1. Our process Shale Valley Financial Group 30050 Chagrin Boulevard, Suite 200 Pepper Pike, OH 44124 216.595.5436 James.Makee@ubs.com Michael.Vary@ubs.com www.ubs.com/team/shale

2. About James Makee James Makee I grew up in Lyndhurst, Ohio. My parents were educators. I am defined by my strong work ethic that began when I was a young boy. At the age of eight, I began selling Pussy Willows and delivering the Sun News, Cleveland Press, and The Plain Dealer newspapers. My business acumen was developed as a teenager by hiring my friends to cut lawns for me while I operated a successful painting business. At age 13, I began taking flying lessons. During college, I launched a nationally chartered student credit union with 80+ volunteers. A graduate of Miami University with a Bachelor of Science degree in Business, I also hold a minor in Aeronautics. A happily married family man, my wife and I are raising two great children. My family is the most important thing to me and I have no greater pride than to watch and participate in their successes. I am devoted to healthy living and physical activity. A controlled risk-taker, I enjoy most athletic adventures including flying, skydiving, skiing, swimming, running, biking, and kickboxing. As an active member of the community, I continue to serve on many boards including, but not limited to, the Cincinnati Chamber of Commerce, numerous Kiwanis Clubs, Kent State University, Horizons Daycare, Messiah Lutheran Church, West Geauga Education Foundation, Visiting Nurse Association, and the Mayfield United Methodist Church. I am also an active auxiliary police officer for Chesterland Township.

3. About Michael Vary Michael Vary Michael joined UBS in 2009 and focuses on building retirement planning strategies for farm families, mineral right owners, and shale oil focused business owners. Prior to UBS, Michael worked on the Equity Derivatives Institutional Sales desk for BNP Paribas and was also an investment banking analyst for The Royal Bank of Scotland Group. A graduate of Columbia University where he earned a B.A. in economics, he holds his Series 7, 31, 63, and 66 securities licenses. Outside of his professional career, he enjoys fishing, hunting, and camping. Michael lives on his family farm in Thompson, Ohio with his wife Jaclyn and two sons, Lucas and Jonathan. He is a supporter and alumnus of St. Ignatius High School in Cleveland.

4. About Chris Rosenthal Chris Rosenthal Chris is one of a small number of UBS Financial Advisors who have earned the distinction of being in both the Regional Institutional Sales Group and the Corporate Cash Management Group. As a member of these groups, Chris is uniquely qualified to engage with major institutions, Fortune 500 companies as well as high net worth individuals. Chris focuses on fixed income understanding that risk assessment is at the heart of any solid portfolio. With that in mind, he monitors positions and modifies asset holdings as market conditions dictate. Each portfolio is customized and shaped by an understanding of both a client’s needs and aspirations. Chris has gained extensive experience in Fixed Income over his 24 year career, particularly in municipal bonds. Chris works primarily with high net worth individuals, family trusts, corporations, money managers, bank trust departments, insurance companies, hedge funds and mutual funds. Chris received a bachelor's degree in Business Management from Ramapo State College of New Jersey. Chris holds his Series 7, 63 and 65 securities licenses. He is also licensed to offer life and variable annuity insurance. Chris has a Black Belt in Tae Kwon Do and strives for belts in other martial art disciplines as well. He and his wife Karen reside in Novelty, Ohio and have three sons.

5. About Michael Joseph Michael Joseph I grew up in Independence, OH in a typical Midwestern family with my parents, two brothers, and two sisters. I attended Bowling Green State University and graduated with a business degree and a major in accounting. After graduation, I spent the next six years with Ernst & Young and IMG. During this time, I earned my CPA designation and MBA. I have worked in financial services for the past 25 years, with 16 of those at UBS/Key/McDonald Investments. My financial services background includes experience in taxes, trust administration, and financial planning. My motto in business has always been to do the best thing for the client. My strengths are looking at all aspects of a client's financial picture and then determining the best way for them to accomplish their goals. I rely on a very diverse financial background to help our clients. I am a person who has always tried to lead by example and by the way I behave. I live in Richfield, OH with my wife Kim. We have twin daughters, Hunter and Kramer. I've been involved with sports and athletics my whole life, and also officiate high school sports, which allows me to stay involved with my local community and give something back. I have also been a part- time college instructor for over 20+ years. Teaching allows me to pass on to my students some of the life lessons my favorite teachers, co-workers and friends passed on to me.

6. Shale Valley Financial Group Our Partnership with Your Family: We partner with families whose lives and financial well being have been positively impacted by the Shale gas discoveries across the country to create strategic wealth management solutions that protect and preserve assets for themselves and future generations.

