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CAMPAIGN FOR DRI LOANS TO IAY BENEFICIARIES 2010-11 GUJARAT.

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Presentation on theme: "CAMPAIGN FOR DRI LOANS TO IAY BENEFICIARIES 2010-11 GUJARAT."— Presentation transcript:

1 CAMPAIGN FOR DRI LOANS TO IAY BENEFICIARIES GUJARAT

2 DURING GUJARAT  SANCTIONED 142 % OF TARGET HIGHEST ACHIEVEMENT AMONGST LARGE STATES  COMPLETED 132 % OF TARGET HIGHEST ACHIEVEMENT AMONGST LARGE STATES  GOT 51 % OF TOTAL APPLICATIONS SANCTIONED FOR DRI LOANS TO IAY BENEFICIARIES IN INDIA

3 STATE GOVERNMENT TOOK INITIATIVE AND IDENTIFIED BOTTLENECKS ISSUES WERE DISCUSSED AT 125 TH STATE LEVEL REVIEW MEETING HELD ON 15 TH JULY,2010, SLBC FORMED A SUBCOMMITTEE TO WORK OUT MODALITIES AND PREPARE A SIMPLE APPLICATION FORM COMMON FOR ALL BANKS THE FORM AND DECLARATION OF APPLICANT FOR DRI SCHEME WAS APPROVED BY SUB-COMMITTEE OF SLBC, ON

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6 (2)Declaration of Applicant I am undersign____________________ Age ___ of year. I am submit loan application for Rs._______for purpose of house under DRI Scheme. The loan amount regularly paid by me as per Bank's rules and regulations with interest. As per subject I am declare : (1)I am Shri _______________________ resident last ____year at Village _________, Taluka _____, Dist._______. (2)My family ration card No. is __________. My name is include. Showing details of my family members annual income is Rs.________. (3)I am not borrower of any Bank/Financial institution. I am not getting any loan under any scheme. (4)I am declare that I am not a defaulter of any Bank/Financial institution. I know loan amount given to me Bank has a right to recover loan amount from materials which is purchase from loan or my any fix assets. (5)The loan given for house construction I am used the loan for house construction. (6)I am not transfer the house to any person. (7)I am understand that the declaration found wrong, legal action taken against me and total amount of loan/subsidy amount return I am giving the declaration. (8)encl: The copy (1) Ration card/ Election card (2) Copy of sanction order of Govt. housing scheme. Beneficiary(Applicant) sign_______________ Land Holder's sign for permissions_______________

7 STATE GOVERNMENT TOOK UP ON IT TO PREPARE AND SUBMIT APPLICATIONS TO BANKS  GOVERNMENT MACHINERY HELPED TO PREPARE APPLICATION FORM FOR DRI LOANS ALONG WITH APPLICATION FORM FOR IAY AWAS  CAMPS FOR VERIFICATION OF FORMS BY BANKERS WERE ORGANIZED  DISBURSEMENT OF LOANS THROUGH SAME BANK ACCOUNT WHEREIN THE ASSISTANCE UNDER IAY WAS DEPOSITED

8 BANK WISE PERFORMANCE WAS REVIEWED BY DISTRICT LEVEL CONSULTATIVE COMMITTEE BLOCK LEVEL BANKERS COMMITTEE MET TO REVIEW THE PERFORMANCE OF EACH BRANCH TO IRON OUT ISSUES GOVERNMENT TOOK ON THE TASK OF MONITORING OF PROGRESS AND ISSUE PROGRESS / COMPLETION CERTIFICATE TO BANKS FOR DISBURSAL

9 DISBURSEMENT SCHEDULE OF DRI LOAN Sr. No ParticularsAmt. of Govt. Grant (Rs.) Bank Loan (Rs.) Remarks 11 st instalment 21,000/ - -Advance payment 22 nd instalment 15,000/ - 20,000/ - Banks will disburse the entire loan on disbursement of second instalment by the State Govt. 33 rd instalment 9000/--3 rd instalment on completion of house Total45,000/ - 20,000/ -

10 THE PROGRESS UNDER THE SCHEME WAS REVIEWED IN EXCLUSIVE MEETINGS OF SLBC ON IN THESE EXCLUSIVE MEETINGS,  ALL CONTROLLING OFFICERS OF BANKS,  LEAD BANK MANGERS OF EACH DISTRICT AND  ASSISTANT PROJECT OFFICERS WERE PRESENT

11 ASSAM252 BIHAR2686 CHHATISGADH3586 GUJARAT HARIYANA21 HIMACHAL PRADESH64 JARKHAND1155 KERALA129 TAMILNADU9192 WEST BENGAL AS PER PRC MEETING ON 6th JUNE, 2011 SANCTION OF DRI LOANS DURING

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