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Exploring Housing Options and Getting Your First Place

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Presentation on theme: "Exploring Housing Options and Getting Your First Place"— Presentation transcript:

1 Exploring Housing Options and Getting Your First Place
Diane Dressler Senior Associate Community Life Resources

2 We believe that… People control where and with whom they live. People live in inclusive communities. People choose who will best support them to meet their goals and needs. Environments support the person.

3 Laying the Groundwork Apply for services Apply for SSI
Create a circle of support Establish credit Create a budget Identify financial resources Make a housing plan Find support staff

4 Laying the Groundwork – Step #1
Consider support/service resources Apply to DDA for services “DD” Eligibility Transitioning Youth funding for DAY services only Must demonstrate need for in-home supports available through the Medicaid Waiver “Supports only” eligibility DDA priorities for services Developmental Disabilities Administration (DDA)

5 Laying the Groundwork – Step #1
Additional resources for paid supports Community First Choice: MD Dept. of Disabilities Attendant Care Program: Natural supports (family, friends, neighbors)

6 Laying the Groundwork – Step #2
Apply for SSI one month following the young adult’s 18th birthday Benefits Information/Counseling: Local Center for Independent Living (CIL) Maryland Department of Disabilities

7 Laying the Groundwork – Step #3
Form a circle of support Invite family, support staff, friends and resource coordinator Meet regularly to create a person-centered plan and to talk about how things are going Use circle to problem solve Keep notes about decisions and check with circle to make sure tasks are accomplished

8 Laying the Groundwork – Step #4
Establish credit Open a checking/savings account Apply for credit card, personal loan Open a cell phone account Pay for room and board with a check, obtain a receipt and track payments

9 Credit Resources Helpful websites for learning to establish credit

10 Laying the Groundwork – Step #5
Make a budget List all income List all expenses Include savings Do not exceed the SSI asset and resource limit ($2,000)

11 Laying the Groundwork – Step #6
Assess Financial Resources Special Needs Trust Long term financial planning Family resources

12 Housing Strategies

13 Bundled housing and services
Housing Strategies Bundled housing and services Group home Individual family care Residential supports through MHA

14 DDA - Group Home/ALU Must be “DD Eligible”
Also called Alternative Living Unit (3 or fewer unrelated persons) Services are funded by DDA – housing is NOT Controlled by service provider (owned or leased) Choice limitations Where to live With whom to live

15 DDA: Individual Family Care (IFC)
Must be “DD Eligible” Person lives with a caregiver in the caregiver’s home Caregiver is trained to provide supports Similar to adult foster care

16 Residential Supports through Mental Hygiene Administration
Medical Assistance number is needed to access resources Each county has a Core Service Agency that helps people find resources Resources “Navigating the Transition Years” On Our Own of Maryland – statewide self-advocacy and peer support organization

17 Housing Strategies Housing separate from services Family home
Rented room, apartment or house Homeownership Shared home Informal arrangement with family or friends

18 Family Home In-home supports Environmental modifications Natural Paid
MD Technical Assistance Program Dept. of Rehabilitation Services: Dept. of Housing and Community Development: Local governments Creative Housing Solutions, LLC

19 Renting Housing Choice Voucher (Section 8)
HUD Rental assistance program administered by local public housing agencies (PHA) Household pays 30% of income for rent and utilities, voucher pays the rest Will provide an extra bedroom (no additional rent) for a live-in care giver if medical documentation supports the need. Section 8 Made Simple:

20 Housing Choice Voucher
Apply when young adult is 18 Apply at the public housing agency where the young adult lives and/or works: Find your local PHA here: Provide a secondary contact: family member, resource coordinator Identify applicant as a person with a disability Notify the housing office of any change in address!

