1. Junior Achievement
Dollars with Sense

2. To inspire and prepare young people to succeed in a global economy
MISSION AND VALUES
Mission
To inspire and prepare young people to succeed in a global economy
Values
With over 55 years of experience in Canada, Junior Achievement (JA) has influenced millions of youth to help achieve their dreams. By inspiring them to succeed in a global economy, JA prepares students for the real world. We show young people how to become productive members of the workforce, apply their entrepreneurial spirit and manage personal finances.
• Belief in the boundless potential of young people
• Commitment to the principles of market-based economics and
entrepreneurship
• Passion for what we do, and honesty, integrity, and excellence in how we do it
• Respect for the talents, creativity, perspectives, and backgrounds of all
individuals
• Belief in the power of partnership and collaboration

3. THE JA PHILOSOPHY…
Learn By Doing…
I forget what I hear
I remember what I see
I learn what I do
Be the link between the world of Education and the world of Business…
Today’s students are tomorrow’s leaders and workforce. They need to understand how the workplace functions and how businesses operate
Educate today’s youth to help them become tomorrow’s leaders by focusing on work readiness, entrepreneurship and financial literacy

4. PROGRAM PORTFOLIO Elementary School (Business Basics)
Our Community: Needs, Jobs, Tools
Our Country: Technology and Innovation
Our Business World
A Business of Our Own
Middle School
JA Dollars with Sense
Economics for Success
Stronger Together: Diversity in Action
High School
JA Company Program
JA Titan
Investment Strategies

5. JA Screening Protocol Why do we Screen?
To create a safe environment, free of risk to our students, Mentors, and JA
How do we Screen?
Volunteer Registration Form
Interviews
Reference Checks
Police Reference Checks
Volunteer Commitment Agreement

6. Creating a Safe Environment
The teacher MUST remain in the classroom at all times
Never be alone with a student
Never have physical contact which is inappropriate to a teacher-student relationship
Never take a student in your car

7. JA Mentors… Act as a role models Share your life experiences
Facilitate the students’ learning experience
Motivate and inspire
Be committed
Enjoy your time in the classroom

8. Student Characteristics
What to Expect…
Need and want approval
Are often insecure or self-conscious
Enjoy active learning
Underestimate their own potential

9. CLASSROOM MANAGEMENT
Develop a strong working relationship with the teacher
Integrate your own style and energy
Ask questions to keep the students involved
and active
Always use positive reinforcement
Be sensitive to students’ special circumstances
Use language that the students can understand
Use examples from the students’ frame of reference

10. WHAT TO DO WHEN… TIPS You have a compulsive talker
- Acknowledge their answer and let others participate
You begin to lose control of the class
- The teacher is there for your support – ask them to help!
A student does not participate
- Try to get them to participate, but we never know the surrounding
circumstances, so encourage them but don’t force them
Class does not respond to your question
- Give them time to think about their answer, rephrase the question
TIPS
Make eye contact
Use students’ names
Move around the room

11. PROGRAM MATERIALS Barter Activity Cards (6 sets of 5)
Program Guides (2)
Money Bingo Cards (30)
Student Workbooks (30)
Certificates of Accomplishment (30)
Money Bingo Clue Cards
Tent Cards (30)
Investors Game Boards (6)
Game Pieces & Dice (6 sets)
JA Dollars

12. Dollars with Sense
“Dollars with Sense” is an interactive program designed to encourage students to consider and reflect on their money, financial profile and shopping habits. Students discuss different methods of payment and investment options, and learn how to shop SMART, budget their money, and avoid identity theft.

13. Program Facilitation Outline
Before you start the program:
Give certificates for the teacher to fill out
Have your materials and plan ready to go
When you’re ready to start:
Teacher introduces you to the students
Introduce yourself and tell students a bit about your work.
Tell students you’re there to talk about “Dollars with Sense”. Ask students to explore the title – what does “Dollars with Sense” mean?
(a good way to build expectations and create engagement)

14. Lesson Format Core activities are mandatory
Extended activities are optional
Use the “Planning Your Time” boxes on the Program Guide in order to plan which extended activities you have time to include in the program (half day programs versus full day programs)
The times proposed for each activity are an estimation
Don’t dismiss the discussions! It’s a good opportunity for students to reflect on what they’ve just learned and recycle concepts.

15. Lesson 1: Let’s Talk Money…
Core Activities
Materials Needed
What Would You Do? (5 min)
None
You and Your Money (10 min)
Student Workbook page 2
Exploring Methods of Payment
(20 min)
Student Workbook pages 4 & 5
Discussion (5 min)
Extended Activities
Trade Versus Money (20 min)
Student Workbook page 3
Barter Cards
How do I Pay? (15 min)
Student Workbook page 6

16. Lesson 2: Be a SMART Shopper
Core Activities
Materials Needed
Why Do We Buy the Things We Buy?
(20 min)
Student Workbook page 7
Are You a SMART Consumer?
(15 min)
Student Workbook page 8
Discussion (5 min)
None
Extended Activities
Make SMART Consumer Decisions
(5 min)
Student Workbook page 9
Don’t Pay For a Year! (20 min)
Student Workbook page 10 & 11
Newspaper ads for “Zero down, zero interest” (optional)
Know Your Consumer Rights
Student Workbook page 12

17. Lesson 3: Look After Your Money
Core Activities
Materials Needed
Think About Goals (10 min)
Student Workbook page 13
A Project Budget (30 min)
Student Workbook page 15
(may want to discuss budgeting for real upcoming class activities with the teacher)
Discussion (5 min)
None
Extended Activities
Shop for Financial Services
(15 min)
Student Workbook page 14
Know About Cheques (10 min)
Student Workbook page 18
Look Out for Fraud (15 min)
Student Workbook page 19

18. Lesson 4: Make Your Money Work
Core Activities
Materials Needed
Become Investment Wise
(10 min)
Student Workbook page 21
Personal Investment Choices
Student Workbook pages 22 & 23
Investors Game (30 min)
Student Workbook pages 25 & 26
Investors Game Board, Annual Report Cards, Game pieces & die
Discussion (5 min)
None
Extended Activities
Investment Promotion (30 min)
Poster paper and markers
Investors Game (extended – 30 min)
Program Wrap-Up: Money Bingo
(5 min)
Money Bingo Game Cards, Money Bingo Question Cards, Game Markers

19. The Investors Game

20. WRAP UP Thank students for a great day! Collect any leftover materials
Distribute Parent Letters
Hand out student certificates

21. Before you deliver a JA Program: Contact your teacher and…
WHAT NOW?
Before you deliver a JA Program:
Contact your teacher and…
Confirm the date, time and location of your program delivery
Confirm the number of students in the class
Ask about the characteristics of the class ie: gifted, special needs etc.
Tell them students will need a pencil and eraser
Inquire about lunch procedures, parking rules
Tell the teacher how much support you require
Check your kit
Is it complete?
Do you have enough program materials for each student?

22. On the day of your program delivery, ask the teacher to…
WHAT NOW?
On the day of your program delivery,
ask the teacher to…
Complete the Certificates of Accomplishment
Introduce you to the class and engage in the activities throughout the day
REMAIN IN THE CLASSROOM AT ALL TIMES!
Things to remember…
Arrive early and check in at the office upon entering the school
Take a bottle of water
Wear comfy shoes
Hand certificates and parent letters at the end of the day
Complete Feedback Survey online after program has taken place
Return your program kit and any unused materials to the JA office
HAVE FUN!

23. Thank You for Volunteering with JA You are making a difference!