1. Accommod8

2. Property Underwriting Agency – in business since 2006 Specialising in:  Sectional Title Policy  Commercial Buildings Combined  Homeowners Policy Value of the book +/- R38 000 000 premium income. Underwritten by Natsure A specialist property insurer for over 30 years Largest niche property insurer in South Africa and is known for its administrative proficiency and lifestyle-specific products About Accommod8

3. Automatic Extensions Loss Of Rent - 30% of the Property Value (until tenanted) Includes geyser replacement & maintenance plan including SABS approved solar geysers. Subsidence & Landslip (ltd) - Property Value Accommod8 Extensions - R 50,000.00 (Refer optional Extensions 1) Loss of Water - R 5,000.00 Accidental damage to marble and granite tops - R 20,000.00 Full theft (buildings) - R 10,000.00 Guards - R 5,000.00 Damage to garden - R 5,000.00 Office contents - R 50,000.00 Documents - R 10,000.00 Legal liability documents - R 1,000,000.00 Sectional Title Policy

4. Electronic equipment - R 20,000.00 Increased cost of working - R 15,000.00 Money - R 10,000.00 Cheques - R 100,000.00 Personal accident money section - R 10,000.00 Fidelity- named/position - R 20,000.00 Trustees indemnity - R 1,000,000.00 Accidental damage - R 250,000.00 Public liability - R 20,000,000.00 Employers liability - R 2,500,000.00 Claims preparation cost - R 50,000.00 All risks garden equipment - R 5,000.00 Machinery breakdown - R 20,000.00 Automatic Extension Continued

5. Optional ACCOMMOD8 EXTENSIONS 1) Cost of reletting (per policy) R 10,000.00 2) Tenant relocation (per unit) R 10,000.00 3) Buildings awaiting sale (per unit) R 10,000.00 4) Litigation costs - Per Unit R 5,000.00 - Per Policy R 100,000.00 5) Early termination of lease - Per Unit R 10,000.00 - Per Policy R 600,000.00 6) Theft by tenants (per unit) - R 10,000.00 7) Special circumstance loss of rent (per unit / max. of 6 months) - R5000 p/m 8) Protection and preservation (per unit) - R 20,000.00 9) Emergency evacuation - Per Unit R 5,000.00 Per Policy R 100,000.00 10) Land and water clean up (per policy) R 50,000.00 11) Decontamination (per policy) R 100,000.00 12) Garden extension (per unit) R 10,000.00 13) Alterations and additions (per policy) R 50,000.00 Optional Extensions - 1

6. Sum insured per annum in the aggregate option of Sum insured Accommod8 options Pricing - Less than 50 units R 100,000.00 R1 500 PA R 250,000.00 R2 000 PA R 500,000.00 R2 600 PA Sum insured Accommod8 options Pricing - More Than 50 units R 100,000.00 R2 250 PA R 250,000.00 R3 000 PA R 500,000.00 R3 900 PA Optional ACCOMMOD8 EXTENSIONS Continued

7. Additional Trustees indemnity cover: Limits  R 2,500,000.00  R 5,000,000.00 Business all risks- Electric gate motor/accessories and battery override Additional claims preparations costs Optional Extensions - 2

8. Optional ADVOC8- Legal Protection and Assistance for Sectional Title Developments- Advoc8 is a proactive legal costs insurance policy offering the Body Corporate the following:  R100 000 legal expenses for: 1. Employment issues: For and against the insured 2. Litigation: Civil action taken by the insured 3. Dispute resolution: Arbitration and mediation  Other benefits include: Legal advise for the body corporate trustees Cover for legal disputes with unit owners Free 30 minute consultation with an attorney Country wide panel of attorneys 24 hour telephone access to legal professionals Optional Extensions - 3

