2 Health care in BelgiumBelgium offers a public health care system of high-qualityFree choice of doctor, hospital, pharmacy, etcNo waiting listsHealth care expenses will be partially or fully reimbursed Health care reimbursements are carried out through an intermediary “Health Insurance company = Mutuality”
3 Ministry of Social affairs Social SecurityMinistry of Social affairsINAMI/RIZIVSocialistIndependentChristianNeutralLiberal
4 visiting a doctor, dentist, physiotherapist, etc. National Health InsuranceEvery person living on the Belgian territory is advised to register with a national health insurance provider.The advantage of registering with a national health insurance is that you will benefit from reimbursements when:visiting a doctor, dentist, physiotherapist, etc.buying medicinesgoing to hospital
5 Proof of coverageWhen registering, you will receive some important documents:A letter as proof of coverageIdentification StickersAlways keep these documents with you!
6 Reimbursement systemHealth insurance provides reimbursement for medical care: ± 75% general careFree choice of doctor/hospitalNo waiting listCash Payment for consultationsVisit at home night and weekendUrgent Care (emergency hospital)
7 Health Care expenses In an emergency or after consultation hours: Go directly to the hospital via the emergency department.Do not make improper use of this service-> there will be a larger supplement to pay if not urgent!Family doctors also provide emergency services each day from 7pm until 7am and during weekends from Friday 7pm until Monday 7am.French-speaking duty doctorsTel.: (+32.2)Website :Dutch-English-speaking duty doctorsTel. : (+32.2)
8 «Medical attestation» While visiting a doctor Pay the full amountDoctor delivers you a«Medical attestation» Can be white, green, blue or orange Affix an identification sticker on the top of it Drop it into our mail box at Euromut/Partena officeHealth insurance will reimburse ±75% of the legal price on your bank account
9 There is NO difference in service or quality, just price! Consultation feesFree choice of care providerA committed doctor will respect the legal fee.A non-committed doctor may apply fees of his choice If your doctor is non-committed, supplement will be higherThe only way to know if a doctor is committed or not, is to ask him/her orcontact usAdvice:Go to Medical Centre of the VUB University Daily medical consultations (fee: +/- € 25,00)(cash)Make an appointment: tel or(Monday-Friday and )You’ll have committed doctors with less supplementsThere is NO difference in service or quality, just price!
10 At the pharmacy & hospital Show your Belgian ID card when going to buy medicines, or when going to hospital for X-rays, blood tests, examinations and in case of hospitalization (not for consultations)Via Belgian ID card, you will just pay the remainder fee. The part paid by health insurance will be directly deducted.
11 Medication at pharmacy There are different medicine categories:CategoryReimbursementExampleA100%Medicine against cancer or diabetes,...B75%Antibiotics,…C50%Contraceptive pill…Cs40%Anti-allergy, Flu vaccine,…Cx25%Some vaccines,…D0%Aspirin, vitamins,…
12 Pay full amount and ask receipt for health insurance No Belgian ID card?Pay full amount and ask receipt for health insuranceAffix an identification sticker Drop it into our mailbox at Euromut/Partena officeHealth insurance will reimburse the legal % of thelegal price on your bank account
13 HospitalizationPersonal share is influenced by choice of hospital and type of roomCosts are considerably higher if single roomIf you don’t have an extra hospitalization insurance ask for a common room! (low supplements)ask (in writing) to be treated by committed doctorsHospital bill will be sent after several weeks
14 Partena benefits package By choosing Partena you will benefit* from extra reimbursements. A few good examples would be:Optics (€ 50 every 2 years)Ambulance (until 80%)Sport club membership (€ 15/year)VaccinationsAlternative medicine (acupuncture, chiropractor etc.)Preventive dental care (cleaning)Homeopathic products: 50% of the paid price (max. €75/year)Etc.See all 40 benefits:* Not for EU students <12 months
15 If > 12 months € 25,50/quarter Registration costs*Students from EU or from country with International agreement European Health Insurance Card (EHIC) Algeria: BALG 8 Tunis: BTUN 11 Croatia: BHR 111 Turkey: BT8 Ex-Yugoslavia: BY11 Australia: Medicare Card Quebec: QUE/BE 128No costs if < 12 monthsIf > 12 months € 25,50/quarter
16 European Health Insurance Card (EHIC) BT8Medical providers andpharmacies don’t except thiscard or any other internationalform
17 Registration costs for PHD students The registration procedure and cost :The coverage starts always 1st of the quarter. (1/01;1/4;1/7;1/10)PHD students with social security contributions registration as employee: € 25,5/quarter
18 Registration costs NON EU *Other students:The coverage starts always 1st of the quarter. (1/01;1/4;1/7;1/10)Student (not registered in Belgium, non-EU member) costs € 25.50/Quarter + € 58,36/QuarterBelgian resident, no taxable income (registered in Belgium) costs € 25,50/QuarterPay the contribution with the invoice you’ll receive (PC-banking)
19 Advice Register first as a student (sure to be directly covered)When registration at city hall is finished, go asap to Partena office with your Belgian ID card to change your status (registration fee is cheaper)€ 58,36 of the quarter already paid will be reimbursed!
20 Euromut/Partena Office VUB National health insuranceMultinational, Assistance and adviceCommunication in EnglishSpecialized in student mattersEuromut/Partena office VUB nearby the CAMPUS Building 5Contact person: Mrs Fatima-Zahra TALHIMET1040 Etterbeek, Bld. de la Plaine 5Tuesday from 9.00 until and until 16.00Also on Thursdays during September and Octobertel: 02/