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PRESENTED BY: NATHAN VENGALIL ARTICLE BY: NANCI HELLMICH, USA TODAY 07/04/OBESITY-DISEASE-INSURANCE-COVERAGE/2447217.

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Presentation on theme: "PRESENTED BY: NATHAN VENGALIL ARTICLE BY: NANCI HELLMICH, USA TODAY 07/04/OBESITY-DISEASE-INSURANCE-COVERAGE/2447217."— Presentation transcript:

1 PRESENTED BY: NATHAN VENGALIL ARTICLE BY: NANCI HELLMICH, USA TODAY 07/04/OBESITY-DISEASE-INSURANCE-COVERAGE/ / “Obamacare Requires Most Insurers to Tackle Obesity”

2 Obesity Pandemic & Greater Healthcare Costs Obesity: medical condition in which excess body fat has accumulated in individuals, leading to negative health effects  Excess BMI of 30 Recent trends:  1950 – only 9.7% were obese… Today was a whopping 34.9% obese [CDC] Relevance to Health Costs:  Health Status = f( HC, Environment, Human Biology, Lifestyle )  Proportionality  Lifestyle calls for  Health Care to maintain a constant Health Status  “It costs about $1,400 more a year to treat an obese patient”

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4 Patient Protection & Affordable Care Act Set into action in 2010… informally called “Obamacare”  Includes mandates, subsidies, and insurance exchanges Price ceiling incorporation:  On all levels from pharmaceuticals to medical procedures  Act “prevents insurance companies from raising prices to be determined unreasonable & unjustified” Subsidy implemented also  Incorporates collective tax dollars to effectively lower governmental health care  It allows insurance to be purchased at a more affordable price

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6 However… the subsidy is only so large To prevent shortages & compromises of care...  Prevent demand & further price increases  Shifting from short-term solutions to more preventative measures  Weight watchers class discounts, sponsored weight loss seminars, even telephone counseling However, finding an efficient balance is key:  “We found 12 counseling sessions was the minimal amount needed for significant weight loss, but we didn’t see any benefit to going over 26 sessions”

7 New Demand, if obesity continues to grow exponentially Marginal Benefit Total Benefit Future concerns: Subset at-risk groups Extension to other facets of life How to address


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