1. Financial Aid
CSU HS Counselor 2007

2. What does it cost? 2014-15 Cost of Attendance* (9 months)
At Home
On Campus
Off Campus
Fees
$6,698
Books/Supp
$1,719
Room/Board
$4,532
$12,080
$12,089
Trans
$1,345
$1,169
$1,391
Personal
$1,364
TOTAL
$15,658
$23,030
$23,261
Fees = $5,472 tuition fees + $1,226 average campus based fees (health center, etc.., and will vary by campus)
* Systemwide averages, actual amounts will vary by CSU campus.

3. Financial Aid- can help families pay.
The Free Application for Federal Student Aid (FAFSA) or DREAM application is used to calculate an Expected Family Contribution (EFC). This number is used to determine financial aid eligibility.
Gift Aid
Scholarships
Students should check with the institution if they need to complete a separate application
Grants
Self-help Aid
Loans
Employment opportunities
Never pay for someone to complete the FAFSA or Dream Application for you or “find” scholarships for you. The internet and your local library offer free scholarship search engines and the premise of the FAFSA is that it’s free.

4. Types of Gift Aid (Federal-FAFSA)
Federal Pell Grant
Federal Supplemental Educational Opportunity Grant (FSEOG)
Iraq & Afghanistan Service Grant

5. Types of Gift Aid (State-FAFSA or DREAM)
Cal Grants-Make sure you let the Counselors know that if the student is awarded a Cal Grant A it will be placed on “RESERVE” for up to 3 years while they attend a California Community College until they transfer to a 4-year Degree Granting Institution.
Cal Grants (A & B)
Chafee Grant
Middle Class Scholarship (MCS)
CSU - State University Grant (SUG)
CSU - Educational Opportunity Program (EOP)
Community Colleges – Board of Governor’s Grant (BOGG)
UC – University Grant

6. Types of Self–Help Aid (Federal-FAFSA)
Federal Work-Study (FWS)
Federal Perkins Loan
Federal Direct Loans
PLUS (parent) Loan

7. CSU Financial Aid 2012-13 (Big Picture)
319,426 CSU Students received aid (76% of all students)
Nearly $3.8 Billion in Total Aid
57% of All undergraduates have full cost of tuition covered by grants, scholarships or waivers
$629 million in State University Grant to 131,000 + students
For the academic year we anticipate more than $644 million in State University Grant awards

8. Timely Topics California Dream Act Middle Class Scholarship
Application Changes
Special Circumstances
Verification

9. Dream Application
Students without lawful immigration status, who qualify for an AB540 nonresident tuition exemption:
Dream Application is completed instead of FAFSA (
Used to determine eligibility for state and institutional need based scholarships and grants
Cal Grant GPA verification is still required, in addition to the Dream
Application, for Cal Grant consideration
Some campuses may also have a separate institutional scholarship
application that must be filed in addition to the DREAM and FAFSA
applications
The Admission application fee waiver is also available to students
without lawful immigration status, who will qualify for an AB540 nonresident
tuition exemption & meet the income guidelines
Male students must register for Selective Service regardless of undocumented status
Students may be selected for verification
Verification may require the tax filers to submit tax transcripts for themselves (i.e. the student) or the parent 
HS may have to submit the GPA to CSAC using the non-SSN GPA process
CSAC provides a webinar on how to do this

10. Dream Application AB 540 General Requirements
The student must have attended a HS (public or private) in CA for 3 or more years,
AND
The student must have graduated from a CA HS or attained the equivalent (GED and CA HS proficiency exam also qualify),
File an AB540 Affidavit (California Non-Resident Tuition Exemption Request form) with the college or university
Available in the Admissions & Records office of each CSU

11. Dream Application DACA: Deferred Action for Childhood Arrivals
Discretionary determination, by the Federal Government, to defer the removal action an individual
Deferred action does not provide an individual with lawful status
Assigned Social Security number for ‘Work Purposes’ only

12. Dream Act Deferred Action Status
Should still complete the California Dream Application
Not all deferred action students will qualify for AB540 status
AB540 is a California specific statute

13. New: Middle Class Scholarship
Available beginning academic school year
State scholarship for students with family income up to $150,000 on a sliding scale
UC and Cal State specific
FAFSA and Dream applicants will be considered for eligibility
Students must file a FAFSA/DREAM Application by March 2

