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Copyright, 2010 © BCC Distribution The Mortgage Manager The Mortgage Manager Why This Service Is An Added Advantage For Consumers Who Use It.

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Presentation on theme: "Copyright, 2010 © BCC Distribution The Mortgage Manager The Mortgage Manager Why This Service Is An Added Advantage For Consumers Who Use It."— Presentation transcript:

1 Copyright, 2010 © BCC Distribution The Mortgage Manager The Mortgage Manager Why This Service Is An Added Advantage For Consumers Who Use It

2 Overview The Mortgage Manager is an electronic Biweekly Mortgage Payment Service.The Mortgage Manager is an electronic Biweekly Mortgage Payment Service. It is a fact that consumers pay over 3 times the amount originally borrowed before paying off their mortgage!It is a fact that consumers pay over 3 times the amount originally borrowed before paying off their mortgage! It is guaranteed that use of this service will reduce loan payoff time without increasing the monthly payment.It is guaranteed that use of this service will reduce loan payoff time without increasing the monthly payment.

3 A sample case study Here's an example of the benefits received by using our Free service on a 30 yr. $100, mortgage at 10.5% A typical 30 year mortgage K 10.5% interest, $ monthly Without Our Service With Our FREE Service Years to pay Interest Savings $0 $83,835 Monthly Payments Saved Total Savings $0 $102,451 Equity 5 years $3,118 $10,795 Equity 10 years $8,378 $29,703 Balance Due $63,740 $0 Average Monthly Savings $0 $338 Average Yearly Savings $0 $4,057 Cash available after 23.3 years (based on a 10% investment) $0 $159,200 Without increasing monthly payments amount or changing the current mortgage agreement, our free service will save homeowners $83,835 in interest increasing the total savings to $102,451. Shortening the length of the mortgage allowing you to own your home free and clear while building equity 300% faster increasing the net worth by $63,740. Based on this comparison, here's why this is possible using simple math...

4 A Bi-weekly Payment Strategy vs. A Monthly Payment Strategy A Bi-weekly Payment Strategy vs. A Monthly Payment Strategy

5 Why should consumers use this type of service? This service is safe. All electronic transfers are governed and regulated by the U.S. Federal Reserve.This service is safe. All electronic transfers are governed and regulated by the U.S. Federal Reserve. It's secure. Payments are tracked then recorded on your monthly bank statements so that unauthorized transactions and transfers do not occur.It's secure. Payments are tracked then recorded on your monthly bank statements so that unauthorized transactions and transfers do not occur. It's personal. The mortgage payment schedules are structured to fit individual needs.It's personal. The mortgage payment schedules are structured to fit individual needs. It's smart. Consumers can own their homes in less time without a huge payment increase, costly fees, or stringent qualifications.It's smart. Consumers can own their homes in less time without a huge payment increase, costly fees, or stringent qualifications.

6 More reasons consumers should use this service: Most people receive payment from their jobs every two weeks making funding available.Most people receive payment from their jobs every two weeks making funding available. Consistent use of this service will have a positive impact on the credit score.Consistent use of this service will have a positive impact on the credit score. An automated mortgage payment system is reliable as well as a time saver.An automated mortgage payment system is reliable as well as a time saver. Budgeting for a half payment is easier for those on tight budgets.Budgeting for a half payment is easier for those on tight budgets. It works with all types of mortgages.It works with all types of mortgages. There’s no payment increase!There’s no payment increase!

7 Who should use this type of service? This service is for those that are in possession of a mortgage loan debt.This service is for those that are in possession of a mortgage loan debt. The residential or commercial real estate is located within the USA and its’ territories.The residential or commercial real estate is located within the USA and its’ territories. This service is also ideal for those with 2nd and 3rd mortgages.This service is also ideal for those with 2nd and 3rd mortgages.

8 Our recommendation A great financial strategy for paying a mortgage is to implement a Biweekly Payment Plan, especially if you are on a fixed pay period of every two weeks.A great financial strategy for paying a mortgage is to implement a Biweekly Payment Plan, especially if you are on a fixed pay period of every two weeks. Biweekly payment plans are recommended by Money Magazine, Forbes Magazine, The Los Angeles Times, Sylvia Porter's Personal Finance, and many other publications, not to exclude todays’ financial experts.Biweekly payment plans are recommended by Money Magazine, Forbes Magazine, The Los Angeles Times, Sylvia Porter's Personal Finance, and many other publications, not to exclude todays’ financial experts. This is a solid strategy to work your way to financial freedom by working smarter instead of harder.This is a solid strategy to work your way to financial freedom by working smarter instead of harder.

