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Diane Dressler Senior Associate Community Life Resources 757-774-8580 Exploring Housing Options and Getting Your First.

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Presentation on theme: "Diane Dressler Senior Associate Community Life Resources 757-774-8580 Exploring Housing Options and Getting Your First."— Presentation transcript:

1 Diane Dressler Senior Associate Community Life Resources Exploring Housing Options and Getting Your First Place

2 People control where and with whom they live. People live in inclusive communities. People choose who will best support them to meet their goals and needs. Environments support the person. We believe that…

3  Apply for services  Apply for SSI  Create a circle of support  Establish credit  Create a budget  Identify financial resources  Make a housing plan  Find support staff Laying the Groundwork 3

4 Consider support/service resources Apply to DDA for services –“DD” Eligibility Transitioning Youth funding for DAY services only Must demonstrate need for in-home supports available through the Medicaid Waiver –“Supports only” eligibility DDA priorities for services Developmental Disabilities Administration (DDA) Laying the Groundwork – Step #1 4

5 Additional resources for paid supports –Community First Choice: https://mmcp.dhmh.maryland.gov/longtermcare/Site Pages/Community%20First%20Choice.aspx –MD Dept. of Disabilities Attendant Care Program: Natural supports (family, friends, neighbors) Laying the Groundwork – Step #1 5

6 Apply for SSI one month following the young adult’s 18 th birthday Benefits Information/Counseling: Local Center for Independent Living (CIL) Maryland Department of Disabilities Laying the Groundwork – Step #2

7 Form a circle of support Invite family, support staff, friends and resource coordinator Meet regularly to create a person-centered plan and to talk about how things are going Use circle to problem solve Keep notes about decisions and check with circle to make sure tasks are accomplished 7 Laying the Groundwork – Step #3

8 Establish credit Open a checking/savings account Apply for credit card, personal loan Open a cell phone account Pay for room and board with a check, obtain a receipt and track payments Laying the Groundwork – Step #4

9 html ways-to-establish-credit.aspx Credit Resources 9 Helpful websites for learning to establish credit

10 Make a budget List all income List all expenses Include savings Do not exceed the SSI asset and resource limit ($2,000) Laying the Groundwork – Step #5

11 Assess Financial Resources Special Needs Trust Long term financial planning Family resources Laying the Groundwork – Step #6 11

12 12 Housing Strategies

13 Bundled housing and services Group home Individual family care Residential supports through MHA Housing Strategies

14 Must be “DD Eligible” Also called Alternative Living Unit (3 or fewer unrelated persons) Services are funded by DDA – housing is NOT Controlled by service provider (owned or leased) Choice limitations –Where to live –With whom to live DDA - Group Home/ALU

15 Must be “DD Eligible” Person lives with a caregiver in the caregiver’s home Caregiver is trained to provide supports Similar to adult foster care DDA: Individual Family Care (IFC) 15

16 Medical Assistance number is needed to access resources Each county has a Core Service Agency that helps people find resources Resources –“Navigating the Transition Years” –On Our Own of Maryland – statewide self-advocacy and peer support organization Residential Supports through Mental Hygiene Administration 16

17 Housing separate from services Family home Rented room, apartment or house Homeownership Shared home Informal arrangement with family or friends Housing Strategies 17

18 In-home supports Natural Paid Environmental modifications MD Technical Assistance Program Dept. of Rehabilitation Services: Dept. of Housing and Community Development: Local governments Creative Housing Solutions, LLC Family Home

19 Housing Choice Voucher (Section 8) HUD Rental assistance program administered by local public housing agencies (PHA) Household pays 30% of income for rent and utilities, voucher pays the rest Will provide an extra bedroom (no additional rent) for a live-in care giver if medical documentation supports the need. Section 8 Made Simple: resources/publications/manuals-guides/section-8-made- simple Renting

20 Apply when young adult is 18 Apply at the public housing agency where the young adult lives and/or works: –Find your local PHA here: Provide a secondary contact: family member, resource coordinator Identify applicant as a person with a disability Notify the housing office of any change in address! Housing Choice Voucher

21 Public Housing Through local public housing agency Some counties have this, some don’t Project-based rental assistance Resources vary by local area Listed on Renting 21

