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Ouro Lifestyle offers Prajakta Classique Your Own Holiday Home at Dream Destination Goa.

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Presentation on theme: "Ouro Lifestyle offers Prajakta Classique Your Own Holiday Home at Dream Destination Goa."— Presentation transcript:

1 Ouro Lifestyle offers Prajakta Classique Your Own Holiday Home at Dream Destination Goa

2 Ouro’s Prajakta Classique showcases your ‘Holiday Home’…. Move in with your baggage only

3 Your worries on owning a Holiday Home Worries of safety and security of your asset Up keep & Cost of Maintenance ◦ Fixed costs :- Phone, electricity, water, cable ◦ Capital costs:- Fixtures & furniture, White goods, Kitchen crockery and others Enjoying your Holiday Home ◦ Holiday terms getting shorter ◦ Quality time spent in cleaning up for usage ◦ Under utilization of electrical assets leading to damage of Fridge/ Air-conditioners ◦ Return on Investment

4 Ouro Offering Ouro Offering Fully loaded – your ready to move in apartment With a three year rent back agreement 50 room nights for family & friends 25 in off season, 15 in mid season, 10 in peak season A Concierge service To look after your property To meet your basic arrival needs Other benefits Property value escalation- Approx. 15% PA Income tax deduction On interest paid on housing loan On principal paid on housing loan

5 Ouro’s Prajakta Classique – offering you …. One bedroom apartment in two sizes ◦ 81sq/m &98 sq/m ◦ Set of 7 apartments in each size 900 meters from the Little Vagator beach Close proximity to other famous beaches - Anjuna & Calangute. Near some of Goa’s happening night clubs – Curlies, Club Cubana, Club 9 & Tito’s. Pharmacy, Grocery, and other utility shops close by…

6 Ouro’s Prajakta Classique Amenities Gated property with security room at the entrance with intercom connection Free Parking Space Elevator Special waterproofing treatment 100% central power backup for the complex and specific points within each apartment Under ground water tank & overhead water tank with adequate storage capacity Balconies with laminated wooden tile flooring Open space around the building with a jogging track for the fitness enthusiasts Children play area Swimming Pool

7 Ouro’s Prajakta Classique Indoors Amenities- (only with rent back option) Living Room – Split AC, Flat TV with DTH, Sofa Cum Bed, two comfortable sofa chairs, Dinning table for Four Bedroom – Split AC, Flat TV with DTH and Home theatre system, Double Bed with side tables, Linen sets, quilts wardrobe fitted with electronic safe and wall mirror unit

8 Ouro’s Prajakta Classique Indoors Amenities- (only with rent back option) Kitchen- semi modular with induction cooker, microwave, mixer-grinder, fridge, toaster, tea kettle and basic pots n pans with cutlery for 6 Balcony- with small coffee table set/deck chair Bathroom – Large wall mirror, storage shelves, geyser, rain shower and shower cabin Basics – Curtains, Table Mats and rugs/door mats etc

9 Ouro’s Prajakta Classique The Financial workings and costs

10 Property Cost Sheet Type Carpet Total Super Built Up Area Rate/SM INRTotal Cost LivingKit.ToiletBedBal.-IBal.-IIPass.Area Upper Ground,to 3rd floor Type A26.407.104.1511.665.174.952.0561.489842000 41.16 Lakh Type B18.157.104.1510.824.803.752.0550.828142000 34.02 Lakh Forth floor Type A26.407.104.1511.665.174.952.0561.489845000 44.10 Lakh Type B18.157.104.1510.824.803.752.0550.828145000 36.45 Lakh

11 ROI- Rental Income - With Annual Escalation of 10% Rental Income Rent paid on Agreement by builder2013-20142014-152015-2016 Yearly Rental Income 1.20 Lakh PA 1.32 Lakh PA. 1.45 Lakh PA Total Income Rs. 3,97,200/- ( Three Years)

12 Rental Income v/s Loan Interest – Start paying capital from year 1 Presume if the loan amount is Rs. 30 lakhs The Bank Loan interest component for 3 years is Rs. 82,281/-p.a. @10%p.a. i.e. Rs. 2, 46, 843/- Rent will compensate interest

13 ROI – Projected Property escalation @ 15% p.a.- figures in Lakh ABC DD - A Description Area/type Property Cost 2013-142014-152015-16Benefit/Profit 1st to 3rd Floor Type A 98 41.16 47.3354.4362.5921. 43 1st to 3rd Floor Type B 81 34.02 39.1244.9951.74 17.72 4th floor Type A 98 44.4151.0758.7367.5423.13 4th floor Type B 81 36.4541.9148.2054.4318.98

14 Tax Saving Tax Benefit in Housing Loan ◦ Interest on Housing loan u/s. 24b Up to Rs. 150000 p.a. ◦ Principal u/s. 80c. Up to Rs. 100000 p.a. Savings in terms of Tax Payable Rs 77,250/- 3 year projection of Tax Saving Rs. 2,31,750/-

15 Room Tariff Costs 50 Room nights a year free Presumed notional saving at 50% self usage p.a. 2,43,750/- No. of Rooms Season Tariff (Rs) Total (Rs) Peak Season10600060000 Mid Season15350052,500 Off Season25200050,000 Total501,62,500 x 3 years = 4,87,500

16 Over All Benefits for a period of 3 years Amount in Lakh Total Benefits to Buyer Projected Escalation Benefit 1-3 floor Projected Escalation Benefit 4 th floor TypeType AType B Area in Sq/ Mt98819881 ROI Rental3.97 ROI – Projected Property escalation 21.4317.7223.1327.30 Tax saved2.31 Room Rent2.43 Total Benefits to Buyer 30.14 26.43 31.84 27.66

17 Your Investment Amount in Lakh Total Investment of Buyer in Three Years Investment 1-3 floorInvestment 4 th floor TypeType AType B Area98819881 Cost of Flat 41.16 34.02 44.10 36.45 Down payment (15% of total cost) 06.17 05.10 06.61 05.46 Loan amount 34.99 28.92 37.49 30.99 EMI per month ( Approx for a period of 15 years) 00.37 00.31 00.41 00.33 Outgo for 36 months13.3211.1614.7611.88 Total (Down payment + Outgo) 19.4916.2621.3717.34

18 Cost Benefit Analysis Amount lakh Net Benefits to Buyer in Hand in Three Years Net Benefits 1-3 floorNet Benefits 4 th floor TypeType AType B Area98819881 Total Benefits to Buyer 30.1426.4331.8427.66 Less Total (Down payment + Outgo for 3 years) 19.4916.2621.3717.34 Net Saving in Hand post outgo for 3 years + a key asset 10.6510.1710.4710.32

19 Thanks Our website: We are also on Web link: for any queries write to;

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