9 TIP Leveraging time in combination with financial resources can yield amazing results. Our recommendation A great financial strategy for paying a mortgage is to implement a Biweekly Payment Plan, especially if you are on a fixed pay period of every two weeks.A great financial strategy for paying a mortgage is to implement a Biweekly Payment Plan, especially if you are on a fixed pay period of every two weeks. Biweekly payment plans are recommended by Money Magazine, Forbes Magazine, The Los Angeles Times, Sylvia Porter's Personal Finance, and many other publications, not to exclude todays’ financial experts.Biweekly payment plans are recommended by Money Magazine, Forbes Magazine, The Los Angeles Times, Sylvia Porter's Personal Finance, and many other publications, not to exclude todays’ financial experts. This is a solid strategy to work your way to financial freedom by working smarter instead of harder.This is a solid strategy to work your way to financial freedom by working smarter instead of harder.

10 Excellent reasons to use eMortgageManager.net as your service provider: eMortgageManager.net / BCC Distribution are members in good standing with the Better Business Bureau with an A+ rating.eMortgageManager.net / BCC Distribution are members in good standing with the Better Business Bureau with an A+ rating. eMortgageManager.net / BCC Distribution’s biweekly mortgage service is 100% bank and lender approved.eMortgageManager.net / BCC Distribution’s biweekly mortgage service is 100% bank and lender approved. eMortgageManager.net / BCC Distribution have the lowest banking transaction fees for this type of service known to this date.eMortgageManager.net / BCC Distribution have the lowest banking transaction fees for this type of service known to this date.

11 Benefits Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed.Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed. “By sending in half your monthly mortgage payment every two weeks you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30 year mortgage would save you $77,000 in interest over the life of the loan.”

12 Benefits Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed.Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed. –Benefit #1 *Save thousands in interest and build up equity 3x’s faster! “By sending in half your monthly mortgage payment every two weeks you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30 year mortgage would save you $77,000 in interest over the life of the loan.”

13 Benefits Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed.Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed. –Benefit #1 *Save thousands in interest and build up equity 3x’s faster! –Benefit #2 *No refi, credit reports, appraisals, etc. are required. “By sending in half your monthly mortgage payment every two weeks you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30 year mortgage would save you $77,000 in interest over the life of the loan.”

14 Benefits Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed.Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed. –Benefit #1 *Save thousands in interest and build up equity 3x’s faster! –Benefit #2 *No refi, credit reports, appraisals, etc. are required. –Benefit #3 *No change of lender or to current mortgage. “By sending in half your monthly mortgage payment every two weeks you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30 year mortgage would save you $77,000 in interest over the life of the loan.”

15 Benefits Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed.Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed. –Benefit #1 *Save thousands in interest and build up equity 3x’s faster! –Benefit #2 *No refi, credit reports, appraisals, etc. are required. –Benefit #3 *No change of lender or to current mortgage. –Benefit #4 *Improve Your Credit Score. “By sending in half your monthly mortgage payment every two weeks you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30 year mortgage would save you $77,000 in interest over the life of the loan.”

16 Benefits Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed.Simply applying this mathematical calculation & restructuring payments CAN tilt the scale to the advantage of the mortgageholder giving homeowners a winner’s edge without payment increases. Guaranteed. –Benefit #1 *Save thousands in interest and build up equity 3x’s faster! –Benefit #2 *No refi, credit reports, appraisals, etc. are required. –Benefit #3 *No change of lender or to current mortgage. –Benefit #4 *Improve Your Credit Score. TIP Visit our site for a free copy of our mortgage analysis software to see your savings! “By sending in half your monthly mortgage payment every two weeks you make the equivalent of one extra payment a year. Following this schedule on a $300,000, 30 year mortgage would save you $77,000 in interest over the life of the loan.”

