2. At Sefintec, we have the challenge of sustaining the creation, growth, development, and consolidation of companies and business projects by establishing lasting relationships through an integrated consulting support in constant evolution, in order to satisfy the needs of today’s markets. We want to be the most important catalyst for the creation and development of companies and business projects in Mexico, The United States, Canada and Europe; by promoting economic soundness, the productivity of organizations, investment, and business responsibility, thus contributing to the sustainable growth of our country, and our clients. The services we offer can be found together, for the first time, in one consulting firm. We devote our experience, talent, and effort in consulting, advisory, and client representation services. Therefore, we share with pride the definitions of the services of each of the areas that comprise our firm:

3. Financial Consulting and Credit Procurement At Sefintec, we know that organizations and business projects require capital in order to achieve continuity, growth, and/or expansion. We therefore offer support for the procurement of resources for financing production and/or acquiring raw materials, construction, furniture, equipment, transportation, real estate, etc., and finance the investment, growth, and consolidation projects your business requires in order to keep going forward. In addition to funding and credit procurement, we offer financial, legal, operative, accounting, and fiscal counseling for business acquisitions, mergers, and divisions; debt restructuring or renegotiation of liability payments; strategic alliances; sale of portfolio/financial institutions; raising capital in public and private funds; securitizations; initial public offers; and placement of private capital. At Sefintec, we know the value of money, and thanks to our wide experience in the financial sector, our collaborators will offer you the best conditions, tailored to your needs, both in amounts and rates and in terms, optimizing the management of financial resources. Everybody wins in a good business.

4. Risk, Insurance, and Bond Management Thanks to the experience and representation of the best insurance and reinsurance companies worldwide, we are capable of managing individual, collective and business insurances for the protection of people, movable and unmovable assets, reinsurances, and bonds, providing you with the best option in terms of coverage and price. Also, we identify the risk factors for facing any contingency you may have, performing analyses and appraisals, and implementing actions towards reducing present risks and avoiding future ones. At Sefintec, through this division, we want to be leaders in the administration of risks, insurances, and bonds by means of personalized counseling, offering our insured clients the best cost-benefit ratio, security, and value in the protection of their patrimony. At Sefintec, we know that our growth is the result of your trust in us.

5. Communication and Strategic Marketing This Sefintec division is ideal for constructing and strengthening the firms we represent through corporate presence, strategies, and public relations with the media, opinion leaders, suppliers, and potential clients. We also strengthen positioning, branding, and, consequently, deal closing. Our services cover five phases of communication: Corporate Identity, Brand Image or Project Personality; Market Research and Direct Marketing; Advertising; Public Relations, and Organization of all Kinds of Events; all of this with different specialties, such as health and culture. We believe in image, strategy, innovation, creativity, dynamism, passion... We enjoy each stage with our clients and we are there for them in the construction of concepts that last, in their actualization, and in their success. We like to have people talking about us...

6. Business Consulting We are devoted to offering you specific solutions to particular problems and opportunities. At Sefintec, we know that it is necessary to help our clients know global business dynamics in order to achieve a better management and the best performance, strengthening productive chains, identifying and capitalizing on opportunities, arranging processes, entering new markets, minimizing costs, maximizing profits, implementing systems and maintaining the adequate infrastructure, managing risks, acting promptly, and always with a vision to seeing the outcomes we set out to accomplish. To this end, Sefintec combines experience and technology, strategic alliances, tested methodologies, as well as a profound knowledge in different markets, industries, and business processes. We link people with adequate skills and the necessary tools and technology to grow, structure and consolidate their commerce, creating strategies that produce sustainable advantages for our clients in order to be more competitive each day. Therefore, we offer you services of administration of the supply chain, of change, of human capital, of risks, of operation, and projects direction, organizational performance, institutionalization of family companies, and crisis and strategy management. Our value lies in the sustained and strategic growth of your Company.

7. Our firm gathers the most adequate strategies, innovative techniques, cutting- edge computer systems, state-of-the-art technology, and the most important asset of our company: the human factor, specialized personnel duly trained and qualified in each of the expertise areas covered by Sefintec, which will offer you professional experience, talent, warmth, and the service that you and your collaborators deserve. Sefintec was born as a partner that offers solutions to the different financial, operative, administrative, and commercial needs that the business world demands. We stand out as the first comprehensive consulting firm, offering services in Mexico, the United States, Canada and Europe: Financial consulting and credit procurement, Risk, insurance, and bond management, Communication and strategic marketing, Business consulting. It is always possible to go forward.

8. For more information about Sefintec services, please visit our Website: www.sefintec.com www.sefintec.com Corporate office: Telephone: +52 (55) 5281 0996. E-mail: informacion@sefintec.cominformacion@sefintec.com Campos Elíseos 403-101, Polanco, Del. Miguel Hidalgo, México D.F., C.P. 11560. International offices: Call toll free from the United States and Canada: 1 866 596 0940. E-mail: information@sefintec.cominformation@sefintec.com United States: 628 South St. Mary´s, Suite 106, San Antonio Tx. 78205, USA. Canada: 86-55, Hawthorn Drive, Port Moody, British Columbia, V3HOB3, Canada. Europe: Gran Vía No. 6, planta 4, Madrid España, 28013. It is always possible to go forward.