21 Renting Public Housing Project-based rental assistance
Through local public housing agency Some counties have this, some don’t Project-based rental assistance Resources vary by local area Listed on

22 Diane 22

23 Area Median Income - Thresholds
1-Person Household 2-Person Household Jurisdiction Area Median Income (AMI) Income Limit 30% Baltimore Metro Area $85,600 $18,000 $20,600 Washington, D.C. $107,300 $22,550 $25,800 Elaine 2323

24 Renting Weinberg Apartments
$2 million grant from Harry and Jeanette Weinberg Foundation to State of MD for affordable housing for people with disabilities Eligibility Adults age 18 to 62 Income between 15% and 30% of area median income (AMI) In need of permanent supportive housing Application Resource coordinator/case manager/CIL must place person on registry

25 Renting HUD 811 PRA (Project Rental Assistance)
New program – Registry opens November 3 at 8:00 a.m. Resource coordinator/case manager/CIL staff must place person on registry Provides rental assistance to people with disabilities with income at or below 30% of median (includes people receiving SSI/SSDI) Household pays 30% of income for rent and utilities, PRA pays remaining rent

26 811 PRA Eligible Population
Non-elderly adults between 18 and 62 years of age Disabled as defined by HUD Income at or below 30% AMI Eligible for Long Term Supports & Services through Medicaid or other state funded program Jennifer - Add 4 HEARTH Act definitions; add HUD definition of disability – put these on handout

27 HUD 811 PRA (Project Rental Assistance)
Priority populations: People with disabilities who are: Transitioning from institutions/nursing facilities At risk of institutionalization due to housing situation Transitioning to independent renting from ALU/group home Homeless

28 Voluntary Support Services
3 DHMH Medicaid Waivers Community Options – adults with disabilities Brain Injury – adults with TBI Community Pathways – adults with developmental disability Medical Day waiver Medicaid State Plan Services CFC MAPC Behavioral Health MDOD Attendant Care Program Jennifer Services must be available, participation is optional

29 Renting Affordable “Flat” Rent Programs
A property owner commits to providing a certain number of units at a rent that is lower than the market rent In exchange, owner receives capital dollars, tax credits, or other benefits Rent is set at a level affordable to persons in a certain income group (i.e., 30% to 60% area median income) Rent payment is established by area median income, not adjusted based on household income Find these units in MD under “Recipient Lists and Awards Summaries” at

30 Finding affordable housing
Go Section 8 MD Housing Search Realtors, newspapers, Craig’s List Public Housing Authority office (if person has a voucher)

31 Reasonable Accommodation
“A change in rules, policies, practices, or services so that a person with a disability will have an equal opportunity to use and enjoy a dwelling unit or common space.” Section 504 of Rehab Act Fair Housing Act Americans with Disabilities Act

32 Reasonable Accommodation
Examples Extra bedroom if medical documentation supports need Live-in care giver Medical equipment Additional time to transition & find unit Adjustment to rent payment standard Up to 110% FMR without special HUD permission

33 Renter’s Insurance JUST DO IT!
Explanation of renter’s insurance:

34 Homeownership Owning a home does not affect Medicaid, SSI or SSDI benefits!! Paying roommate is allowed – roommate contribution cannot be more than an equal/fair share of room and board (mortgage, utilities and food). Can be owned by the person or the special needs trust Information from SSI: Maryland Homeownership for Individuals with Disabilities Program

35 Special Needs Trust and Homeownership
Resources Planning Now (a publication from the MD Developmental Disabilities Council): Special Needs Trust: A Guide for Trustees, Administration Manual, 2005 Edition Special Needs Alliance:

36 Environmental Modifications
Resources MD Technical Assistance Program Dept. of Rehabilitation Services Dept. of Housing and Community Development Local governments DDA Low Intensity Supports & Services (LISS) Up to $3,000 annually Apply July 1 Creative Housing Solutions

37 Additional information…
Kennedy Krieger Resource Finder Technical Assistance Collaborative

38 Additional information…
National Low Income Housing Coalition National Resource Center on Supportive Housing and Home Modifications

39 Additional information…
Assistive Technology Maryland Housing and Disability Services Resource Guide Maryland Community Services Locator

40 Additional information…
Maryland transitioning youth website Howard County Department of Housing and Community Development

41 Contact Information Diane Dressler Community Life Resources

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