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2. Three different Youth Accounts to correspond with the needs of our younger members and to educate them according to their age level: Ages 5-12 Ages 13-17 Ages 18-22

3. Ages 5-12 Features: Personalized newsletters Birthday cards Teaches how to manage money and establish a savings habit Interactive website just for them!! ATM card with the youth’s name on it (upon request) For a limited time, new Kids Club Account owners will receive a Kids Club Plushie!!* Other Facts & Requirements: It is a requirement to have an adult with a government-issued picture ID to be joint on the account. The youth is primary on the account. Checking accounts are not allowed on Kids Club accounts. *Offer valid 3.1.10 – 4.30.10 or while supplies last. Account must be opened in person at any branch to qualify for giveaway. Offer can be withdrawn at any time.

6. Our Three Different Youth Accounts: Ages 5-12 Ages 18-22 Ages 13-17

7. Other Facts & Requirements: It is a requirement to have an adult with a government-issued picture ID to be joint on the account. The youth is primary on the account. Features: Teaches the basics of saving, investing, budgeting, and more!! Personalized newsletters Interactive website Ages 16-17 can open a checking without a joint owner (must have a government-issued picture ID) ATM or Debit card with the youth’s name on it (upon request) For a limited time, new Middle Kids! Account owners receive a $10 iTunes gift card!!* *Offer valid 3.1.10 – 4.30.10 or while supplies last. Account must be opened in person at any branch to qualify for giveaway. Offer can be withdrawn at any time.

9. Our Three Different Youth Accounts: Ages 5-12 Ages 18-22 Ages 13-17

10. Ages 18-22 Features: Offers a safe transition for young adults into adulthood Makes financial services and resources available Personalized newsletters Interactive website ATM or Debit card with the member’s name on it (upon request) For a limited time, new Oldest Kids account owners will be entered to win a netbook!!* Other Facts & Requirements: No joint owner required. May add a checking account and debit card to account, as well as any other credit union product the member qualifies for. *Offer valid 3.1.10 – 4.30.10. No purchase necessary. Drawing will be held on 5.12.10. Additional terms on website.

12. best part What’s the best part about these Youth Savings Accounts right now??

13. What are the restrictions?? Only on the first $500.00 Only on funds in the Base Savings

14. Here.Motto.Your.