –Long-range Strategy –Location

68. Roles of Non-Profits in the Consolidated Plan Process Engage in Strategic Planning Process Engage in Strategic Planning Process Ensure that Low-Income Persons are Beneficiaries of Program Funds Ensure that Low-Income Persons are Beneficiaries of Program Funds Have the needs of communities you serve be recognized. Have the needs of communities you serve be recognized. Stay informed of the process, speak up at public hearings, and provide comments! Stay informed of the process, speak up at public hearings, and provide comments!

69. How Do You Get Involved? Figure Out if Your Government Must Prepare a Consolidated Plan Figure Out if Your Government Must Prepare a Consolidated Plan Annual Process: Annual Process: –Updated each year with the Annual Action Plan, and Performance Report –Go to the Public Hearings and be prepared to comment

70. How Do You Get Involved? To whom Do I Speak With? To whom Do I Speak With? –Government officials, Housing or Planning department, HUD Local or Regional Field Office What Papers or Information Should I Ask For? What Papers or Information Should I Ask For? –“Citizen Participation Plan” –“Long-term Strategic Plan” –“Annual Action Plan” –“Consolidated Annual Performance Report” (CAPER)

71. Where Can You Start? Let your state or locality know you are interested Let your state or locality know you are interested Let them know you want to be involved Let them know you want to be involved Let them know you want to be kept informed Let them know you want to be kept informed Ask to be placed on their mailing list Ask to be placed on their mailing list Know you have a right to be involved Know you have a right to be involved Be persistent Be persistent

72. Information Sources HUD Consolidated Plan website: HUD Consolidated Plan website: –http://www.hud.gov/offices/cpd/about/conplan/ Your Local HUD Office Your Local HUD Office

73. Housing Development Organizations: Special Considerations CBDO CBDO –Community Based Development Organization –CDBG CHDO CHDO –Community Housing Development Organization –HOME

74. Community Based Development Organizations (CBDO) CDBG Program CDBG Program A CBDO must undertake one of these three activities: A CBDO must undertake one of these three activities: 1.Neighborhood revitalization 2.Community economic development 3.Energy conservation

75. Benefit to Being a CBDO Access to conducting a wider variety of neighborhood revitalization activities > more flexibility. Access to conducting a wider variety of neighborhood revitalization activities > more flexibility. Status allows spending of CDBG funds on certain types of projects that are not ordinarily eligible for funding Status allows spending of CDBG funds on certain types of projects that are not ordinarily eligible for funding –e.g. new housing construction However: Distribution and use of funding for CBDO’s is determined by the grantee.

76. CBDO Requirements  The Organization Must:  Be organized under state/local law for specific community development activities  Operate in a specific geographic area within a grantee’s jurisdiction  Have a primary focus the improvement of economic/physical/social aspect of service area, particularly for low/mod persons  Have a governing board of at least 51% low/mod representatives.

77. CBDO GOVERNING BOARD To meet the 51% low/mod representation: To meet the 51% low/mod representation:  Residents of service area  Owners/officers of entities located in service area OR  Representatives of low/mod groups in service area Less than 1/3 of board may be: Less than 1/3 of board may be:  Elected or appointed public officials, or  Employees of the grantee  Governing body must be nominated by general membership.

78. Other CBDO Requirements If CBDO is a for-profit entity, profits to shareholders/members must be incidental to operations If CBDO is a for-profit entity, profits to shareholders/members must be incidental to operations Organizations that could easily qualify: Organizations that could easily qualify:  Single-neighborhood –based CHDOs automatically meet CBDO requirements.  Other CHDO’s must qualify separately.  Certain SBA organizations

79. Community Housing Development Organization CHDO  HOME Program funds  The Bottom Line:  The project must involve development activity  The CHDO must own, develop or sponsor the project  CHDO has effective project control.

80. Use of HOME Funds Eligible uses of CHDO set-aside funds: Eligible uses of CHDO set-aside funds:  Develop affordable housing for renters or homebuyers through rehabilitation or new construction Ineligible uses of set-aside funds: Ineligible uses of set-aside funds:  Provision of tenant-based rental assistance  Rehabilitation for owner-occupants  Provision of downpayment/closing costs to homebuyers unless CHDO developed unit  Any project where CHDO role does not meet own, develop or sponsor definition

81. Extra Benefits as a CHDO  At least 15% of HOME allocation set-aside for CHDOs  Up to 10% of the CHDO set-aside may be provided for site control or predevelopment loans  Optional: Up to 5% of HOME allocation for CHDO operating expenses (salaries, rent, admin, etc.)  Technical Assistance

82. CHDO Qualifying Criteria CHDOs must meet requirements pertaining to their: CHDOs must meet requirements pertaining to their:  Legal status  Organizational structure  Capacity and experience

83. Legal Status to Be a CHDO To be eligible, an organization must: To be eligible, an organization must:  Be organized under state and local law  Have as its purpose to provide decent and affordable housing to low-income persons  Provide no individual benefit  Have a clearly defined service area  Have IRS tax exempt status

84. Organizational Structure CHDO board must have: CHDO board must have:  At least 1/3 of board must represent the low-income community  No more than 1/3 of board may represent the public sector (elected/appointed officials, and employees) Low-income representatives are: Low-income representatives are:  Residents of low-income neighborhoods  Low-income persons  Elected representatives of low-income neighborhood organizations

85. Capacity and Experience Organization must: Organization must:  Have at least ONE YEAR of experience serving the community  Demonstrate staff capacity to carry out planned activities (can be contract with consultant who has experience and will train CHDO staff to carry out future projects independently)  Have financial accountability standards http://www.hud.gov/offices/cpd/affordablehousing/programs/home/to pical/chdo.cfm