1. DRIVER’S EDUCATION CLASS OWNING A VEHICLE 1

2. RMV MASS. 2

3. OUTLINE – OWNING A VEHICLE IN MASSACHUSETTS 1. RESIDENT OF MASSACHUSETTS 2. VEHICLES MUST BE REGISTERED 3. VEHICLES MUST HAVE MINIMUM REQUIRED LIABILITY INSURANCE COVERAGE 4. VALID INSPECTION STICKER 5. CERTIFICATE OF TITLE 6. CERTIFICATE OF REGISTRATION WITH VEHICLE 7. SALES TAX ON PURCHASE 8. CITY USERS TAX 3

4. VEHICLE REGISTRATION RMV It costs $50 to get your first set of plates―Massachusetts requires both front and rear plates―and $50 for renewal 4

5. RESIDENCY REQUIREMENT DOCUMENTS – PROOF OF RESIDENCY  DRIVERS LICENSE #  OR MASS. ID CARD  OR SSN 5

6. RMV-1 APPLICATION FOR REGISTRATION 6

7. RMV-1 GO TO AUTHORIZED INSURANCE AGENT –AGENT SHOULD FILL OUT, STAMP AND SIGN RMV-1 TAKE COMPLETED RMV-1, CERTIFICATE OF ORIGIN FOR NEW VEHICLE PREVIOUS OWNER’S CERTIFICATE OF TITLE OR A BILL OF SALE TO FULL SERVICE RMV OFFICE, ALSO YOUR PROOF OF RESIDENCY TITLE FEE $75, REGISTRATION FEE $50 FULL SERVICE RMV IN LOWELL ON MIDDLESEX AVE 7

8. MASS MOTOR VEHICLE INSPECTION WITHIN 7 DAYS OF REGISTRATION - $29 8

9. VEHICLE INSPECTION MODEL YEAR 2000 AND NEWER PASSENGER CARS, TRUCKS AND SUVS – EXCEPT BRAND NEW CARS BOUGHT IN MASS. OLDER VEHICLES NOT REQUIRED, 9

10. SALES TAX ON PURCHASE 6.25% OF PURCHASE PRICE MUST PAY AT RMV WITH PERSONAL CHECK OR MONEY ORDER MADE PAYABLE TO MassDOT EXCISE TAX – ANNUAL TAX FROM CITY OR TOWN, BASED ON AGE AND VALUE OF THE VEHICLE 10

11. MOTOR CYCLES AND MOPEDS MOTOR CYCLES - REGISTERED JUST LIKE ANY OTHER VEHICLE RMV-1 MOPED – REQUIRES MOTORIZED BICYCLE REGISTRATION - $40 FOR 2 YEARS 11

12. TITLES 12

13. INSURANCE EVERY VEHICLE MUST HAVE AT LEAST THE MINIMUM LEVELS: COST BASED ON DRIVING RECORD PART 1. BODILY INJURY TO OTHERS $20,000 PER PERSON, $40,000 PER ACCIDENT PART 2. PERSONAL INJURY PROTECTION –UP TO $8,000 TO YOU, PASSENGERS, PEDESTRIANS OR ANYONE YOU ALLOW TO DRIVE YOUR VEHICLE PART 3. BODILY INJURY CAUSED BY UNINSURED AUTO - $20,000 PER PERSON, $40,000 PER ACCIDENT PART 4. DAMAGE TO SOMEONE ELSE’S PROPERTY – MINIMUM $5,000 13

14. BUYING A CAR CARFAX – VEHICLE HISTORY READ THE FINE PRINT IN DEALER ADVERTISEMENTS CONSUMER REPORTS 14

15. BUYING A USED CAR Show Me the CARFAX! Vehicle registration Frame/structural damage Title information including salvaged or junked titles Accident indicators such as airbag deployment Odometer readings Service and repair information Lemon history Vehicle usage (taxi, rental, lease, etc.) Total loss accident history Recall informatio 15