Definition A criminal uses another person’s information to take on that person’s identity for criminal activity. This personal information enables an identity thief to commit numerous forms of illegal activity.
Do’s Always match your credit card receipts Review your credit reports annually. Always sign in the back of your cards.
Free Credit Report By telephone: (877) 322-8228 Online: www.annualcreditreport.com www.annualcreditreport.com By mail. Print out the order form here: https://www.annualcreditreport.com/cra/requestformfinal. pdf https://www.annualcreditreport.com/cra/requestformfinal. pdf https://www.annualcreditreport.com/cra/requestformfinal. pdf Credit Reporting Agencies Equifax Equifax (888) 766-0008 www.equifax.com (888) 766-0008 www.equifax.comwww.equifax.com Experian Experian (888) EXPERIAN (397-3742) www.experian.com (888) EXPERIAN (397-3742) www.experian.comwww.experian.com TransUnion TransUnion (800) 680-7289 www.transunion.com (800) 680-7289 www.transunion.comwww.transunion.com
Don’t Do not give your information over the phone. Do not disclose any account information on any websites or inline service location. Do not throw anything away that someone could use to become you.
How to prevent Identity Theft Shred all personal and financial information Always keep your receipts Report lost or stolen cards Register your visa www.verifiedbyvisa.com www.verifiedbyvisa.com
Internet and Computer safeguards Safety Install Firewall on your home computer Always update Virus protection software Shopping online https://
Victims of Identity Theft File a Police Report Call the Federal Trade Commission (FTC) Contact the fraud units Contact your financial institutions
Identity Theft Credit card fraud 28544% Bank Fraud 14923% Phone or Utilities fraud 12920% Loan Fraud 396% Government Documents or Benefits Fraud 254% Employment-Related Fraud 234% Other related charges 13120% TypeVictimsRate
Hawaii’s Identity Theft Locations City No. of victims Honolulu247 Kaneohe41 Kailua36 Mililani28 Wahiawa28 Waipahu28