1. LOAN PERFORMER Crystal Clear Software Ltd.
The Number One in Micro-Finance
Crystal
Clear Software Ltd.

2. Hans Verkoijen, Managing Director
A Presentation By:
Hans Verkoijen, Managing Director

3. Company Profile A Uganda-based Company, founded in 1998
Specialized in Software for Micro-Finance

4. Company’s Strategy LOAN PERFORMER
Make a Micro-Finance Product that is:
Flexible
User-Friendly
Customizable
Affordable
LOAN PERFORMER

5. Loan Performer Installed Base
162 Clients Use LPF
30% in East Africa 35% Rest of Africa 20% Eastern Europe & Asia 15% Caribbean & Latin Am.
Over 300 installed sites.

6. Why Loan Performer under (Visual) Foxpro? Graphical User interface OS
MS Foxpro has the fastest database in the world.
Windows
The Euro-Tunnel Project was done with a Foxpro database.
No additional licenses required.
Visual Foxpro has a first-class object-oriented development environment targeted towards database access.
Most commonly used
Graphical User interface OS

7. All Financial Statements Foxfire Report Generator
Loan Performer Modules
Savings Module
100 Savings Products
Time-Deposits
General Ledger
All Financial Statements
Budgeting
Assets
Sales & Purchases
Export to Other
Accounting Packages
Client Module
Individual Clients
Businesses
Groups
Group Members
Shares Module
For Individual & Groups
Dividend
Loan Portfolio Module
Tracking of Group Accounts
Linked to Savings or Shares
Printing of Loan Contracts
Foxfire Report Generator

8. Loan Performer Modules
General Features
Windows 2000/XP compatible.
Min. Requirements: 64 MB Ram, 800x600 screen resolution, A4 printer.
Supports Individual Lending as well as Grameen Lending or Village Banking.
Automatic Booking of Transactions to the General Ledger.
User definable menu-items and handles 10 user levels.
More than 150 standard reports, many as recommended by CGAP.
Export of reports to PDF, XLS and DBF format.
Export to 3rd party Accounting packages.
FoxFix database protection.

9. Loan Performer Modules
Multi-Language Version
Users defined as English, French, Spanish, Russian or Other. At login interface changes automatically.
In network environment one can … while another …
All labels and menus can be overwritten by the user.
The 5th language option can be used for any (local) language.

10. Loan Performer Modules

11. Loan Performer Modules
Client Module
Handles Individuals, Groups, Group Members and Businesses
User-definable Fields to Classify Clients (all reports can be filtered according to this)
Several Identity Documents
Mail-Merge Facilities for Loan Application, Disbursement and Notification Letters for Arrears
Clients can be black-listed.

12. Loan Performer Modules

13. Loan Performer Modules
Shares Module
For Individual and Group Clients.
Automatic Dividend Calculation, 3 different methods.
The dividend period is flexible (maximum 1 year).
Dividend can be added automatically to the savings accounts.

14. Loan Performer Modules
Savings Module
Max. No. of Accts: 100,000 / class (ind, grp, business) and / branch.
Up to 100 Savings Products, settings per product.
Groups can be tracked at group and member level
Automatic Interest Calculation, either on daily balances or on monthly minimum balances.
The interest period is flexible (maximum 1 year).
Interest can be added automatically.
Charges/Rewards can be deducted from/added to the accts.
Time-Deposits

15. Loan Performer Modules

16. Loan Performer Modules
Loans Module 1/3
Max. capacity: 1 million loans per branch.
Includes application, payment of commissions, approval, disbursement, repayment, rescheduling and write off.
Handles several loan funds with tracking per fund.
Supported installment periods: daily, (bi-)weekly, (half-)monthly, bi-monthly, quarterly, 4-monthly, (semi-)annual.

17. Loan Performer Modules
Loans Module 2/3
Supports Interest with each Installment, Up-front or Deducted at Disbursement.
Flat Rate, Declining Balance (Discounted/Amortized).
Can be linked to Savings as Guarantee.
Repayments from Savings Accounts.
Penalties on a Loan by Loan basis or automatically.
Non-working days and weekends.

18. Loan Performer Modules

19. Loan Performer Modules
Loans Module 3/3
Generation of Loan Contracts via MS Word.
User-Definable Fields to Classify Loans.
User-Definable warning letters (Period and Contents).
Calculation of Loan Provision and update of Gen. Ledger
Write off on a loan by loan basis or automatically.
Break down of reports by branch, loan product, type, geographical area, credit officer, loan fund, client or loan category.

20. Loan Performer Modules

21. Loan Performer Modules
General Ledger 1/2
Chart of Account according to any format.
Each payment in Client/Shares/Savings or Loans Module can be passed to a separate account.
Creation of GL Accounts in addition to System Accounts.
Analysis according to Product, Donor, Branch, Cost Centre, Debtor, Creditor.

22. Debtors and Creditors Module
Entry of Invoices received
Printing of Payment Orders
Entry of Payments received
Entry of Invoices Issued
Entry of Payments made
Automatic Update of the GL.

23. Loan Performer Modules

24. Loan Performer Modules
General Ledger 2/2
Manual entries in addition to automatic entries.
Automatic booking of standard transactions.
Assets Module.
Supports budgets.
Export to 3rd party accounting packages.
Reports on Budget Tracking, Break Down Reports, Profit per Period, Cash Flow, Trial Balance, P&L Statements and Balance Sheets.

25. Loan Performer Modules

26. Loan Performer Modules
Foxfire Report Generator
Create your own reports
Data-dictionary available
User-friendly interface
However….

27. Loan Performer Modules

28. All Financial Statements Foxfire Report Generator
Loan Performer Modules
Savings Module
100 Savings Products
Time-Deposits
General Ledger
All Financial Statements
Budgeting
Assets
Sales & Purchases
Export to Other
Accounting Packages
Client Module
Individual Clients
Businesses
Groups
Group Members
Shares Module
For Individual & Groups
Dividend
Loan Portfolio Module
Tracking of Group Accounts
Linked to Savings or Shares
Printing of Loan Contracts
Foxfire Report Generator 28

29. DATA-BASE CONVERSION
Loan Performer imports: - Clients (Ind./Buss/Groups/Members) - Savings Transactions, Savings Transfers - Loan Applications/Approvals/ Disbursements/Repayments - GL Transactions From XLS/DBF/TXT files Templates Available

30. Marketing Policy Licenses per branch, cheap for small organizations
Annual fees for free updates and support
Free bug-fixes
Try it out before you buy
Distribution via web:
Local support via Representatives
list for LPF Users:

31. Pricing
Single user, one office license: US 900 plus US 180 annual fees.
Single user, 2 to 5 offices: US 585 per license per office plus US 117 annual fees (free updates and /fax/phone/chat support).
Single user, 6 to 10 offices: US 540 per license per office plus US 108 as annual fees.
More than 10 offices: US 495 per license per office plus US 99 as annual fees.
Five user, one office license: US 1, 600 plus US 320 annual fees
Twelve user, one office license: US 2,200 plus US 440 annual fees
Client-server license: USD3,000 plus USD 600 annual fees (not including SQL Server).
Demo version: US 65 to cover shipping costs.

32. WANT TO KNOW MORE? CGAP Review WEBSITE www.loanperformer.com
Download or buy the demo CD
Crystal Clear Software Ltd.
PO Box 7463 Kampala, Uganda
P.O. Box Zapote, Costa Rica

33. LOAN PERFORMER Crystal Clear Software Ltd.
The Number One in Micro-Finance
Crystal
Clear Software Ltd.