7. Shale Valley Financial Group Our Beliefs: We believe providing a guaranteed income stream for your basic living expenses sets the foundation to financial freedom and allows the ability to maintain a calm mind during turbulent times. We believe by being in the present moment and listening to your needs, wants, and wishes we can create a plan that will allow you to share your gifts, graces and talents with the world. Financial planning is the cornerstone of our relationship with our clients; it is the basis for financial decisions. We believe that honesty, integrity, and pride are essential in every relationship. We act in the best interests of our client.

8. Shale Valley Financial Group Why Do Business With Us? We care about you and your family. We have spent years developing a business model, team and client base that allows us the time, knowledge, and resources to deliver great service. In order to become one of our clients you have to be liked, have the proper assets, and the desire to follow our advice. Because you are willing to make the above commitment we are able to deliver comprehensive wealth management solutions that are custom tailored to you and your family. We can invest the time in you and your family to provide a clear and consistent strategy that protects and preserves your wealth.

9. Shale Valley Financial Group : 13 Wealth Issues Checklist How Do We Do It? We consult with families on "Thirteen Distinct" Wealth Issues that are built around planning and building your wealth for your future. ©UBS 2012. The key symbol and UBS are among the registered and unregistered trademarks of UBS. All rights reserved. UBS Financial Services Inc. is a subsidiary of UBS AG. Member SIPC. SPE_Preso_1114_Makee chart.ppt Client: ____________________________________________Date: ____________________________________________ IssueDate discussedAction planned/takenDate completed 1 Investment issues 2Insurance issues 3Liability issues 4Qualified retirement plan/IRA issues 5Stock option issues 6Business succession plan issues 7Durable power of attorney issues 8Gifting to children/descendent issues 9Charitable gifting during life issues 10Titling of assets issues 11Executor/trustee issues 12Distribution of wealth plan to spouse/descendents issue 13Charitable inclinations at death issues

10. Shale Valley Financial Group How Do We Do It? We spend a tremendous amount of time getting to know who you are, what you believe, the values you want to instill, and the legacy that you want to leave. Our Five Step Process is well thought out and designed to bring an awareness to your financial health and life's attitude. Step 1: Interview and Gather Data This is what separates us from other financial advisors. We will thoroughly interview you and your family to understand how did you learn about money? What does money mean to you and your family? What brings happiness and joy into your life? How are you balancing the stress of maintaining and growing assets against the need to live your life? We will identify potential risks that can sidetrack or derail your plans. This stage is when you will realize that we truly care about you and your family. We become aware of many personal details and feelings that perhaps, you have not shared with your closest friends or even your spouse. This data gathering is the most critical aspect of our relationship, it sets the foundation for your future success. Step 2: Analyze Data and Create Plan During this phase we will work diligently on your behalf to find solutions that protect and preserve your assets, while allowing for future growth. Our team of professionals, with colleagues around the world, will tear apart your current investment and estate planning strategies. We will create cost and tax efficient portfolios that are designed to provide income when you want it. We incorporate your pensions and social security incomes to maximize when and how to utilize their cash flows. Our ability to speak knowledgably and professionally with your other advisors such as your CPA and attorney to team on your behalf is often stated but rarely integrated to the level we provide. Step 3: Deliver Your Plan This is where we educate you. It is critical that you clearly understand how your lifestyle choices, values, and philosophy about money are linked. We congratulate your areas of strength, highlight your areas of weakness, and propose comprehensive solutions. We will fairly and accurately display your basic areas of risk and make sure that you understand possible solutions, upsides and downsides, and costs associated with implementation. It is incredibly important that you grasp the integral relationship between your daily living needs, family philosophy, and ultimately estate planning techniques. You will receive a comprehensive plan that you can articulate and share with your family. Step 4: Implementation Implementation begins to demonstrate our focus on client service. You will partner with us to begin to realign your areas of weakness and transition them to areas of strength. We follow a detailed action plan with agreed upon timetables to begin to cover your risks. You and your family will tell us what issues you want to tackle first. We will partner with your other advisors to ensure that assets are titled properly, tax strategies are appropriate and being followed, and that you are fully able to take advantage of our online and personal service. You will be given access to not only our work and cell numbers but potentially our home numbers. You have joined our family. Step 5: Service Model Execution We strive to provide you and your family with exceptional service. Because this is so crucial to our relationship we have developed a client service matrix that our team constantly reviews and follows. You will be informed of your tiering and given and scheduled for a consistent communication plan. It is your job to keep us informed of the inevitable life changes that will arise. It is our responsibility to provide you and your family with performance figures, economic reviews and forecasts, estate and tax law revisions, and goal and objective tracking. It is impossible to be a trusted advisor and uphold our integrity without consistent and reliable communication.

