1. MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES

2. NAVAL LEADERSHIP BRIEF 2015 MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org

3. Mission Statement To provide, in partnership with the Navy and Marine Corps, financial, educational, and other assistance to members of the Naval Services of the United States, eligible family members, and survivors when in need; and to receive and manage funds to administer these programs. MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org

4. “A Readiness Focus” MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org  NMCRS promotes Unit Operational Readiness by enhancing Service Member & Family Financial Readiness  We can help anywhere -- 24/7

5. Serving our Navy & Marine Families Since 1904 MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org  Active Duty, Retired, Reserves (on active duty), & their families  Need-based financial assistance & more

6. A Global Operation MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org  239 Offices Worldwide  CONUS  OCONUS  Shipboard

7. A Wide Range of Assistance  Visiting Nurses 62,500 Contacts- CCA, Babies, Retirees, Widows MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org  26 Thrift Shops ~ 100,000 patrons  Financial Services Budget Counseling  Budget for Baby Workshops Attended by ~ 5,800+ new parents  Educational Loans and Scholarships

8. We’re Ready to Help!  Food, Rent, Utilities  Emergency Transportation  Medical, Dental Bills  Funeral Assistance  Unforeseen Emergencies  Vehicle Repairs  Disaster Assistance  Widow Supplements MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org 61,026 Sailors, Marines and Families received $48.1M in 2014

9. A Financially Vulnerable Force  Young Sailors and Marines  Families with Small Children  Family Separations  Poor Job Market for Military Spouses  Temptation from Predatory Lenders (easy credit)  Frequent Deployments MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org

10. Financial Difficulty MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org Troubled Finances Impact:  Family Relationships  Job Performance  Military Readiness  Good Order & Discipline

11. A Wide Range of Financial Assistance MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org  NMCRS assistance is policy driven with well defined procedures  Loans vs. Grants based on need  Repayment by allotment or EFT  Quick Assist Loans (QALs)

12. Our Goal is Financial Self-Sufficiency  NMCRS helps Sailors, Marines and their Families gain the Knowledge to make sound Financial Choices  NMCRS encourages Savings, Financial Planning and Responsibility  Financial Education empowers and leads to Self-Sufficiency MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org

13. NMCRS Exceptions to Policy  Denials always advised of “Command Appeal” right  Consultation between local Command & NMCRS HQ  Extenuating Circumstances  Strong Command Support MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org

14. Partnership Agreements  American Red Cross  Army Emergency Relief  Air Force Aid Society  Coast Guard Mutual Assistance  Navy Legal Services Center  Fleet & Family Support Center MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org

15. Disciplinary Actions  Be aware: when you take pay away from a Sailor – a family may be significantly impacted  NMCRS will not assist (without Command concurrence) when lack of funds is due to a Disciplinary Action MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org

16. Policy of Confidentiality  We honor the privacy of our clients  Case information disclosed with approval only  Command involvement may be encouraged to best serve the client  NMCRS Policy doesn’t apply to:  Criminal Acts or Misconduct  Matters affecting good order, discipline, and security  Command Referrals MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org

17. NMCRS is Your Resource!  Keeping you advised of Financial issues impacting Sailors and Families  Partnering with your Command Financial Specialist (CFS)  We offer Financial Education and awareness training for your Command MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org

18. How You Make a Difference  Lead and Encourage participation in SECNAV’s Active Duty Fund Drive for NMCRS  Be Involved – Local Advisory Board  Use NMCRS as your Financial Readiness Resource (pre-deployment, training, education)  Encourage and Recognize Volunteerism  Spread “the word” about the Society’s many services! MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org

19. NMCRS - ADFD Results MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org

20. Keys to a Successful 2015 ADFD MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org 1.Active leadership involvement 2.Early ID of ADFD Coordinator 3.Weekly Status Reports 4.Be personally engaged!

21. Thank You! MAKING A DIFFERENCE FOR SAILORS, MARINES AND THEIR FAMILIES www.nmcrs.org