22 22

23 Area Median Income - Thresholds 1-Person Household 2-Person Household Jurisdiction Area Median Income (AMI) Income Limit 30% Baltimore Metro Area $85,600 $18,000 $20,600 Washington, D.C. Metro Area $107,300 $22,550 $25,800 23

24 Weinberg Apartments $2 million grant from Harry and Jeanette Weinberg Foundation to State of MD for affordable housing for people with disabilities Eligibility –Adults age 18 to 62 –Income between 15% and 30% of area median income (AMI) –In need of permanent supportive housing Application –Resource coordinator/case manager/CIL must place person on registry Renting 24

25 HUD 811 PRA (Project Rental Assistance) –New program – Registry opens November 3 at 8:00 a.m. Resource coordinator/case manager/CIL staff must place person on registry –Provides rental assistance to people with disabilities with income at or below 30% of median (includes people receiving SSI/SSDI) –Household pays 30% of income for rent and utilities, PRA pays remaining rent Renting 25

26 811 PRA Eligible Population Non-elderly adults between 18 and 62 years of ageDisabled as defined by HUDIncome at or below 30% AMI Eligible for Long Term Supports & Services through Medicaid or other state funded program 26

27 Priority populations: People with disabilities who are: –Transitioning from institutions/nursing facilities –At risk of institutionalization due to housing situation –Transitioning to independent renting from ALU/group home –Homeless HUD 811 PRA (Project Rental Assistance) 27

28 Voluntary Support Services 3 DHMH Medicaid Waivers Community Options – adults with disabilities Brain Injury – adults with TBI Community Pathways – adults with developme ntal disability Medical Day waiver Medicaid State Plan Services CFC MAPC Behavioral Health MDOD Attendant Care Program 28 Services must be available, participation is optional

29 Renting Affordable “Flat” Rent Programs A property owner commits to providing a certain number of units at a rent that is lower than the market rent In exchange, owner receives capital dollars, tax credits, or other benefits Rent is set at a level affordable to persons in a certain income group (i.e., 30% to 60% area median income) Rent payment is established by area median income, not adjusted based on household income Find these units in MD under “Recipient Lists and Awards Summaries” at #recipient 29

30 Go Section 8 MD Housing Search Realtors, newspapers, Craig’s List Public Housing Authority office (if person has a voucher) Finding affordable housing

31 “ A change in rules, policies, practices, or services so that a person with a disability will have an equal opportunity to use and enjoy a dwelling unit or common space.” Section 504 of Rehab Act Fair Housing Act Americans with Disabilities Act 31 Reasonable Accommodation

32 Examples Extra bedroom if medical documentation supports need –Live-in care giver –Medical equipment Additional time to transition & find unit Adjustment to rent payment standard Up to 110% FMR without special HUD permission 32 Reasonable Accommodation

33 JUST DO IT! Explanation of renter’s insurance: consumer/publications/rentersinsurance.pdf Renter’s Insurance

34 Owning a home does not affect Medicaid, SSI or SSDI benefits!! –Paying roommate is allowed – roommate contribution cannot be more than an equal/fair share of room and board (mortgage, utilities and food). Can be owned by the person or the special needs trust Information from SSI: Maryland Homeownership for Individuals with Disabilities Program Homeownership

35 Resources –Planning Now (a publication from the MD Developmental Disabilities Council): –Special Needs Trust: A Guide for Trustees, Administration Manual, 2005 Edition –Special Needs Alliance: needs-trusts-and-home-ownership-a-trustees- concerns/ Special Needs Trust and Homeownership 35

36 Resources MD Technical Assistance Program Dept. of Rehabilitation Services Dept. of Housing and Community Development Local governments DDA Low Intensity Supports & Services (LISS) –Up to $3,000 annually –Apply July 1 Creative Housing Solutions Environmental Modifications 36

37 Kennedy Krieger Resource Finder Technical Assistance Collaborative Additional information…

38 National Low Income Housing Coalition National Resource Center on Supportive Housing and Home Modifications 38 Additional information…

39 Assistive Technology Maryland Housing and Disability Services Resource Guide rce_2011update.pdf Maryland Community Services Locator Additional information…

40 Maryland transitioning youth website Howard County Department of Housing and Community Development Additional information… 40

41 Contact Information Diane Dressler Community Life Resources


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