1. Stress and Stress Management Chapter 13

2. What stresses you out?

3. How to combat stress? Physical Stretch Massage Exercise Mental Count to 10 Control your thoughts Fantasize Ignore the problem??? Meditate Focus point Control your breathing Read page 209 Think about how you’ll be a better person Failure Success Stress and Money MAKE A BUDGET (pg 213 in your book) ADAPTIVELY MONITOR IT

4. Financial Aid Grants Scholarships Loans Work

5. Quick note on credit cards Limit to one Shop around for low interest rate Avoid monthly fees Cash advances suck Sign the thing Destroy unsolicited mail Save receipts Use debit card instead (with your money backing it).