Presentation is loading. Please wait.

Presentation is loading. Please wait.

What will happen to ATM ATM Fraud Fake Cards Using the law Card Clips Fake Dispensers The Hijack Violent Crimes Against Customer.

Similar presentations


Presentation on theme: "What will happen to ATM ATM Fraud Fake Cards Using the law Card Clips Fake Dispensers The Hijack Violent Crimes Against Customer."— Presentation transcript:

1

2 What will happen to ATM ATM Fraud Fake Cards Using the law Card Clips Fake Dispensers The Hijack Violent Crimes Against Customer

3 Fake Cards Most bank employees can obtain internal records to produce additional bank ATM cards for themselves or their customers. With the use of this fake but functional card, the employee or accomplice can withdraw funds from any ATM. The only way to deter this type of fraud is to provide cameras, an ATM interface and VCR on the ATM.

4 Using the Law Banking laws in the US protect the consumer when problems happen at the ATM. Our law states that if a customer has a discrepancy in their bank account the bank has a limited period to respond. In general if the bank can not prove the customer made the transaction, the bank has to absorb the loss and the customer only pays $50.00 total. A typical ATM fraud would be the following. You would deposit $ in a bank that had ATMs but no video on them. Everyday you would withdraw $ or the maximum daily amount the ATM would allow. When you got your first statement you would protest it to the bank. If they could not prove it was you withdrawing the money you would get all the money back except $ This scam would be repeated at the next bank.

5 Card Clips Some ATMs are programmed that the money is not dispensed until the card is removed from the ATM. In this environment clever criminals have devised a clip that catches the card so it can not be ejected. The customer gets frustrated and leaves the ATM after not getting back their card or money after attempting a withdrawal. The criminal then quickly inserts the special release card and the customer card is ejected and so is the money. The criminal gets both card and money and reinserts the clip for the next customer.

6 The Hijack Some bold criminals actual steal the ATMs from the installation they are in. This is done by front loaders clawing them out or trucks with chains destroying the kiosk and hauling away the ATM. They are later cut open with touches and the money stolen. Violent Crimes Against Customers The most common is obtaining a customers PIN numbers by standing behind them or via binoculars. The customer is later pick pocketed, purse snatch or mugged. The criminal then withdraws as much money until the card is disabled. The most common is obtaining a customers PIN numbers by standing behind them or via binoculars. The customer is later pick pocketed, purse snatch or mugged. The criminal then withdraws as much money until the card is disabled.

7 ATM INTERFA CE

8 The Problem There are the problem with stealing card,a card is lost, a card was used by the other person and the bank is unable to identify the user. There are the problem with stealing card,a card is lost, a card was used by the other person and the bank is unable to identify the user. A problem from person have a malicious,saving user profile for make counterfeit ATM card. (Scramble data card Fraud) A problem from person have a malicious,saving user profile for make counterfeit ATM card. (Scramble data card Fraud) A problem from destruction ATM cause the damage. A problem from destruction ATM cause the damage.

9 CONFIGURATION SYSTEM Type of Interface

10 CONFIGURATION SYSTEM 1. INSERT CARD 4. DATA TRANSECTION 2.CAMERA CAPTURE 3.IMAGE+DATA CAPTURE 5.PLAY+RECORDER

11 CONFIGURATION SYSTEM (MODEM SDLC)

12 CONFIGURATION SYSTEM (TCP/IP)

13 Data saving When customer come to use the equipment that keeping a detail as follows : When customer come to use the equipment that keeping a detail as follows : Sequencial number User card number Date Time Transaction type Issuer Bank Location Amount Account Balance User account etc.

14 VIDEO + TRANSACTION TRANSACTION CUSTOMER DATE TIME SEARCH Head Office (LAN/WAN Only) branch (not use computer)

15 CASE STUDY 1076 IBM

16 EXAMPLE INSTALLATION

17

18 Installation camera not open rear or front of ATM EXAMPLE INSTALLATION

19 Case : need safety for DVR Put DVR to vault in ATM EXAMPLE INSTALLATION

20 Completed : Same After DVR intallation EXAMPLE INSTALLATION

21 EXEMPLE INSTALLATION

22 Hidden Camera

23 Camera

24 Standalone : ATM

25 BENEFIT OF ATM INTERFANCE The problem from a customer Enhance the security Customer informs to receive money is defective. Customer informs to receive money is defective. Stealing ATM card or use ATM card by other person. Stealing ATM card or use ATM card by other person. A card was defrauded (Scramble) A card was defrauded (Scramble) Increase security for ATM Increase security for ATM A picture can use for the evidence A picture can use for the evidence Increase security for user due to video is recorded. Increase security for user due to video is recorded. To protect the robbery in front of ATM. To protect the robbery in front of ATM.

26 TRANSACTION CUSTOMER VIDEO ONLY VIDEO + DATA

27 THE END


Download ppt "What will happen to ATM ATM Fraud Fake Cards Using the law Card Clips Fake Dispensers The Hijack Violent Crimes Against Customer."

Similar presentations


Ads by Google