17 One final note… Others charge rates between $395 to $500 dollars for a service like the Mortgage Manager, or 1% of the savings, as well as a monthly service fee.Others charge rates between $395 to $500 dollars for a service like the Mortgage Manager, or 1% of the savings, as well as a monthly service fee. It is the agreement and great pleasure of all parties involved in making this service available to offer it to consumers at the lowest price possible (i.e., free). For a limited time onlyIt is the agreement and great pleasure of all parties involved in making this service available to offer it to consumers at the lowest price possible (i.e., free). For a limited time only Our goal is to help consumers make a better decision with the money that they are currently spending.Our goal is to help consumers make a better decision with the money that they are currently spending. To enroll to use this service simply print and complete the application, attach a voided check or coded deposit slip from the payment account and submit. It’s just that easy! Join the many satisfied clients who took advantage of this special offer by following these detailed instructions...To enroll to use this service simply print and complete the application, attach a voided check or coded deposit slip from the payment account and submit. It’s just that easy! Join the many satisfied clients who took advantage of this special offer by following these detailed instructions...

18 Want to save thousands on your Mortgage? Then follow these 3 easy steps to sign up:

19 Want to save thousands on your Mortgage? Then follow these 3 easy steps to sign up: Print

20 Want to save thousands on your Mortgage? Then follow these 3 easy steps to sign up: Print Complete

21 Want to save thousands on your Mortgage? Then follow these 3 easy steps to sign up: Print Complete Send

22 Want to save thousands on your Mortgage? To get your copy of an application please do one of the following:

23 Want to save thousands on your Mortgage? To get your copy of an application please do one of the following: Visit our business site to download an application.

24 Want to save thousands on your Mortgage? To get your copy of an application please do one of the following: Visit our business site to download an application. Dial and enter your fax number when prompted to have an application delivered instantly.

25 Want to save thousands on your Mortgage? To get your copy of an application please do one of the following: Visit our business site to download an application. Speak with one of our friendly agents. Dial and enter your fax number when prompted to have an application delivered instantly.

26 Want to save thousands on your Mortgage? Completing your application has never been easier...

27 Want to save thousands on your Mortgage? Completing your application has never been easier... Simply enter all required account holder information and divide your monthly mortgage payment into 1/2 for your bottom line total and don’t forget to include your signature!

28 Want to save thousands on your Mortgage? Completing your application has never been easier... Simply enter all required account holder information and divide your monthly mortgage payment into 1/2 for your bottom line total and don’t forget to include your signature! *IMPORTANT* For faster processing include on the application Code #MM

29 Want to save thousands on your Mortgage? Completing your application has never been easier... Simply enter all required account holder information and divide your monthly mortgage payment into 1/2 for your bottom line total and don’t forget to include your signature! For faster processing include on the application Code #MM Attach to your completed application a voided check or coded deposit slip from your payment bank account.

30 Want to save thousands on your Mortgage? Completing your application has never been easier... Simply enter all required account holder information and divide your monthly mortgage payment into 1/2 for your bottom line total and don’t forget to include your signature! For faster processing include on the application Code #MM Attach to your completed application a voided check or coded deposit slip from your payment bank account. Address, Fax or Directly submit your completed application to one of our helpful agents.

31 Want to save thousands on your Mortgage? Completing your application has never been easier... Simply enter all required account holder information and divide your monthly mortgage payment into 1/2 for your bottom line total and don’t forget to include your signature! For faster processing include on the application Code #MM Address, Fax or Directly submit your completed application to one of our helpful agents. TIP Attach to your completed application a voided check or coded deposit slip from your payment bank account.

32 Want to save thousands on your Mortgage? Completing your application has never been easier... Simply enter all required account holder information and divide your monthly mortgage payment into 1/2 for your bottom line total and don’t forget to include your signature! For faster processing include on the application Code #MM Address, Fax or Directly submit your completed application to one of our helpful agents. TIP Attach to your completed application a voided check or coded deposit slip from your payment bank account. Enrollment Free for Limited Time!

33 Want to save thousands on your Mortgage? Submit your application packet using your choice of the below listed...

34 Want to save thousands on your Mortgage? Submit your application packet using your choice of the below listed... Address your application to: eMortgage Manager.net Post Office Box Memphis,TN By US Postal By US Postal

35 Want to save thousands on your Mortgage? Submit your application packet using your choice of the below listed... Address your application to: eMortgage Manager.net Post Office Box Memphis,TN Fax your application to our main office at By US Postal By Faxing By US Postal By Faxing

36 Want to save thousands on your Mortgage? Submit your application packet using your choice of the below listed... Address your application to: eMortgage Manager.net Post Office Box Memphis,TN Fax your application to our main office at By US Postal By Faxing By Direct Delivery By US Postal By Faxing By Direct Delivery Deliver directly your application to one of our friendly agents.

