1. Internationally Sourced, Employee Elective (Hence Permissible), Brand Name Drug Formulary HR Specialty Products & Services Catalogue Executive Summary A No Frills Distillation of Vendor’s Marketing Collateral Thomas A Ference President & CEO Human Resources Mining & Distribution Co Locating, Validating and Accelerating HR Innovation Office: 219-662-0201 Cell: 630-240-2583 Fax: 219-661-0236 e-mail: tference@hrmdco.comtference@hrmdco.com Website: www.hrmdco.comwww.hrmdco.com

2. International Mail Order Drug Program Brand name drugs represent about 70% of the total Rx spend Formulary from among 320 brand name drugs customized for each client. Represents 80% to 90% of all brand name drugs Does not handle generics, injectables, lifestyle, etc. current PBM does Employer-sponsored but employee-elective. Mail order only. Does not replace current PBM. Sourced from Canada, UK, Australia, New Zealand Same drug, same ingredients and same manufacturer as in the US in original manufacture's packaging -guaranteed Claims admin handled just like other mail order drugs vendors Dispensed through accredited and inspected pharmacies. Drug quality, original packaging and timely delivery are assured. The cost savings is between 35%-55% over US pricing

3. Sample Savings From International Rx (90 Day Supply) NEXIUM 40MG $ 509.88 $ 202.40 $ 307.48 60.3% ADVAIR DISKUS 250MCG $ 711.00 $ 271.40 $ 439.60 61.8% CRESTOR 10MG $ 442.80 $ 155.40 $ 287.40 64.9% ACIPHEX 20MG $ 984.00 $ 163.40 $ 820.60 83.4% JANUVIA 100MG $ 518.28 $ 280.40 $ 237.88 45.9% CYMBALTA 60MG $ 507.36 $ 202.40 $ 304.96 60.1% CELEBREX 200MG $ 478.00 $ 166.40 $ 311.60 65.2% ZETIA 10MG $ 398.16 $ 169.40 $ 228.76 57.5% ABILIFY 5MG $ 1,832.40 $ 666.40 $ 1,166.00 63.6% CRESTOR 20MG $ 442.80 $ 130.40 $ 312.40 70.6% SPIRIVA 18MCG $ 711.90 $ 265.40 $ 446.50 62.7% VYTORIN 10/20MG $ 432.00 $ 181.40 $ 250.60 58.0%

4. U.S. Primary Care Physician Issues prescriptions for maintenance meds International Physician Reviews file & issues local prescription Client Doctor faxes or client mails enrollment form & prescriptions International Pharmacy Dispenses, packages, mails via Int’l & U.S. Postal Service Mail Order Flow Chart

5. Case Study - County in New York

6. Next Steps This product/service is contained in the HR Specialty Products & Services Catalogue™ Operational level details about this particular service provider can be obtained in conference with the vendor The HR Mining &Distribution Co. is an independent and contracted representative of the vendor Upon your request, we will arrange for an introduction that can range from a simple, quick conference call to a services overview / system demo Tom Ference 219-662-0201 (Chicagoland area) or tference@hrmdco.com Thank you for your potential interest in this fresh thinking