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[Insert applicable Dundee Wealth Management dealer logo here] A New Beginning A New Future DundeeWealth Financial Advisor: Juan Aguilar Dundee Private.

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Presentation on theme: "[Insert applicable Dundee Wealth Management dealer logo here] A New Beginning A New Future DundeeWealth Financial Advisor: Juan Aguilar Dundee Private."— Presentation transcript:

1 [Insert applicable Dundee Wealth Management dealer logo here] A New Beginning A New Future DundeeWealth Financial Advisor: Juan Aguilar Dundee Private Investors Inc.

2 [Insert applicable Dundee Wealth Management dealer logo here] Agenda Introduction: About Myself - About Michael Campbell About DundeeWealth Competitive Analysis: Bank Branch VS. Juan Aguilar How Do People Get Wealthy? Mutual Funds Overview Registered Accounts: which is right for me?

3 [Insert applicable Dundee Wealth Management dealer logo here] Agenda Con’t… Dynamic Funds: Analysis, Portfolio Manager Do Mutual Funds Charge Fees? Questions and Answers!?!?

4 [Insert applicable Dundee Wealth Management dealer logo here] About Juan Aguilar Place of Birth Credentials My Mission My Values Target Market

5 [Insert applicable Dundee Wealth Management dealer logo here] About Michael Campbell Place of Birth Credentials Senior advisor and president Dedication

6 [Insert applicable Dundee Wealth Management dealer logo here] DundeeWealth DundeeWealth Inc – Member of Scotiabank Group Globe and Mail Large Enterprise

7 [Insert applicable Dundee Wealth Management dealer logo here] COMPETITIVE ANALYSIS JUAN AGUILAR VS.BANK

8 [Insert applicable Dundee Wealth Management dealer logo here] How Do People Get Wealthy? Business Cash Expenses Excess Cash Dividend

9 [Insert applicable Dundee Wealth Management dealer logo here] How People Get Wealthy! Business Cash Expenses Excess Cash Dividend Juan Cash Expenses Excess Cash Dividend

10 [Insert applicable Dundee Wealth Management dealer logo here] Mutual Fund Overview Convenience – Mutual funds take the guesswork out of investing. Affordability – You can make low pre-authorized monthly payments to your account so you can keep investing. Access to your money – your investments are not locked in you can buy or sell mutual fund units on any business day (some funds have a declining fee schedule on redemption.) Professional management – Mutual funds give you access to professional money management previously available only to the very wealthy or to large institutions

11 [Insert applicable Dundee Wealth Management dealer logo here] Oscar Belaiche HBA,. FICB, CFA Vice President & Portfolio Manager Head of Dynamic’s Equity Income team 30 years of industry experience Managing portfolios investing in dividendpaying equities, income trusts and real estate securities globally Mutual Fund Overview

12 [Insert applicable Dundee Wealth Management dealer logo here] Mutual Fund Overview Professional management – these managers and their research analysts are specifically trained to evaluate investment opportunities based on the potential to make money while controlling for risk. Over 273 years of combined industry experience

13 [Insert applicable Dundee Wealth Management dealer logo here] Mutual Fund Overview Diversification – This ability to diversify your investments generally lowers the overall risk to your portfolio. Access to markets – Mutual funds provide access to markets that are virtually unavailable to the individual investor.

14 [Insert applicable Dundee Wealth Management dealer logo here] Understanding Risk There are a variety of ways to define risk but the most basic concept of risk is the chance of losing money. Many types of risk can impact the performance of your investment. Currency Risk Liquidity Risk Concentration Risk Economist acknowledge a general relationship between risk and return that implies if you seek higher returns, you must be prepared to take on more risk of capital loss

15 [Insert applicable Dundee Wealth Management dealer logo here] Registered Savings Accounts TFSA – Tax Free Savings Account RRSP – Registered Retirement Savings Plan RESP – Registered Education Savings Plan RDSP – Registered Disability Savings Plan

16 [Insert applicable Dundee Wealth Management dealer logo here] Registered Savings Accounts TFSA Tax Free Savings Account (TFSA), more than just a savings account. Introduced by the Federal government in their 2008 Budget A contribution of up to $5000 can be made to the plan each year the unused contribution room can be carried forward to future years. Designed to save for any financial goal TFSA Providing Tax Free Income for Life Great incentive for you to save money and watch it grow faster than before – tax free!