9. Automatic Extensions Loss Of Rent - 25% of the Property Value (Until tenanted) Maintenance and cleaning equipment - R 10,000.00 Accommod8 Extensions - R 50,000.00 Landlords Office Contents - R 50,000.00 Loss of Water - R 5,000.00 Subsidence and Landslip (ltd) - Property Value Glass - R15,000.00 Full Theft - R 10,000.00 Watchmen Extension - R10,000.00 Public liability-property owners - R 20,000,000.00 Accidental damage - R 250,000.00 Employers Liability - R 1,000,000.00 Claims preparation costs - R 50,000.00 Swimming pool/borehole pumps - R 5,000.00 Commercial Business Combined Policy

10. Optional ACCOMMOD8 EXTENSIONS Cost of reletting Tenant relocation expense Litigation costs Early termination of lease agreement Theft by tenants Protection and preservation Emergency evacuation expense Land and water clean up costs Decontamination Garden extension Optional Extensions - 1

11. Sum insured per annum in the aggregate option of (1)R100 000 (2)R250 000 (3)R500 000 (4)R1000 000 Optional ACCOMMOD8 EXTENSIONS Continued

12. Glass Machinery breakdown Full theft cover (max R25 000) Accidental Damage All risks gate motors All risks CCTV Additional claims preparations costs Geyser Maintenance Option ADVOC8 Optional Extensions - 2

13. Automatic Extensions Geyser Geyser Repairs - R 1000 - No Deductible Rent - 20% of the Sum Insured Accommod8 Extensions - R 25,000 Accidental damage to marble/granite - R 20,000 Accidental damage to machinery - R 5,000 Loss of Water - New!! - R 5,000 Glass - Building Sum Insured Guards - R 5,000 Homeowners Policy

14. Subsidence & Landslip - Building Sum Insured Damage to garden - R 5,000 Public liability - R 500,000 PLIP - R 10,000,000 Automatic Domestic Worker PA Cover Domestic Worker Permanent total disability - R 15,000.00 Domestic Worker Emergency ambulance charges - R 500.00 Domestic Worker In hospital medical expenses - R100 per day max 130 days - R 100 excess Optional Extensions 1 Geyser Maintenance Limited to R7000 per Geyser Accidental Damage to Machinery Automatic Extension Continued

15. Optional ACCOMMOD8 EXTENSIONS 1) Cost of reletting 2) Tenant relocation 3) Loss of interest 4) Buildings awaiting sale 5) Litigation costs 6) Early termination of lease 7) Theft by tenants 8) Special circumstance loss of rent (per unit / max. of 6 months) 9) Protection and preservation 10) Emergency evacuation 11) Land and water clean up 12) Decontamination 13) Garden extension (per unit) Extended to R10 000 14) Alterations and additions Domestic Worker PA Death Cover - R 15,000.00 Optional Extensions - 2

16. Nat-Assist provides access to 24 hour emergency assistance services. This is applicable in the event of accidental breakage (not loss) of permanent fixtures or fittings of the insured building. Nat-Assist will arrange for a service provider to attend to your emergency and pay up to the amount specified in the Table of Benefits to our approved service providers. Service: Locksmith - Call-out + 1 hour labor (R50.00 first amount payable per call-out) Electrician - Call-out + 1 hour labor Plumber - Call-out + 1 hour labor Tree-Feller - Call-out + 1 hour labor Glazier - Call-out + 1 hour labor The NAT-Assist Call Centre Number 0860-266-822 NAT-Assist: Emergency Assistance Programme

17. Claims - 0860 266 822 – claimpayment@natsure.co.za Processing & Endorsements - accommod8@guardrisk.co.za  Lerato Moloi - (011) 669 3809 - moloil@guardrisk.co.za  Zainib Essop - (011) 669 3318 - essopz@guardrisk.co.zaessopz@guardrisk.co.za Renewals & Accounting  Candice Trican - (011) 669 3387 - tricanc@guardrisk.co.za Quotes & New Business  Enoch Barends - (011) 669 3283 - barendse@guardrisk.co.za Contact Details