Presentation on theme: "Background Collection of postpaid bills through Ctopup (Franchisee & Retailers) named as USSD-Ctopup Existing Ctopup uses OTA system for encryption of."— Presentation transcript:
1Channel Top-up using USSD for Postpaid Bill Payments & Prepaid recharge
2BackgroundCollection of postpaid bills through Ctopup (Franchisee & Retailers) named as USSD-CtopupExisting Ctopup uses OTA system for encryption of messages (SMS) and requires Ctopup menu to be burnt on SIM card. It was thus limited to pre-paid transactions.Additional menu to be burnt in Ctopup SIMs, if same is to be upgraded to enable for postpaid bill payments but:-Space restrictions on the current Ctop Up SIM’sUpdating menu in working retail chain a big challengeHowever, new C-topup SIMs can be purchased by Circles with menu burnt for both (Prepaid & Postpaid) and can co-exist.
3USSD CtopupPayment of GSM & CDMA postpaid bills will be started first followed by that of WiMax & Landline billsIt is live in East Zone with effect from & in North Zone from It will start in remaining two zones byNew system i.e. USSD based C-topup will work in addition to existing OTA based Ctopup & hence procedure of stock allocation, reconciliation etc. will remain unchangedFranchisee channel could use any method (USSD or OTA) for each transaction (for prepaid or postpaid)Guidelines vide No. MOB-17/C-Topup-2010/57 dated and another dated available on Intranet
4USSD- CtopupCommon Wallet of Franchisee/ Retailers for both Prepaid (CtopUp) & Postpaid (CBP) transactionsDifferential commission rate :Prepaid : 5.5% of transacted valuePostpaid : 1.25% or Rs. 5 per bill, whichever is lowerFranchisee will continue to get upfront prepaid at the time of stock purchaseSystem will deduct excess commission paid (5.5%- 1.25%) from Franchisee wallet for each CBP transaction done by his/her retailersFranchisee can adjust such recovered commission amount from Retailers while recouping their stock in person or through FOS
5Post-paid bill payment- Additional business for POS Franchisee MIS available through Sancharsoft VPN & accessible to Franchisees to show Retailer-wise recoverable amount for each Franchisee.Circles will deduct excess TDS (on difference of commission) for postpaid transactions from the TDS amount already deposited with TAX authorities at the time of initial stock transfer, based on report from CBP-Ctopup systemSimilarly, Circles will deduct excess Service Tax (on difference of commission) for postpaid transactions from the TDS amount already deposited with TAX authorities at the time of initial stock transfer, based on report from CBP-Ctopup system
6How USSD based Ctopup works Ctop up retailer to dial *222*<Ctopup M-Pin># to initiate a transactionUSSD server will capture the CLI of the retailer, validate the M-Pin with Ctop up systemOn successful validation, main menu will be pushed else an error message will be flashedWallet of Retailer will be debited for the payment amount & wallet of concerned Franchisee will be debited for difference of commission amountShort formats are available for a quick access to the sub-menusSnapshot of screens is given in subsequent slides