1. baylor@cppp.org1 OpportunityTexas™ Measuring Opportunity in the Texas Panhandle Panhandle Regional Community Asset Building Forum April 19, 2012 Amarillo, TX Don Baylor, Jr. (baylor@cppp.org) Senior Policy Analyst, Economic Opportunitybaylor@cppp.org

2. What CPPP Does Improving public policies to better the economic and social conditions of low- and moderate-income Texans.  Creating economic opportunity to strengthen families and grow the middle class;  Increasing access to quality, affordable health insurance;  Helping families meet basic needs;  Enhancing child well-being and child protection;  Ensuring effective public administration; and  Securing fair and adequate taxation to pay for critical public investments in Texas. baylor@cppp.org2

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4. The Family Budget Estimator (FBE) Project provides a realistic picture of how much it costs Texas families in different areas of the state to meet their basic needs. baylor@cppp.org4 www.cppp.org/fbe

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6. www.assetsandopportunity.org baylor@cppp.org6 Assets & Opportunity Scorecard: Financial Insecurity and Policies to Rebuild Prosperity in America Thanks for joining!

7. Measuring financial security and opportunity The Assets & Opportunity Scorecard is a leading source of data on household financial security and policy solutions baylor@cppp.org7 2002200520072009 2012

8. Assets & Opportunity Scorecard: Areas Where Texas Leads IndicatorTexasU.S.Texas Rank Foreclosure Rate1.9%4.4%9th Average Credit Card Debt $6,284$10,8524th Microenterprise Ownership Rate 17.4%16.0%9th Bankruptcy Rate2.2 (per 1,000)5.04th baylor@cppp.org8

9. Areas Where Texas Lags Outcome MeasureTexasU.S.Rank Liquid Asset Poverty50.6%43.1%33 rd Unbanked/Underbanked11.7%/24.1%7.7%/17.9%47 th /48 th Subprime Consumers65.1%55.8%49 th Low-Wage Jobs28.0%22.0%41 st High-Cost Mortgage Loans8.0%5.2%47 th Uninsured Rate26.2%17.7%51 st High School Degrees80.7%85.6%51 st baylor@cppp.org9

10. What influences these outcomes? Financial and social assets you or your family start with Connection to the financial mainstream Federal, state and local p ublic policy infrastructure History & Demographics Performance & Collaboration of Key Stakeholders baylor@cppp.org10

11. Texas Regional Opportunity Index (TROI) Identifies, develops, and compares economic mobility indicators across regions in Texas:  County-Based  Indicators expressed mostly as rates or ratios  Tied to larger regional jurisdictions and existing state-driven performance indicators  Collects Numerous Sources Under One Roof:  National (Survey/Census) Data  Federal/IRS & State Agency Data  Proprietary Data  Customized Sources & Queries  CPPP Analysis  Updated Periodically Beginning in 2012  Local TROI Assessments  Final Product Launch (Late 2012): Web- Based Platform with GIS Capability baylor@cppp.org11

12. TROI Provides Several Ways to Compare Regional Indicators Focuses on about 70 primary indicators over 7 “Opportunity Clusters” Moving from demographic information to community performance indicators Comparing Apples to Apples 4 County Population Tiers Allows for intraregional and interregional comparisons Benchmark Texas Jurisdictions (Panhandle/High Plains) Higher Education Regions(THECB) Education Service Centers (TEA) Workforce Development Areas (TWC) Councils of Government Health & Human Services Districts (HHSC) baylor@cppp.org12

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15. Texas College Savings Gap baylor@cppp.org15

16.  Payday and Auto Title Lending: Stop the Cycle of Debt (www.stoppaydayabuse.org)www.stoppaydayabuse.org  State Revenue: Balanced Budget=Balanced Approach (www.texasforward.org)www.texasforward.org  Savings, Asset Building, & Financial Success (www.raisetexas.org)www.raisetexas.org  Issues Affecting Low- and Moderate- Income Texans (www.cppp.org)www.cppp.org  Creating Good Jobs, Increasing Income, & Promoting Savings (www.opportunitytexas.org)www.opportunitytexas.org baylor@cppp.org16 Ways to Get Involved, Be Informed

17. Use of This Presentation The Center for Public Policy Priorities encourages you to reproduce and distribute these slides, which were developed for use in making public presentations. If you reproduce these slides, please give appropriate credit to CPPP. The data presented here may become outdated. For the most recent information or to sign up for our free E-Mail Updates, visit www.cppp.org.www.cppp.org © CPPP Center for Public Policy Priorities 900 Lydia Street Austin, TX 78702 P 512/320-0222 F 512/320-0227 baylor@cppp.org17