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BANKING STRATEGIES PRESENTATION. Providing Full Circle Financial Solutions.

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Presentation on theme: "BANKING STRATEGIES PRESENTATION. Providing Full Circle Financial Solutions."— Presentation transcript:

1 BANKING STRATEGIES PRESENTATION

2 Providing Full Circle Financial Solutions

3 Social Security (insecurity) Pensions Debt Personal Savings College Funding Retirement Employment Facing The Challenges of a Changing World

4 WealthyWorkingSecurePassed AwayBroke 20 1% will RETIRE VERY WEALTHY 1% 36% 4% 5% 54% Statistics Show Americans At Age 65 What can you do differently to ensure you won’t end up in the majority?

5 Even in Good Times These Issues Have Plagued America Where does your money actually go? Adapted from study done by North Dakota State University Savings/Investments 3% Eliminating debt, minimizing taxes, and utilizing the right kind of insurance can potentially give you a 60-70% pay increase, and help you build a solid, tax-free retirement in the process!

6 Money Flow and Banking Strategies

7 $5k $1m $1.5m $2m 25 yrs45 yrs 65 yrs Income Years/Age Your Lifetime Earning Potential

8 $2,000,000 In Lifetime Money Payments To Debt Federal & State Taxes Savings & Retirement (New Savings Potential)

9 Imagine Earning A 35% Raise? You can by simply redirecting interest you already paid to the banks and financial institutions.

10 What Are You Really Earning?

11 4 PILLARS Of Financial Freedom

12 Banker’s Optimal System of Security

13 75% said becoming and staying debt free is the #1 key to building wealth. The Forbes 400 were asked in a recent survey, What is the most important key to building wealth? Debt Elimination

14 Debt is the silent killer of your future hopes and dreams. The key is to make your money work smarter with little impact to your standard of living. In order to be successful, you need to adopt a strategy to use the banking systems to your advantage.

15 5,000 Years of Core Banking Strategies Banks lend; they don’t invest Banks transfer risk away from the bank Banks turn liabilities into assets

16 1. Cash 2. Treasury Bills 3. Precious Metals 4. Whole Life Insurance (BOLI) Tier One Assets (Core Reserves) Do What The Banks Do

17 If You Can’t Beat Them - Join Them

18 What If YOU Could Be The Bank? What chair would you sit in? Saver Borrower Banker Bank Owner

19 The Money Merge Account® Program: Is a revolutionary web-based software system that identifies the quickest route to zero debt for each users unique financial situation. How does it do this? Strategic Debt Payoff Interest Cancellation Utilizes Stagnant Money Interest Float Optimizes the Use of Your Income Ongoing Coaching and Education Support Debt Elimination Results will vary and are determined by individual financial situations. The information contained herein does not constitute an offer or a solicitation to lend or extend credit. Contact your independent agent for further details.

20 Conventional Banking vs. Money Merge Account® Program Conventional Banking Refinance Bi-Weekly Payments Debt Consolidation Debt Rolldown Program Additional Payments to Principal Results will vary and are determined by individual financial situations. The information contained herein does not constitute an offer or a solicitation to lend or extend credit. Contact your independent agent for further details.

21 Conventional Banking vs. Money Merge Account® Program Money Merge Account® Program No refinancing of existing loan necessary Not a Bi-Weekly Program Not a Debt Consolidation Loan Not a Debt Rolldown Program Little to no change in current lifestyle Results will vary and are determined by individual financial situations. The information contained herein does not constitute an offer or a solicitation to lend or extend credit. Contact your independent agent for further details.

