1. www.HandyCash.co.uk

2. If you read the papers or watch the news, then you would have heard of the payday loans; they are getting a very bad press of late. Much of what is said is exaggerated, but sure, there are a few dangers that you must consider before choosing to apply for a loan. Providing that you understand the dangers and that you do your utmost to avoid them (which can sometimes mean finding an alternative way to find the cash you need) then you will be OK. Below, we want to explain some of the benefits of the instant payday loans, to offer the counter argument to the one that we hear so often.

4. Most high street lenders will make you jump through hoops before they lend you any money. This is fair enough because they lend larger amounts, but still not helpful for those of you who need a loan. The instant payday loans UK are much more accessible. To obtain a loan, you need to fulfil the following criteria:The instant payday loans UK are much more accessible  Have a monthly income of £750  Be at least 18 years old  Have a valid UK bank account with debit card

5. That’s it; you don’t even need to have a decent credit rating. As long as you fulfil the above criteria, you will be eligible for a loan from a payday lender. In order to be eligible for a payday loan you must be over 18 years old and in employment with a take home wage of at least £750 per month. You must also have a bank account with a valid debit card.

6. Nowadays, many things can be done online, and this is the case with the payday loans. You don’t need to visit a broker or a lender in order to apply for a loan, you can do it from wherever you have an internet connection. It is quick; taking no more than five minutes, and you will receive an answer instantly. If you are accepted, then the money will be in your bank account within a day – sometimes it takes as little as a few minutes, but this varies from lender to lender. You do not need to fill out sheets and sheets of paperwork. The only information that they need are details of your address, your income, your employment status and your account details.

8. Meeting the repayment is as easy as applying for the loan. The lender will take the money out of your account on the date agreed – which is usually the payday following the loan (this is why they are called payday loans). All that you need to do is ensure that you have the money in your account on the day agreed – everything else is automated.

9. If, for whatever reason, you need to extend the loan, then contact your payday lender and they will usually extend the loan for you. The only thing here is that you will have to pay the cost of the loan, for instance, if it costs £30 to borrow £100, then you will need to repay at least £30 to be eligible for a rollover loan. As long as you pay the cost of the loan, most lenders have no qualms about extending the loan.

10. If you would like to apply for instant payday loans then please visit Handy Cash.Handy Cash Email: info@handycash.co.uk Phone: 0800 652 4003 Office Address: 116 Leavesden Road, Watford, Herts, WD24 5DL