1. National Insurance Bureau M. Sc. Trajce Latinovski

2. Statistic of uninsured vehicles and claims reimbursed by Guarantee Fund (GF)

3. Number of claims reimbursed by GF YearNumberAmount in Eur. 20091.113 2.365.538 2010937 2.456.337 20111.062 2.046.381 2012794 1.794.504 2013754 1.998.321 2014 (30.09.2014) 621 1.468.785

4. Number of claims incurred and reported in GF in the current year YearNumber 2009658 2010597 2011615 2012474 2013520 2014 (30.09.2014) 269

5. Number of uninsured vehicles according to the Central system of NIB Month 2012 Num. Same month 2013 Not renewed Plus 1 month 2013 Not renewed Plus 2 months 2013 Not renewed Three and more months 2013 Not renewed January 24,316 15,41236.62% 18,55223.70% 19,46519.95% 21,9569.71% February 24,454 15,25137.63% 19,03022.18% 19,91418.57% 21,91110.40% March 34,382 21,72936.80% 27,09621.19% 28,09818.28% 30,9559.97% April 35,051 23,89131.84% 27,78020.74% 28,88417.59% 31,6549.69% May 35,640 22,65836.43% 27,50122.84% 28,88618.95% 31,48511.66% June 37,392 23,44837.29% 29,83120.22% 30,96817.18% 33,54110.30% Month 2013 Num. Same month 2014 Not renewed Plus 1 month 2014 Not renewed Plus 2 months 2014 Not renewed Three and more months 2014 Not renewed January 27,016 17,27436.06% 20,69923.38% 21,71919.61% 23,49013.05% February 27,208 17,16336.92% 20,69623.93% 21,53520.85% 22,97015.58% March 35,901 23,21135.35% 27,37323.75% 28,42520.82% 30,10616.14% April 41,566 26,21236.94% 31,66023.83% 32,87120.92% 34,72516.46% May 36,249 23,51635.13% 28,53521.28% 29,87317.59% 31,08714.24% June 38,586 25,25534.55% 30,57620.76% 31,72917.77% 32,37216.10%

6. Movement of renewals through months * “Not renewed” means vehicles which are not obliged to be insured further: destroyed or logged vehicles, vehicles sold as well as motorcycles. * Error margin 5%

7. Negative impact as a result of uninsured vehicles -Country -The insurance industry -The biggest loser is the party with the uninsured vehicle responsible for the claim

8. Positive measures and activities -Permanent campaign and control by the Ministry of Internal Affairs -Appropriate marking of the vehicles - stickers -Making a strategy by the Ministry of Internal Affairs for long – term settlement of the problem with uninsured vehicles -Assumption of short – term measures and activities by NIB

9. Thank you for your attention