2. GROUP MEMBERS HAYATI ARIS NADZIRAH ASSE NABILAH ZAINOL ALIAH IBADULLAH

3. INTRODUCTION Saving is defined as the amount left over when the cost of a person’s consumer expenditure is subtracted from the amount of disposable income he or she earns in a given period of time.

5. Based on our observation, we can see that most of the student have problem to manage their money properly. From the chart, we can say that student tend to spend more money for leisure which can lead to zero savings or even worse. Therefore, we came out with this UKM Money Tracker application to solve financial problems of the students.

7. UKM MONEY TRACKER STUDENT SAVERHANGOUT BUDGET

8. STUDENT SAVER Function: This apps help student to divides their money to four parts which is student needs, food, leisure and balance. Furthermore, the balance will be divided to two equal parts, savings which is for the long-term uses and emergency funds which is for the short-term uses.

9. HANGOUT BUDGET Function: If students have a limited budget but they still want to go out and having fun, this apps will help you to know which places to go according to your budget. There will be two choices for user either travel with own car or train. If use own car, this apps will show you the best route (shortest route) which could save your car petrol and if you’re a public transport user it will help you to find the place that will minimize your budget.

10. CONCLUSION We save, basically, because we can not predict the future. If we could, we would know precisely how much money we would need for the things that we want and need in the future. But because can not do this, the need to save money for the money is vital.

11. The importance of saving money  Save for emergency fund It is important to have a emergency fund set aside to cover the unexpected expenses.  Happiness A survey ally bank found that saving money is one of the best habit people can take to increase happiness. The more you save, the more likely you to be happy.  To pay educational fee The cost for public and private education are rising every year. Without money put away in saving, you may not be able to pay for the fee.

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