1. Effective Date January 1, 2015 Youngstown State University and Delta Dental of Ohio

2. All we do is dental We have the most extensive networks of dentists We develop long-term partnerships with our groups – 36% of our groups have been with us at least 10 years – 21% of our groups have been with us at least 15 years – 15% of our groups have been with us at least 20 years – 13% of our groups have been with us at least 25 years Keys to Our Success 2

3. Preventive Services 100% Basic Restorative Services 80% Major Restorative Services 50% Orthodontic Services (no age limit) 50% $50.00 deductible per person on Basic & Major Services $1200.00 Annual Maximum In Network, $1000.00 Out of Network $1000.00 Orthodontic Lifetime Maximum Benefits are based on a calendar year, January 1 st through December 31st BENEFIT FEATURES

4. Implant Services Covered at the Major Services benefit level Annual Maximum increase per person for In Network $1200.00 per person per calendar year if using a network provider BENEFIT ENHANCEMENTS

5. Verify eligibility status Confirm address Benefit overview View/print EOBs Print personalized ID cards Annual maximum used to date Valuable oral health information 5 Consumer Toolkit ® Secure Online Access 24/7

6. Verify eligibility and benefits Find a dentist View ID card Use the toothbrush timer Mobile Smartphone App

7. Toll-free number 800-524-0149 staffed from 8:30am to 8:00pm est. Automated DASI system available 24/7 Advisors have the capability to: process adjustments eligibility updates request EOB’s release pended claims CUSTOMER SERVICE

8. Thank You! 8