11. Shale Valley Financial Group What Makes Us Different? Company: UBS has a Tier One Capital ratio of 18.7 as of the first quarter of 2012. It is one of the highest ratios in the industry. Our Core Business is Wealth Management for the individual. 60% of our revenue is derived from private wealth management. We are the only firm to have a research team dedicated to the individual investor, this team has 135 analysts, our closest competitor has 0. We have the ability for a client to participate in a Global Multi-Currency Platform, with international offices located around the world. Our targeted size of 7,000 advisors makes us large enough to offer competitive products but small enough to maintain a boutique feel. Solutions: By spending the time to learn about you and your family values, your vision of the future, and your financial habits, we customize cash flows, investment portfolios, risk modeling, and estate planning to your personal plan. Our ability to utilize our internal and external partners around the world allows us to develop a tailored portfolio that will protect and preserve your assets, while providing reliable income streams. Person Family: As a man who values his family above all else, I understand how important it is to provide for and protect the ones you love. The investment solutions that we present to you and the service model we implement are for your family's financial security and to free up your time so you can share your gifts and talents with your most treasured friends and family. Honesty: I will give you straight-forward honest answers even when what I need to tell you is very difficult for you to hear. I will make sure you are aware of the risks that we are taking, the costs of the investment, and the strategy that we implement. Integrity: I do what is right every time. This means that I will provide you and your family the custom solutions, for your particular dreams and aspirations; allowing you to most efficiently utilize your assets and your time. Pride: I take ownership and responsibility for my actions and the services that I provide. You will know and understand that I treat you like you are part of my family and that I am bringing my best game to ensure strong communication, well-thought out strategy, and a disciplined service strategy designed to meet your needs, wants, and wishes. Why do Business With You? Our entire practice is focused on helping you achieve the financial freedom that brings peace of mind, allowing you to share your gifts, graces, and talents with the world.

12. UBS clients and businesses Wealth Management Americas Provides advice-based solutions through Financial Advisors who deliver a fully integrated set of products and services specifically designed to address the needs of ultra high net worth and high net worth individuals and families. Includes Wealth Management U.S., domestic Canada, domestic Brazil and the international business booked in the United States. Wealth Management Delivers comprehensive financial services to wealthy private clients around the world – except to those served by Wealth Management Americas. Clients benefit from the entire spectrum of UBS resources, ranging from investment management to estate planning and corporate finance advice, in addition to specific wealth management products and services. An open product platform provides clients with access to a wide array of products from third-party providers that complement our own product lines. Global Asset Management A large-scale asset manager with businesses diversified across regions, capabilities and distribution channels Offers investment capabilities and styles across all major traditional and alternative asset classes. These include equities, fixed income, currencies, hedge fund, real estate, infrastructure and private equity which can be combined into multi-asset strategies. The fund services unit provides professional services including fund set-up, accounting and reporting for traditional investment funds and alternative funds. Investment Bank Provides a broad range of products and services in equities, fixed income, foreign exchange and commodities to corporate and institutional clients, sovereign and government bodies, financial intermediaries, alternative asset managers and UBS's wealth management clients. Provides advisory services as well as access to the world’s capital markets for corporate, institutional, intermediary and alternative asset management clients. an active participant in capital markets flow activities, including sales, trading and market-making across a broad range of securities.

13. One of the world’s strongest and best-capitalized banks UBS remains financially strong, with a solid long-term credit rating and a Basel 2.5 Tier 1 capital ratio of 19.2. Tier 1 Capital ratio (as of 6/30/12) Basel 2.5Basel 1 Our rating is the highest among our industry peers—even under a more restrictive calculation than that of our U.S. peers. We also will be subject to the Basel III framework 1, designed to raise the capital and liquidity levels of global financial institutions so they can better withstand shocks in the economy on their own.. Source: Company reports and UBS Investor Relations. 1 Scheduled to go into effect in phases over the next few years. Many U.S.-based firms have opted to bypass Basel II requirements (more restrictive than Basel I as far as what qualifies as capital) and instead migrate directly to a Basel III basis over the coming years. UBS will “phase-in” Basel III by 1.1.13.

