11Defendant The person against whom a claim is made. In a civil suit, the defendant is the person being sued.In a criminal case, the defendant is the person charged with committing a crime.
12Damages1) The injuries or losses suffered by one person due to the fault of another.2) Money asked for or paid (by a court order) for the injuries or losses suffered.
13Liable Legally responsible. If a person gets injured on a bus while attending a school sponsored activity, the school is held liable for injuries or damages.
14RemedyWhat is done to compensate for an injury or to enforce some right.
15LiabilityLegal responsibility, the obligation to do or not do something. The defendant in a torts case incurs liability for failing to use reasonable care, resulting in harm to the plaintiff.
16SettlementA mutual agreement between two sides in a lawsuit, made before the case goes to trial, that settles or ends the dispute.
17Common LawA system in which court decisions establish legal principles and rules of law.
18Intentional WrongActions taken deliberately to harm another person or his or her property.
19NegligenceThe failure to exercise a reasonable amount of care in either doing or not doing something, resulting in harm or injury.
20Strict LiabilityThe legal responsibility for damage or injury even if you are not at fault.
21DefenseA denial answer or plea disputing the correctness of the charges against the defendant.
22Civil Law All law that does not involve criminal matters. Civil Law usually deals with private rights of individuals, groups or businesses.
23MinorA child: a person under the legal age of adulthood. (usually 18 or 21)
24ImmuneBeing free form or protected from some legal action, such as being sued.
25WaiveTo give up some right, privilege, or benefit voluntarily.
26Class ActionA lawsuit brought up by one or more persons on behalf of a larger group.
27Contingency FeeThe fee paid to an attorney based on the sum awarded to his, her client in a lawsuit.
28Liability InsuranceThe type of coverage or insurance that pays for injuries to other people or damage to property if the individual insured is responsible for the accident.
29ContractA legally enforceable agreement between two or more people.
30PremiumsIn insurance, payments made for coverage.
31MalpracticeFailure to meet acceptable standards of practice in a professional or official position; often the basis for lawsuits by clients or patients against their attorney or doctor.
32Medical CoverageWhen dealing with insurance, that which covers an individual’s own medical expenses resulting from accidents.
33CollisionInsurance that pays for damages caused by an automobile collision.
34DeductibleA paragraph in the insurance policy stating that before the insurer will pay for a loss, the insured must pay a certain amount. For example, if the deductible on a policy is $500 and the accident results in repairs costing $1,500, the insured person pays the first $500 and the insurance company pays the remaining $1,000.
35Comprehensive Coverage The portion of an insurance policy that protects an individual against automobile damages or losses. It does not cover damages or losses caused by a collision. It does cover damages or losses caused by such things such as fire, vandalism, or theft.
36Uninsured Motorist Coverage Insurance that protects drivers from those with no insurance or inadequate insurance.
37Worker’s Compensation Insurance A system of compensating employees who are injured on the job. These benefits are paid no matter who caused the accident or injury.
38No Fault InsuranceA form of automobile or accident insurance in which each person’s insurance company pays a certain share of damages, regardless of fault.
39Exclusive RemedyThe only solution, or compensation available to a plaintiff in a particular legal situation.