Credit Cards ANZ provides and extensive range of credit card options. Some options (‘low interest rate’) have a 0.0% pa rate on balances for 6 months. Average rate is approximately 20.74% for purchases.
Home Loans Fixed Rate Begins at 6.84%pa and is 8.51%pa for 10 years. 1 to 5, 7 and 10 year fixed rate terms available. Variable Rate 7.41%pa is the current rate for variable. Loan term can reach a maximum of 30 years.
Personal Loans Personal Loan Variable and fixed rate available. Loan term spans 1 to 7 years. Borrow $5,000 minimum. Car Loan Loan term spans 1 to 5 years. Amount of finance must exceed $7,500.
Credit Cards Low-rate cards have rate of 13.24%pa. Other cards have rate of 20.49% on purchases. Student card offers rate of 19.99%
Home Loans Fixed Rate 1 to 5,7,10 or 15 year terms available. Rates begin at 7.09%pa and reach 8.54% with 15 years. Variable Rate Loan term may reach 30 years. Standard variable rate is currently 7.36%pa. Base variable rate is currently 6.85%pa.
Personal Loans Personal Loan All personal loans have an interest rate from 15.24%pa fixed and from 14.90%pa variable. Car Loan (Information in left hand column)
Home Loans Fixed Rate Standard fixed rate ranges from 6.64% to 7.79%pa. Loan must range from $50,000 to $100,000. Variable Rate Variable rates range from 7.19% to 7.36%pa. Loans must range from $100,000 to $350,000.
Personal Loans Loan rates start at 14.49%pa, and this is a fixed rate. Recommended borrowing amount is less than $3,000. Repayments may be made monthly, fortnightly or weekly. Car Loans Car rates start at 13.49%pa, this is also a fixed rate. Recommended borrowing amount is less than $3,000. Repayments may be made monthly, fortnightly or weekly.