14. Value of Wealth Management Research You have access to research focused on your needs IndependentPrivate client-focusPerformance drivenAccessible Clients can expect unbiased and objective analysis WMR is aligned with the needs of UBS Wealth Management clients WMR analysts are focused on the performance of their recommendations and forecasts Unprecedented access to U.S.- based economists, strategists and analysts Our global team of analysts and strategists make up a research organization devoted solely to the interests of one constituent—the private client. WMR report topics, coverage, recommendations, length, format and writing style are all geared to clients' needs, interests and financial objectives. Unlike most other major research providers, WMR does not focus on external rankings designed to measure the service research houses provide to institutions. The interaction takes many forms: Ad hoc calls with analysts and strategists Seminars on key market trends or thematic issues Events with analysts and strategists Round-table discussions Interactive weekly conference calls

15. Key reports  Investment Strategy Guide—Quarterly & monthly updates on WMR’s strategic direction for various asset classes. Combines benchmark allocations primarily developed by UBS Investment Solutions with tactical deviations for equities, bonds, cash and non-traditional assets  Investors Guide—Monthly publication that offers comprehensive and clear guidance, including strategy updates, economic news and a mix of information across asset classes  Weekly Guide—Weekly market comment from Mike Ryan also including an overview of market performance and WMR’s investment strategy, forecasts, and key themes  UBS Investment Strategy Guide Presentation—Client-approved monthly seminar of key economic, investment strategy, equities and fixed income views. Includes detailed talking points to help you present a clear picture of the markets to clients and prospects  WMR Top 25 Stock List, top equity picks from the equity strategy team  The Decade Ahead, discusses trends, opportunities and risks likely to emerge over the next ten years  UBS Research Focus, examines long-term social, economic, demographic, financial and geopolitical trends likely to impact global financial markets  Topical Report Series, immediate guidance in times of turmoil and longer-term thematic calls that address private client needs (i.e., Risk Watch, Obamanomics, Socially Responsible Investing, etc.)  Equity Sector Reports, single-stock recommendations within a broader sector context. Includes price targets and high conviction calls  Credit Sector Reports, include overview of the industry from a credit perspective, commentary on key issuers and a discussion of credit fundamentals and outlook; an assessment of the rating agencies’ view of the issuer’s entire capital structure; and select financial data A variety of topics Investment Strategy Guide UBS Research Focus US Top 25 Stock List UBS Investors Guide Equity Sector Reports The Decade Ahead

16. Account protection at UBS UBS-FS is a separately capitalized corporation and a registered broker/dealer in the United States. Customer assets held at UBS-FS are protected by:  The Securities Investor Protection Corporation (SIPC) — Only U.S.-registered broker/dealers are eligible to be members of SIPC  UBS’s supplemental account protection UBS Bank USA is capitalized separately from UBS-FS and is considered “well capitalized”—the highest capital rating given to a bank under federal banking regulations.  The capital of a bank serves as the primary protection for depositors, while the Federal Deposit Insurance Corporation (FDIC) provides protection (subject to FDIC rules and regulations) in the event of an FDIC-insured bank's failure  UBS Bank USA is a member of the FDIC, which is backed by the full faith and credit of the U.S. government  UBS Bank USA is regulated by the FDIC and the Utah Department of Financial Institutions UBS Financial Services Inc. (UBS-FS) is a wholly owned subsidiary of UBS AG. It is not liable for the debts or obligations of UBS AG

17. Important disclaimers Neither UBS Financial Services Inc. nor its employees provide tax or legal advice. It is important that you understand the ways in which UBS Financial Services Inc. (UBS) conducts business and the applicable laws and regulations that govern the firm. As a firm providing wealth management services to clients, UBS is registered with the U.S. Securities and Exchange Commission (SEC) as an investment adviser and a broker dealer, offering both investment advisory and brokerage services. Though there are similarities among these services, the investment advisory programs and brokerage accounts UBS offers are separate and distinct, differ in material ways and are governed by different laws and separate contracts. As a firm providing wealth management services to clients, UBS is registered with the U.S. Securities and Exchange Commission (SEC) as an investment adviser and a broker-dealer, offering both investment advisory and brokerage services. Advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate contracts. It is important that you carefully read the agreements and disclosures UBS provides to you about the products or services offered. For more information, please visit our website at ubs.com/workingwithus. It is important that you carefully read the agreements and disclosures that we provide to you about the products or services we offer. While we strive to ensure the nature of our services is clear in the materials we publish, if at any time you seek clarification on the nature of your accounts or the services you receive, please speak with your Financial Advisor. ©UBS 2012. The key symbol and UBS are among the registered and unregistered trademarks of UBS. All rights reserved. UBS Financial Services Inc. is a subsidiary of UBS AG. Member SIPC.