1. User training – Deposit Products Thursday, March 12 14:30 - 16:00

2. AGENDA  Deposits  Savings products  Savings Account Creation, Approval and Activation  Interest Calculation and posting for Savings Accounts  basic passbook savings accounts  recurring and fixed deposits  current accounts,  standing instructions.

3. Savings Product Admin>>Products>>Savings Product Interest Compounding Period Daily: compounding occurs on the balance each day and is accumulated with the balance so that the next day’s interest calculation takes it into account. Monthly: compounding occurs on the interest earned over the entire month. Next month’s interest calculation is on the savings account balance + any interest earned in previous compounding period. Interest Posting Period In the span of time which at the end of the interest earned over this period on savings account is credited or posted to the clients account. A posting period may include many compounding periods. The following posting period frequencies are supported: Monthly: The period mirrors the calendar month so periods are (01 Jan - 31 Jan, 01 Feb - 28 Feb, 01 Mar - 31 Mar) etc. Quarterly: The period mirrors the calendar quarter so periods are (01 Jan - 31 Mar, 01 Apr - 30 Jun) etc. Annually: The period mirrors the calendar year so periods are (01 Jan - 31 Dec for each year). Interest Calculated Using : Daily Balance - Considers the end of day balance for the calculation. Average Balance - The accumulated end of day balance is divided by the total number of days in the period. Enabling Accounting: can be defined from selecting None to Cash. And Accounts can be assigned respectively. Deposits

4. Savings Report Saving’s related information can be gathered and retrieved using this type of report. Reports>>Savings Client Savings Summary: This report generates clients savings summary for the selected parameters (Filtering details by selecting) - “Office”, “product”, “start date”, “end date” & select output type. Savings Transactions: This report generates savings transactions for the selected parameters (Filtering details by selecting) – “Enter account no.”, “start date”, “end date”, “output type” Funds Report Fund’s related information can be gathered and retrieved using this type of report. Reports>>Funds Funds Disbursed Between Dates Summary: This report generates Funds disbursed between dates Summary for the selected parameters (Filtering details by selecting) – “Office”, “Currency”, “Fund” Funds Disbursed Between Dates Summary by Office: This report generates Funds disbursed between dates Summary by office for the selected parameters (Filtering details by selecting) – “Office”, “Currency”, “Fund”, date’s SAVINGS REPORTS

5. Charges Charges are the Fees/Penalties. It is flexible and can be changed by an MFI to suit its requirements. Supports Flat/Percentage of the Amount. Can be charged at the time of disbursement/ by providing the specified due date. Admin>>Products>>Charges>>Create charge Charges

6. Thank You