1. LIABILITY INSURANCE BY HASNAIN NANJEE

2. INSURANCE’S Motor: Third Party Bodily InjuryMotor: Third Party Bodily Injury Third Party Property Damage Third Party Property Damage CAR: Third Party Property DamageCAR: Third Party Property Damage Existing Property Damage Existing Property Damage Third Party Bodily Injury Third Party Bodily Injury General: Third Party Bodily InjuryGeneral: Third Party Bodily Injury Third Party Property Damage Third Party Property Damage Professional Error Directors Liability Directors Liability Product Liability Product Liability

3. INSURANCE’S Baile & Ware House LiabilityBaile & Ware House Liability Port LiabilityPort Liability Transporter LiabilityTransporter Liability Integrated Transit LiabilityIntegrated Transit Liability

4. TPBI –The Injury and its nature must be investigated –Existing condition –Wage/Salary and employment tenure –Location study –Police report & investigation –Neighbour inquiry –Hospital & Doctors

5. EXAMPLES OF LOSSES CAR : Damage to cables & pipelinesCAR : Damage to cables & pipelines Land slides Land slides Flooding Flooding Piling damaging other property Piling damaging other property Person falling into open drain Person falling into open drain Not proper sign / fencing (TPBI) Not proper sign / fencing (TPBI)

6. PRODUCT LIABILITY Drilling Bit damaging eyeDrilling Bit damaging eye Hooks resulting in fireHooks resulting in fire Gas CylinderGas Cylinder Guinness Stout – Plastic Loss of businessGuinness Stout – Plastic Loss of business Chilli SauceChilli Sauce Deflating tyreDeflating tyre Bulk Chocolate due chemical used in Packing Material.Bulk Chocolate due chemical used in Packing Material.

7. LEGAL PRINCIPALES NEGLIGENCENEGLIGENCE NUISANCENUISANCE

8. MEANING’S INTERPRATATION OF Utmost Good FaithUtmost Good Faith Duty of DisclosureDuty of Disclosure Liability to PayLiability to Pay Accidental bodily injury & accidental loss of or damage to propertyAccidental bodily injury & accidental loss of or damage to property Nervous ShockNervous Shock Post accident traumaPost accident trauma DamageDamage Property DamageProperty Damage Financial LossFinancial Loss Product LiabilityProduct Liability

9. LEGAL CASE STUDY Utmost Goods FaithUtmost Goods Faith SubrogationSubrogation Indemnity TPIndemnity TP Proposal Form ConcealmentProposal Form Concealment Land Lord / TenantLand Lord / Tenant

10. Public Liability / Product LiabilityPublic Liability / Product Liability Joint Insured / SubrogationJoint Insured / Subrogation Nervous ShockNervous Shock TP Strict LiabilityTP Strict Liability Nuisance / Tree RootsNuisance / Tree Roots SubrogationSubrogation

11. THANK YOU