Presentation on theme: "What is identity theft? How does identity theft occur? How do you protect yourself? What do you do if you are a victim? Jane Doe Certified Consumer Credit."— Presentation transcript:
What is identity theft? How does identity theft occur? How do you protect yourself? What do you do if you are a victim? Jane Doe Certified Consumer Credit Counselor Identity Theft PRESENTED BY GREENPATH
When someone uses your personal or financial information to perform financial transactions in your name, without your knowledge. WHAT IS IDENTITY THEFT?
Turn to page 2 in your workbook. WHAT IS IDENTITY THEFT?
Turn to page 2 in your workbook. WHAT IS IDENTITY THEFT? Put the 4 Types of Identity Theft in Order from most common to least common 1)Business Leaks 2)Document Loss 3)Personal Betrayal 4)Computer Crime
HOW IDENTITY THEFT OCCURS Turn to page 3 in your workbook.
Steal wallets, backpacks, etc. Steal mail “Dumpster Dive” Steal registration and insurance card Rob your house or business Email scams ATM’s “Skimming” HOW IDENTITY THEFT OCCURS Turn to page 4 in your workbook.
PHARMING: a process that steals information from unsuspecting internet users.
Pharming – What you can do: 1.Delete unknown emails 2.Don’t download attachments 3.Don’t email personal/ financial info 4.Use a secure website HOW IDENTITY THEFT OCCURS Turn to page 4 in your workbook.
ARE YOU A VICTIM OF IDENTITY THEFT? Unexplained charges Not receiving bills Receiving credit cards you did not order Denied credit for no reason Collection calls Inaccuracies on credit reports Turn to page 9 in your workbook.
TAKE ACTION Turn to pages 10-11 in your workbook.
TAKE ACTION Fair and Accurate Credit Transactions Identity Theft and Assumption Deterrence Identity Theft Penalty Enhancement Fair Credit Billing Turn to pages 12-13 in your workbook.
TAKE ACTION The Electronic Fund Transfer Fair Credit Reporting
MONITORING YOUR CREDIT Monitoring system 3 credit reporting agencies: Experian TransUnion Equifax Turn to pages 13-14 in your workbook.
THANK YOU Jane Doe Certified Consumer Credit Counselor firstname.lastname@example.org