1. INEOS Wellness Program Employee Webinars

2. Copyright ©INEOS 2010 Why an INEOS Wellness Program? Healthy employees are an important element of a strong organization Encourages employees and spouses to become more aware of own current health and health risks Annual testing and early detection will help greatly to prevent or mitigate future illness Awareness drives change, change drives improvement Critical step in keeping health care costs in-check, aimed at slowing the rapid rise in health care premiums that will benefit us all

3. Copyright ©INEOS 2010 Eligibility Who is eligible to participate? –All employees enrolled in an INEOS Health Plan –Spouses/domestic partners enrolled in an INEOS Health Plan –COBRA and Retirees Participation is voluntary You both do NOT have to participate Children are not eligible to participate

4. Copyright ©INEOS 2010 Participation Criteria Complete a routine annual physical Complete age- and gender-appropriate blood screen including glucose and lipids testing Complete the BCBS Health Risk Assessment (HRA) Note: You must complete all tasks to receive credit under the program

5. Copyright ©INEOS 2010 Health Care Account If you complete the criteria, you receive $200 credit in a Health Care Account (HCA) at BCBS If your spouse/domestic partner completes the criteria, he/she will receive a $200 credit in a Health Care Account (HCA) at BCBS Spouse/domestic partner accounts are separate from employee accounts

6. Copyright ©INEOS 2010 Health Care Account Health Care Accounts can be viewed online at www.bcbsil.com under BlueAccess for Members (BAM)www.bcbsil.com Registration is required What you will see –Deposits –Balance –Claim activity

7. Copyright ©INEOS 2010 Health Care Account Your HCA can be used to pay for: –Deductibles –Coinsurance –Copays Your HCA cannot be used to pay for: –Dependent expenses under the plan if you have family coverage or employee + child(ren) coverage –Prescription Drugs –Any expenses that are paid outside of the plan Note: You cannot use your HCA to pay for spouse/domestic partner’s expenses (or vice versa) even if he/she participates in the program

8. Copyright ©INEOS 2010 Health Care Account Unused account balances rollover to the next year You lose your HCA when you cease participating in an INEOS Health Plan

9. Copyright ©INEOS 2010 Costs for Participating No cost to you for participating All health plans were changed effective 7/1/2010 to cover wellness visits at 100% Employees and/or spouses/domestic partners that have completed the criteria will receive reimbursement for any out-of-pocket wellness related expenses through the HCA

10. Copyright ©INEOS 2010 Annual Physicals If you completed an annual physical since 10/1/2009, you will not have to repeat this task If you completed a company physical (including blood screen) and wish to have this count towards meeting this criteria, you will need to complete a Wellness Release Form (available from your Occupational Nurse/Doctor or HR). Wellness Release Form allows your name to be released to the Benefits Department indicating that you’ve completed this task. Annual OB-GYN and PSA physicals count towards completing this criteria

11. Copyright ©INEOS 2010 Age- and Gender-Appropriate Screenings If you completed a physical but did not have the appropriate blood screens performed (lipid and glucose), to qualify you must complete this task. If you do not have the results of these tests, you should obtain a copy from your doctor before completing your HRA.

12. Copyright ©INEOS 2010 Health Risk Assessment The HRA can be found on the BCBS website under the Personal Health Manager link under My Health What information is needed: –Blood screen results –Blood pressure –Weight/Height Takes about 15 minutes to complete

13. Copyright ©INEOS 2010 Privacy No Personal Health Information will be shared with INEOS Your rights are protected under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) Only aggregate reporting to INEOS

14. Copyright ©INEOS 2010 New Enrollments 1/1/2011 If you newly enroll in an INEOS Health Plan 1/1/2011, you may participate in the Wellness Program for plan year 1/1/2012 No HCA credit will be given until 1/1/2012

15. Copyright ©INEOS 2010 Next Steps What you need to do: –Complete annual physical –Complete blood screenings –Complete HRA Note: Tasks must be completed by 9/30/2010 Watch for letter from the Benefits Department during November 2010 confirming your participation On or about January 1, 2011, verify your HCA account was established