14. New: Middle Class Scholarship
Examples of programs that count against MCS elig: (not an all-inclusive list)
Federal: Pell, FSEOG
State: Cal Grant, Chafee Grant, Child Development Grant
Institutional: Need-based grants, EOP, scholarships designated for tuition, waivers (e.g. CalVet, Alan Pattee, etc.), Athletic awards for tuition, Vets benefits for tuition
The MCS award will be reduced by any Federal, State, or institutionally administered grants or fee waivers received by the student
Student must be enrolled at least half time (6 units)
Student must maintain satisfactory academic progress

15. New: Middle Class Scholarship
2013/14 Maximum award for CSU $768 (income of $100K or less)
at 40% (current tuition of $5,472) MCS max. would be $2,190
Each academic year, the maximum amount of the scholarship will increase until ,
When the program is fully implemented the maximum award will be up to 40 percent of the mandatory systemwide tuition and fees.
Each year, the maximum award amount will be based on the number of students eligible for the MCS statewide and funding allocated by the State Budget.

16. Application Process IRS Data Retrieval tool FAFSA online
Cannot have filed Married filing Separate
IRS will determine if the student meets the eligibility to use the IRS Data Retrieval Tool
If the tax payer owes taxes (or back taxes) can’t do retrieval
Benefits:
Faster
More accurate
Reduces documents requested by a campus
IRS Data Retrieval tool
FAFSA online
Federal Income Tax returns must be filed to use the IRS data retrieval tool
2 to 3 weeks after e-file
6 to 8 weeks after paper filing
Not all online filers will qualify to use the IRS Data Retrieval Tool

17. Application Process IRS Data Retrieval Tool
Students should NOT wait to file the FAFSA until after the parents file their taxes
Use estimates of income and taxes to file FAFSA early
Update the FAFSA using the IRS Data Retrieval Tool AFTER parents/student file taxes

18. Application Changes Parent Definition
Assistance in combining parent IRS data can be provided by the Financial Aid office at your campus
Expanded definition of parents: not strictly tied to marital status
Parent Definition
Addition to previous definitions:
Parents are not married to each other and live together, student may select “unmarried and both parents are living together”
This definition includes domestic partners
Both parents income should be reported
Both parents should be included in the house hold size

19. Special Circumstances
Don’t let this delay your FAFSA or Dream application: contact the financial aid office early
FERPA: Family Educational Rights and Privacy Act
Prevents University staff from discussing student specific information with a third party, including parents, without the student being present
Each campus has different policies and procedures for helping these students and families

20. Special Circumstances
Death of a Parent
Parent/Student Loss of Employment
Parents Divorce/Separation
Student Estrangement from Parents
Homeless students
Other: Students with unique situations should contact the financial aid department at a CSU campus for guidance

21. Verification
Selected by the Federal Department of Education, the school, or the California Student Aid Commission (in the case of Dream Applicants)
Students selected to submit documents to “verify” information reported on their aid application
Students are notified, usually via , of a document submission deadline
Typical documents requested:
Tax Transcript
Household worksheet
Proof of Citizenship and/or US Residency Status

22. Verification Failure to submit documents on time:
Will cause a delay in processing of the student’s award
May result in a student being “dropped” from courses
May miss out on aid that has limited funding
Know a student that can’t turn something in due to a “special circumstance?”
Refer the student to the financial aid office

23. Financial Aid & Transfer Students
Cal Grant B received at CC counts towards 4-year Cal Grant eligibility
Units attempted at CC may affect overall financial aid eligibility at a 4-year school
Satisfactory academic progress (maximum time frame)
Regardless if aid was received or not
Units earned at CC affect SUG eligibility at a CSU

24. Financial Aid & Transfer Students
Pell Lifetime Eligibility Used (LEU): 6 years
Pell received while at a CC will reduce remaining Pell eligibility at a 4-year school
Subsidized Loan Lifetime Eligibility
First time borrowers as of July 1, 2013
6-year limit on Subsidized Loans
Borrowing at a CC may affect eligibility for Subsidized loan at a 4-year

25. Helpful Websites FAFSA: http://www.fafsa.gov/
Cal Grants:
Dream Application:
Department of Education - Student guide:
CSU campus websites:
CA Colleges and Career planning:

26. Questions???

27. The California State University