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CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Get Wise – Get Wealthy Inter-generational Diversity.

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Presentation on theme: "CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Get Wise – Get Wealthy Inter-generational Diversity."— Presentation transcript:

1 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Get Wise – Get Wealthy Inter-generational Diversity Presented to: Federally Employed Women DFC Chapter November 19, 2008 By: Ann Vanderslice

2 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Elvis joins the Army. Jimi Hendrix dies.

3 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM MTV debuts. Kurt Cobain dies.

4 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM People resemble their times more than they resemble their parents. ~ Arab Proverb

5 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM The Greatest Generation Born between 1925 and 1945 AKA – The Silent Generation -- The Postwar Generation -- The Depression Generation Leaders – No US Presidents -- Many major civil rights leaders -- Many women’s rights leaders

6 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM

7 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM The Baby Boomer Generation Born between 1946 and 1964 Leaders – Bill Clinton and George W. Bush

8 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Generation X Born between 1964 and 1979 AKA – MTV Generation th Generation -- Baby Busters Leaders – President-elect Barack Obama Influences - Bill Gates Steve Jobs Andy Bechtolsheim

9 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM

10 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM The Millennial Generation Born between 1980 and 1998 AKA – Gen Y -- Echo Boom

11 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM

12 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM The Millennial Generation Born between 1980 and 1998 AKA – Gen Y -- Echo Boom

13 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM The Millennial Generation

14 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Netting the Net Generation BusinessWeek Generation Y for Dummies eWeek.com The “Millennials” Are Coming CBS News Generation Y : They’ve arrived at work with a new attitude USA Today Attracting the Twentysomething Worker Fortune ‘Generation Me’ Enters the Work Force ABC News Motivating the “What’s in It for Me?” Workforce AllBusiness.com What Gen Y Really Wants Time Magazine The Bottom Line on Next Gen Workers BusinessWeek

15 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM The Millennial Generation Born between 1980 and 1998 AKA – Gen Y -- Echo Boom Influences – Heroes – Police, Firefighters -- MySpace -- YouTube -- Facebook

16 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM

17 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM

18 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM

19 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM

20 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Life Stages of Neural Pathways

21 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Aoccdrnig to rscheearch at Cmabrigde Uinervtisy, it deosn't mttaer in waht oredr the ltteers in a wrod are, the olny iprmoetnt tihng is taht the frist and lsat ltteer be at the rghit pclae. The rset can be a toatl mses and you can sitll raed it wouthit porbelm. Tihs is bcuseae the huamn mnid deos not raed ervey lteter by istlef, but the wrod as a wlohe.

22 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM No ! req

23 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM

24 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Golden Rule Do unto others as you would have them do unto you.

25 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Platinum Rule Do unto others as they would like to have done to them.

26 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Titanium Rule Do unto others keeping their preferences in mind!

27 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM

28 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM

29 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM

30 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Speaking Greatest Generation”ese” They’re helpers – ask for some Ask for their opinion Remember they see themselves as vital, active people in the prime of life

31 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Speaking Boomer”ese” Be respectful Take your time – build a relationship Try face-to-face for the important conversations

32 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Speaking Gen X”ese” Get to the point Use technological communication efficiently Avoid cliches and hyperbole

33 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Speaking Millinneal”ese” Don’t be put off if they’re multi-tasking while communicating with you Share where they fit in the overall picture Ask for help with technology

34 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Millennial Generation Generation X Baby Boom Generation Greatest Generation Outlook HopefulSkepticalOptimisticPractical Work Ethic AmbitiousBalancedDrivenDedicated View of Authority Relaxed Polite UnimpressedLove/HateRespectful Leadership By Pulling together CompetenceConsensusHierarchy Relation- ships Loyal Inclusive Reluctant to commit Personal Gratification Self- sacrifice Perspective Civic- minded Self-reliantTeam- oriented Civic- minded

35 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM Employees From All Generations Agree  Work is a vehicle for personal fulfillment and satisfaction  Workplace culture is important  Being trusted to get the job done is the most important factor in defining job satisfaction  Feeling valued by their employer is a requirement to be happy in their job  Flexibility in the workplace is important  Success is finding an employer you can stay with for a long time  Career development is the most valued form of recognition – even more so than pay raises and enhanced titles

36 CSRS-FERS Retirement Program™ ©2008 Wealth Design Group All rights reserved. Get Wise-Get Wealthy TM “He who knows only his own generation remains always a child.” ~ Cicero, early Roman Statesman


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