17 [Insert applicable Dundee Wealth Management dealer logo here] Registered Accounts RRSP You won’t face any tax at all until you withdraw money from that plan. At this time, your withdrawal will be fully taxed as ordinary income at your marginal tax rate. Mutual Funds are ideal RRSP investment vehicles because of their long-term orientation, professional management and diversification.

18 [Insert applicable Dundee Wealth Management dealer logo here] Registered Accounts RESP Save money. The money you contribute to an RESP is allowed to grow tax-free. This can substantially accelerate the growth of your savings.

19 [Insert applicable Dundee Wealth Management dealer logo here] Registered Savings Accounts RDSP The Registered Disability Savings Plan (RDSP) helps Canadians with disabilities and their families save for the future.

20 [Insert applicable Dundee Wealth Management dealer logo here] Dynamic Funds Dynamic Strategic Yield Fund (Graph- Fund VS Bench Mark) Dynamic Strategic Yield-1.pdfDynamic Strategic Yield-1.pdf Dynamic Equity Income Fund (Graph- Fund VS Bench Mark) Dynamic Equity Income.pdfDynamic Equity Income.pdf

21 [Insert applicable Dundee Wealth Management dealer logo here] Do Mutual Funds Charge Fees? Professional Money Management Charge Management Expense Ratio (MER) – management fees paid to the Manager for professional management services. This is an ongoing charge it is deducted daily and you never see it on the statement (industry standard).

22 [Insert applicable Dundee Wealth Management dealer logo here] Do Mutual Funds Charge Fees? Sales structured on goal or time horizon of Investment Deferred Sales Charge (DSC) No charge on purchase, percentage paid by you on redemption Redeemed during 1 st year6% Redeemed during 2 nd year 5.5% Redeemed during 3 rd year 5% Redeemed during 4 th year4.5% Redeemed during 5 th Year4.0% Redeemed during 6 th Year3.0% Redeemed thereafterNil 0%

23 [Insert applicable Dundee Wealth Management dealer logo here] Do Mutual Funds Charge Fees? Low Load (LL) No charge on purchase, percentage paid by you on redemption Redeemed during first 12 months2.0% Redeemed during months1.75% Redeemed during months1.50% Redeemed thereafterNil 0%

24 [Insert applicable Dundee Wealth Management dealer logo here] Do Mutual Funds Charge Fees? Front-End Load (FE) This fee is negotiated on purchase from 0% to a maximum of 5%. No charge on redemption.

25 [Insert applicable Dundee Wealth Management dealer logo here] Thank You ! Questions & Answers !?!?!?!?!? Juan Aguilar 820 Development Drive Kingston Ontario Ext 2

26 [Insert applicable Dundee Wealth Management dealer logo here] Disclosure Commissions, Trailing Commissions, Management Fees and Expenses all may be associated with mutual fund purchases. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. This presentation was prepared by Juan Aguilar, who is a registered Financial Advisor with Dundee Private Investors Inc., a DundeeWealth Inc. Company. This is not an official publication of Dundee Private Investors Inc. The views (including any recommendations) expressed in this presentation are those of the author alone, and they have not been approved by, and are not necessarily those of, Dundee Private Investors Inc. Content provided here is compiled from a variety of sources. It is for information purposes only and should not be construed as advice. Financial advice can only be provided following a full personal review of your particular situation, only then can we provide advice tailored to your personal situation.


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