Presentation on theme: "Your Checking Account Life Choices _________. Brief Checking Account Facts _____ to manage your money Can write checks for the _____ Safe to _____ Can."— Presentation transcript:
Making a Deposit Make sure you have _____ before writing a check Give deposit to _____, she will give you a _____ Put deposit in _____ _____ to the bank Your deposit may not be readily _____.
Deposit Ticket Routing number Account number Signature
Writing Checks Write _____ Always use _____ Sign your name _____ - - the same way you signed the Signature Card Use _____ when signing your name Be sure _____ are legible Do not use _____ If you make a mistake, write _____ across your check and _____ for your records.
3 Endorsements A check must be _____ before it can be deposited or cashed. –_____ Endorsement –Endorsement _____
Blank Endorsement – use only if you are going to _____ at the bank. If lost, _____ the check. Restrictive Endorsement – use if you are planning _____ your deposit in the night deposit. Endorsement in Full – used to _____ to someone else. AKA _____ check.
Check Register _____ that you write so that you know how much money is left in your account Provides a _____ of all the items you have paid by check Contains: Date, _____, to whom the check was written, the _____ of the check and the _____
The Bank Statement You will receive _____ from your bank It lists the _____, the _____ and the _____ left in your account, and any _____ Allows you to _____ to see if any errors have been made Because you may have written checks which the _____, the bank balance shown on the statement _____ with your checkbook balance. Therefore, you must _____ the bank statement.
Debit Cards AKA _____ card or _____ card Looks similar to a _____ card Funds are directly removed from your _____, you do not get a _____ Remember to _____ your purchases from your check register. Can be used _____
Debit Cards, continued… Advantages – easy _____, no need to _____, better than _____, can only spend _____ Keeping your debit card safe: –Memorize your _____ number –_____ PIN number –_____ Debit Card Immediately –Keep all _____ and _____ monthly –Stand close to the ATM, so others _____ your PIN
Internet Banking You can access your _____ and manage your _____ Internet bank web site is _____ _____ are used when data is sent electronically Services include: _____ Payment, Electronic _____, and _____ Balance