Presentation on theme: " Significant increases in health care costs Average Family health insurance policy: $13,375; Single: $4,824 (USA Today, 2009) › 5% increase from 2008;"— Presentation transcript:
Significant increases in health care costs Average Family health insurance policy: $13,375; Single: $4,824 (USA Today, 2009) › 5% increase from 2008; Wages only rose 3% during same time period › From health care costs have seen a 131% increase Several businesses providing health care have passed more of the increase in cost on to employees
2009, 1.5 million Americans declared bankruptcy. Of those, 62% were medically related (3/4 had insurance) Sample health care policy: › Employer pays 80% › Employee pays 20% › Heart Transplant costs $148,000 (average) – you pay 20%!!! Nearly 2/3 of Americans agree that current health care system is broken
To make health insurance more available & affordable (lower premiums) Prevent health insurance companies from kicking you off the policy when sick Prevent health care companies from discriminating against those with pre- existing conditions (or charging high rates) Stop bankruptcy from medical ailments Can stay on parents’ health care until 26
Requires everyone to purchase health insurance; if not, penalty (fine) – Individual Mandate › Estimate that around 46 million Americans without health insurance Addition of millions more to Medicaid › Who pays for Medicaid? – Taxpayers Forcing everyone to buy health care is going to reduce the overall quality of care available (longer waiting times, etc.) Tax breaks for middle/lower class to make health care more affordable
Which parts of the law do you agree/have a problem with? Should the government have the ability to require people to buy health insurance who are not covered by an employer or the government (Is it constitutional)? Should the government be allowed to charge penalties for those who do not purchase it? Should their be limits on how much medical procedures cost or how much physicians can charge?