1. 3/4/14 “Identity Theft” What are 2 things you can do to prevent identity theft? What are 2 ways to tell that your identity has been stolen? What are 2 things you should do if your identity is stolen? On desk: Identity Theft worksheet

2. Prevent ID TheftWhat to do if ID is stolen How to tell if ID has been stolen

3. 3/4/14 Econ. Agenda 1.How do I find the right apartment? (class notes) 2.What to bring on an apartment visit (videos) 3.Find apartments that would be right for you! (online research) HW: complete 2 “Apartment Checklists”

4. 3/4/14Class Notes – renting an apartment lease: contract signed between renter & landlord; legally binding 1-year, 6-month, month-to-month… tenant: person living in rented apartment or house landlord: person who owns the apartment or house security deposit: money given to landlord before moving in Covers costs of potential damages, unpaid rent, etc. Landlord gives money back when you move out

5. 3/4/14Class Notes – renting an apartment utilities: refers to bills such as heat, electricity, water, garbage, etc. Always ask what utilities you have to pay for! sublease or sublet: someone else lives in your apartment & pays rent when you are not there some contracts allow this, others don’t

6. 3/4/14Class Notes – renting an apartment What determines house/apartment prices? 3 factors: Location, location, location! 1.Location to Points of Interest (POI) How close to schools, stores, transportation, entertainment, dining, etc. 2.Location of neighborhood How nice is neighborhood? How safe are you? Are there parks & playgrounds? 3.Location of apartment What floor? Corner apartment?

7. 3/4/14Class Notes – renting an apartment What determines house/apartment prices continued… Other factors: 1.Size of apartment Square footage, # of bedrooms & bathrooms, etc. “Studio” = no separate bedroom (apt. all one room) 2.Amenities Outdoor space, washer/dryer, dishwasher, air conditioning, fitness center or pool, etc.

8. 3/4/14Class Notes – renting an apartment How do I find an apartment? 1.“Apartment for Rent” signs – call and go see it! 2.Online – call and go see it! Rental agencies or brokers may charge a fee Craigslist, etc. usually no fee ANYONE CAN POST ANYTHING ON CRAIGSLIST!!

9. Apartment Hunting 1.What do you need to prepare before you go apartment hunting? 2.What should you look for, do, and ask during an apartment inspection? Take notes! http://www.youtube.com/watch?v=Xfb7IMwxcAA http://www.youtube.com/watch?v=Yhqfp8NUztE http://www.youtube.com/watch?v=kTuRDgwc_Tg

10. How to find an apartment Locate and compare 2 apartments in CF, Pawtucket, and/or Providence Complete 2 apartment worksheets harrisondelfin.weebly.com – http://www.apartmentguide.com/ http://www.apartmentguide.com/ – http://www.apartments.com/ http://www.apartments.com/ – http://www.rent.com/ http://www.rent.com/ – http://providence.craigslist.org/ http://providence.craigslist.org/