37 "To be honest you cannot beat the services or the people that I have dealt with. I will refer everyone I know. Mortgage Manager is great. I don't know what else to say. " Julie Gray "When it comes to saving money any information is usually welcome....If you are looking for a way to save money on your mortgage then you might want to take a look at what this program has to offer. Best of all its free." Tucows (the software repository, not the actual cows) "Keep up the excellent work. Best. Product. Ever! I could probably go into sales for you." Fred Perry What Others Are Saying About Us...

38 Own your home years earlier by having your mortgage professionally managed.

39 -IT'S EASY

40 Own your home years earlier by having your mortgage professionally managed. -IT'S EASY -IT’S CONVENIENT

41 Own your home years earlier by having your mortgage professionally managed. -IT'S EASY -IT’S CONVENIENT -IT’S SOUND BUSINESS SENSE

42 Own your home years earlier by having your mortgage professionally managed. -IT'S EASY -IT’S CONVENIENT -IT’S SOUND BUSINESS SENSE We prepare all required paperwork each month for the transfers...

43 Own your home years earlier by having your mortgage professionally managed. Save timeSave time -Set the payment process on automatic. -Set the payment process on automatic. -Instead of writing a check each month, your biweekly mortgage payments are electronically -Instead of writing a check each month, your biweekly mortgage payments are electronically debited from your bank account through a division of the Federal Reserve. debited from your bank account through a division of the Federal Reserve.

44 Own your home years earlier by having your mortgage professionally managed. Save timeSave time -Set the payment process on automatic. -Set the payment process on automatic. -Instead of writing a check each month, your biweekly mortgage payments are electronically -Instead of writing a check each month, your biweekly mortgage payments are electronically debited from your bank account through a division of the Federal Reserve. debited from your bank account through a division of the Federal Reserve. Save moneySave money -Get more value and bang for your buck. -Get more value and bang for your buck. -Accumulate savings that are applied directly to the principal balance of your loan -Accumulate savings that are applied directly to the principal balance of your loan

45 Own your home years earlier by having your mortgage professionally managed. Save timeSave time -Set the payment process on automatic. -Set the payment process on automatic. -Instead of writing a check each month, your biweekly mortgage payments are electronically -Instead of writing a check each month, your biweekly mortgage payments are electronically debited from your bank account through a division of the Federal Reserve. debited from your bank account through a division of the Federal Reserve. Save moneySave money -Get more value and bang for your buck. -Get more value and bang for your buck. -Accumulate savings that are applied directly to the principal balance of your loan -Accumulate savings that are applied directly to the principal balance of your loan Improve financial pictureImprove financial picture -Increase Your Net Worth Dramatically -Increase Your Net Worth Dramatically -Lower the overall effective interest rate of the loan by 2% or more -Lower the overall effective interest rate of the loan by 2% or more

46 Own your home years earlier by having your mortgage professionally managed. Save timeSave time -Set the payment process on automatic. -Set the payment process on automatic. -Instead of writing a check each month, your biweekly mortgage payments are electronically -Instead of writing a check each month, your biweekly mortgage payments are electronically debited from your bank account through a division of the Federal Reserve. debited from your bank account through a division of the Federal Reserve. Save moneySave money -Get more value and bang for your buck. -Get more value and bang for your buck. -Accumulate savings that are applied directly to the principal balance of your loan -Accumulate savings that are applied directly to the principal balance of your loan Improve financial pictureImprove financial picture -Increase Your Net Worth Dramatically -Increase Your Net Worth Dramatically -Lower the overall effective interest rate of the loan by 2% or more -Lower the overall effective interest rate of the loan by 2% or more TIP We manage your escrow account held at an FDIC insured financial institution (so your funds are never at risk).

47 Own your home years earlier by having your mortgage professionally managed. Available online 24hrs daily, 7 days weekly. The smart and efficient way to manage your money and your life. Program coverage does not include the CA. and KS. areas. Service Unavl Service Unavl Nationwide Coverage Available

48 Spread the word... Spread the word

49 Available online 24hrs daily, 7 days weekly. The smart and efficient way to manage your money and your life.


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