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Loans – The Costs, Types and Graphs. Home Loan Costs Home Loan Application and Lender Fees Depending on the lender these fees will differ, but could include:

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Presentation on theme: "Loans – The Costs, Types and Graphs. Home Loan Costs Home Loan Application and Lender Fees Depending on the lender these fees will differ, but could include:"— Presentation transcript:

1 Loans – The Costs, Types and Graphs

2 Home Loan Costs Home Loan Application and Lender Fees Depending on the lender these fees will differ, but could include: Loan application fee Loan establishment fee Service fee Valuation fee Legal fees (mortgage related) Account transactions fees Exit fees (or Deferred Establishment Fees)

3 More Costs Lenders Mortgage Insurance Mortgage Registration, Property and Mortgage Stamp Duty Legal Fees Building inspections Pest and Termite Inspection

4 Let’s buy a house ANZ Loan Fee Calculator

5 Types of Home Loans Standard Variable Home Loan & Basic Variable Home Loan Fixed Rate Home Loan Combination or Split Home Loan No Deposit – Low Deposit Home Loan Introductory or Honeymoon Rate Home Loans All-In-One Home Loan Line of Credit/Equity Home Loans Loc Doc Loan Bridging Home Loan Interest Only Home Loan

6 Loan Graphs

7 Reducing Balance Loans

8

9 Reducing Balance Loan Graphs Spreadsheet

10 Flat Rate Loan Graphs Spreadsheet 2

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