Presentation on theme: "Helping People, Changing Lives. MISSION To work in partnership with communities to empower families and individuals to achieve self-sufficiency and improve."— Presentation transcript:
Helping People, Changing Lives
MISSION To work in partnership with communities to empower families and individuals to achieve self-sufficiency and improve their quality of life.
OVERVIEW Seven core assistance areas: Children & Family Services Community Development Education Employment & Training Energy Efficiency and Affordability Services Health and Nutrition Housing 3
ENERGY ASSISTANCE SERVICES CEDA has a menu of Home Heating Utility Bill Payment Assistance Programs. LIHEAP (Low-Income Home Energy Assistance Program) ComEd Residential Special Hardship Program Share the Warmth (Peoples Gas) LIHEAP Percentage of Income Program 4
FULL CREDIT REPORTING Initial thoughts This could not be good for our low-income population Our constituency is juggling funds to get by every day Many are not thinking about their credit report 5
FULL CREDIT REPORTING Research through Partners Nicor Gas and Peoples Gas has been doing full credit reporting for years Both are using the same criteria: Past due for 60 days with over $100 balance to get a negative credit report 6
FULL CREDIT REPORTING Conclusion Full utility credit reporting may be good for Cook County, Illinois for our energy assistance clients More studies should be done before national legislation is passed 7