2. @ copyright 2003 Universal Consultancy Services Wealth Creation Accountants DIY - Self Managed Super Fund Universal Consultancy Services Welcome to the Introduction Slide Show There are 9 Slides in the show – Please Click on screen to Change Slides

3. @ copyright 2003 Universal Consultancy Services Wealth Creation Accountants Our Objective Today ……… Show you how to Legally Reduce your Income Tax Explain the term “SUPER GEARING” Give you an Understanding on Superannuation & SMSF Show you the benefits of Self Management Demonstrate How SMSF can be Operated What a DIY Super Fund can and cannot do Show you how you can Retire with more in your Superannuation Fund Answer your Queries

4. @ copyright 2003 Universal Consultancy Services Wealth Creation Accountants Current Situation …. Income $ 80,000 Balance Cash $55,000 Mortgage $300K @ 7% PAYG TAX Bank Profit 30% Tax Super 9% $7,200 Balance Cash $34,000 TAX GST 26,180 3,000 $1,080 3,090 Total Income $ 87,200 TOTAL TAX $33,350 OR 38.25 CENTS ON EVERY DOLLAR YOUR EARN

5. @ copyright 2003 Universal Consultancy Services Wealth Creation Accountants How The Tax Office Stops you from Retiring Comfortably………. By Collecting your Money before you By Taxing you more – if you earn more Over 50% tax if GST is included on Income over $62.5K New Taxes –Superannuation Surcharge – Medical Surcharge Sets it’s Own Rules –Collecting Capital Gain Tax without Giving you a Benefit on Tax on Capital Loss By Taxing your Retirement Asset Three times –When Money goes in Super – Contribution Tax –When Money grows in Super – Tax Income –When Money Comes Out of Super – Lump Sum Payments

6. @ copyright 2003 Universal Consultancy Services Wealth Creation Accountants What is SELF MANAGED SUPER FUND  Created for Retirement benefits of Beneficiaries (you)  Trustee (you) control the investment decision and the asset mix  Between 1 and 4 Members  Pay tax @ 15% on contributions and Income  When you retire, you can pay yourself a pension from your fund  May cost you less than your current Super Fund

7. @ copyright 2003 Universal Consultancy Services Wealth Creation Accountants Property Purchased Tenants in Common . Own Home   . Super Funds . Investment Property Mrs & Mr

8. @ copyright 2003 Universal Consultancy Services Wealth Creation Accountants Universal Consultancy Services Who are ……. UC Services UC Services are Licensed By the Tax Office & Australian Securities and Investment Commission to Give Tax Advice to DIY Super Funds. Audit SMSF and lodge Income Tax Returns and other reports to the AT0 UC Services are Registered Tax Agents & Accountants since 1995 i.e. over 9 years. The principle of the practice have been in Public Practice since 1988 i.e. over 15 years. UC Services Last year assisted over 200 trustees to administer their DIY Super Funds

9. @ copyright 2003 Universal Consultancy Services Wealth Creation Accountants What you can Learn at the Seminar ….. Paying off your Own Home is not the best strategy for high income earners (Income higher than $62,500) In Real Terms, Values of Investment Properties have NOT doubled in the past 10 years It takes 20 years for properties to double & Negative Gearing is NOT THE BEST Strategy for wealth creation Advantages of DIY Super Fund for Self Employed How to Purchase Investment Property With your DIY Super Fund

10. @ copyright 2003 Universal Consultancy Services Wealth Creation Accountants How to attend our Seminar Check our website for next seminar date and time www.diysuperfund.com.au Phone our office to book your seat 02 9638 3966 Or Email us to book your seat seminar@diysuperfund.com.au