2. Congratulations! You’re now 19 years old and have just graduated from Grape Creek High School!

3. Now it’s time to strike out on your own, so the first thing you have to do is “GET A JOB!” Unfortunately since all you have is a high school education, your employment opportunities are limited. The job you get pays only $1,000 dollars per month.

4. OK, you’ve graduated, you have a job, and now it’s time to move out of the house and get yourself an apartment. Since your new job doesn’t pay that much, you get small apartment and sign a lease for $375.00 dollars per month.

5. Let’s see, you’ve graduated, you have a job, you moved into an apartment, but your apartment isn’t complete yet… Luckily you found an apartment where the property manager pays for the water bill, however, you must pay for the: Electric$58.35 Telephone $21.81 TV / VCR rental $45.50 Cable$39.99 Optional

6. Alright, you have a job, an apartment with utilities but how are you getting to work? Let’s look at some transportation…. Transportation Option Number 1 A Brand New Sports Car!! Car payment$493.28 Insurance$410.10 Gas, Oil, etc.$140.00

7. Transportation Option Number 2 A Brand New not so Sporty Car. Car payment$206.14 Insurance$285.37 Gas, Oil, etc.$65.00

8. Transportation Option Number 3 How about a used Pick-Up truck? Car payment$127.84 Insurance$189.42 Gas, Oil, etc.$120.00 Repairs$157.82

9. Transportation Option Number 4 Take the Bus! Bus Pass$45.25

10. Transportation Option Number 5 Pedal Power Repairs and Maintenance$5.00

11. Wow, you have a job, you have an apartment, you have transportation, and now it’s time to eat…..yum! What’s for dinner? Restaurant$20.00ea Fast Food$5.00ea Groceries$120.00

12. How are you going to pay for all of this?? Let’s look at managing a budget and checkbook.

13. Check Number_____Date_____________ Pay to the Order of _________________________________________$ ____________________________________________________dollars My Favorite Bank, U.S.A. 1234 5678 9012 ___________________ Signature 1 March 4, 2002 Kiefer Property Management 375.00 Three hundred seventy-five and 00 Cody Clay How to write out a check

14. Check NumberDateCheck payable to:AmountBalance Enter a check into a ledger 1Mar 4Kiefer Prop Mgmt375.00 Mar 4Deposit 625.00 1000.001000.00