1. S HOPPING FOR THE RIGHT BANK Brianna Tucker

2. M ICHIGAN F IRST FIRST GEAR ACCOUNT First Gear Checking with no monthly or per-check fees and UNLIMITED check writing FREE custom MasterCard® Debit Card with UNLIMITED ATM & debit card transactions Unlimited FREE ATM withdrawals at more than 28,000 ATMs in the Co-op Network Plus… two FREE ATM withdrawals monthly at non Co-op ATMs MoneyNow overdraft protection plus “OOPS FORGIVENESS”* FREE Online Banking, Bill Pay, and Mobile Banking FREE Direct Deposit and e-Statements First Gear Savings Account with NO MONTHLY FEES PLUS monthly interest based on a tiered balance

3. CHASE A student checking account gives you fast, convenient access to your money most anywhere you need it. With thousands of branches and ATM locations, and a host of online and mobile banking options, Chase Student Checking is an easy way to manage your money on campus, at home or virtually anywhere. Access to 20,000 Chase ATMs and 5,600 branches nationwide PLUS Chase Debit Card PLUS Chase Online Banking and Bill Pay PLUS Chase Mobile ® banking PLUS Account Alerts

4. T CF BANK You don’t have time to mess with banking that’s not designed just for you. Take the hassle out of banking with TCF Free Student Checking. Whether you’re in high school or college, this checking account will get you moving in the right direction. See the account summary below for other applicable fees. NO Monthly Maintenance Fee NO Minimum Balance NO Monthly Debit Card Fee Minimum Opening Deposit $25 Earns Interest No FREE Online Banking FREE Online Bill Payment FREE Mobile Banking FREE ATM Transactions

5. INFO Free online bill online? MF, Chase and TCF Low/no minimum deposit? MF and TCF Low/no service fee? MF, Chase and TCF Online banking? Mf, Chase and TCF Low-cost credit card? None Conveniently located ATMs? ALL Interest? Michigan First Loans? None Monthly Fees? Michigan First Mobile banking? All

6. T HINK CRITICALLY Which is your favorite bank or credit union? Why? Of course Michigan First its my job, but it has more advantages in my opinion. What features do you think are more important when choosing a financial institution for your checking account? No monthly fees because it can add up fast and basically take all your money. What would cause you to switch from one financial institution to another? No local ATMs, No online/mobile banking, fees for ATM withdrawal.

7. M ORE INFO 3 things I learned from Vicky 1. You should protect your debit card 2. How to write a check 3. How to balance a checkbook 3 things about Michigan First Credit Union 1. Free custom MasterCard debit card 2. First Gear account no monthly fees 3. Monthly interest based on a tiered balance

8. L OCATIONS Michigan First Credit Union – 22980 East Thirteen Mile St. Clair Shores MI, 48082 www.michiganfirst.com Chase – 31045 Harper Ave St. Clair Shores Mi. 48082 www.chase.comwww.chase.com 586-296-0522 TCF – 30850 Little Mack Ave Roseville MI 48066 www.tcf.com