22 Year Principal Paid Interest Paid Total Paid 1 $6,699.27$14,199.45$20, $13,903.30$27,894.14$41, $21,650.99$41,045.17$62, $29,984.35$53,610.53$83, $38,948.74$65,544.88$104, $42,282.13$77,027.29$119, $45,824.60$88,300.62$134, $49,589.88$99,351.14$148, $53,592.69$110,164.13$163, $57,848.88$120,723.74$178, $62,375.63$131,012.79$193, $67,191.49$141,012.73$208, $72,316.57$150,703.45$223, $77,772.75$160,063.07$237, $83,583.97$169,067.65$252, $89,776.35$177,691.07$267, $96,378.71$185,904.51$282, $103,422.79$193,676.23$297, $110,943.80$200,971.02$311, $118,992.34$207,749.57$326, $127,122.24$214,008.87$341, $135,753.57$219,766.74$355, $144,917.27$224,992.24$369, $154,646.17$229,652.54$384, $164,975.11$233,712.80$398, $175,941.13$237,135.98$413, $187,583.51$239,882.80$427, $199,943.97$241,911.54$441, $213,066.78$243,177.93$456, $227,000.00$243,634.94$470, Year Principal Paid Interest Paid Total Paid 1$13,542.84$13,947.87$27, $28,176.18$26,730.17$54, $41,191.46$38,381.22$79, $57,950.28$49,041.52$106, $75,743.21$58,668.16$134, $94,633.57$67,197.37$161, $114,689.05$74,561.46$189, $135,981.54$80,688.57$216, $158,587.27$85,502.41$244, $182,587.29$88,921.96$271, $208,067.57$90,861.25$298, $227,000.00$91,286.88$318, Interest Saved $152, Years to Payoff 11.7 Time Savings 18.4 Current Debt Schedule Debt Acceleration Schedule Results will vary and are determined by individual financial situations. The information contained herein does not constitute an offer or a solicitation to lend or extend credit. Contact your independent agent for further details. 12$67,191.49$141,012.73$208, $227,000.00$91,286.88$318,286.88

23 The Money Merge Account® Program helps you manage your cash flow with optimal efficiency. How The Money Merge Account® Program Works For You So you can maximize every available dollar to your advantage – instead of the banks! Results will vary and are determined by individual financial situations. The information contained herein does not constitute an offer or a solicitation to lend or extend credit. Contact your independent agent for further details.

24 Wealth Building Rule #1: Never lose the principal value of your investment. Rule #2: Never violate rule #1. Rule #3: Guaranteed returns.

25 Our Strategy No risk of loss to principal 1 Grows tax-deferred Accessible with tax advantage benefits 2 Lawsuit proof 3 Judgment proof 3 Creditor proof 3 Banker’s Optimal System of Security 1. Return on principal may vary 2. Under certain policy provisions 3. These restrictions will vary from state to state, check with the current laws within your state. These strategies only pertain to a cash value life insurance policy. Check with your financial advisor for details. Wealth Building

26 Becoming Your Own Bank Traditional Banking Finance $25,000 every 4 years, costing $29,222 in payments & interest! Auto loan Payments & Interest

27 Becoming Your Own Bank Auto loan Payments & Interest Pay into policy Finance $25,000 every 4 years, re-capturing $29,222 in payments & interest! Our Strategy

28 Banking Concepts Loss Option #1 Lease 10 Vehicles (-$252,500) Option #2 Finance (-$202,222) Option #3 Cash $40,000 Option #4 BOSS $787,738 Gain Growth Over 40 Years Loss Over 40 Years

29 Retirement Planning Retirement income can now be predictable with UFirst Alliance and the BOSS program Banks have thrived for centuries by feeding off the fruits of lending. Your alternative to traditional investments, 401k, IRAs, stocks, bonds, real estates, etc.

30 Retirement Planning With BOSS BENEFITS: It is not limited to the 59 ½ or the 70 ½ traditional restrictions for access like 401K’s or IRA’s to receive the benefits of tax-deferred growth. 1 Provides tax advantage supplemental retirement income. 1 Creates a tax-free estate death benefit. Living benefits include: Loan provision Emergency fund Retirement income Personal financing needs Business capital 1. Under certain policy provisions and restrictions. Check policy loan provisions for more details. You may want to check with your tax advisor for information on qualified plans. Personal Bank: Flexible Retirement Account

31 Legacy Planning Those you love are the most cherished asset of all. UFirst Alliance operates in timelines measured by generations, not just years. Leave a legacy that will permanently impact your family for generations to come…

32 Full Circle Financial Solution Your Money Flow Banking Systems Banking Strategies

33 Road To Financial Freedom

34 Get with your UFirst Alliance advisor for a free no obligation analysis! Begin Your Road to Financial Freedom Today!


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