Presentation is loading. Please wait.

Presentation is loading. Please wait.

“You must commit yourselves wholeheartedly to these commands I am giving you today. Repeat them again and again to your children. Talk about them when.

Similar presentations


Presentation on theme: "“You must commit yourselves wholeheartedly to these commands I am giving you today. Repeat them again and again to your children. Talk about them when."— Presentation transcript:

1 “You must commit yourselves wholeheartedly to these commands I am giving you today. Repeat them again and again to your children. Talk about them when you are at home and when you are away on a journey, when you are lying down and when you are getting up again.” Deuteronomy 6:6-7

2 RaisingRaising KidsKids GenerousGenerous Equipping Parents To Foster Generosity in Their Kids!

3 What can you spend your time doing that will matter 50 years from now?

4 Raising Kids Raising Kids Reality Check Age bankruptcies Kids drive parent’s spending Grown kids living with parents! Age bankruptcies Kids drive parent’s spending Grown kids living with parents! Two year olds and name brands! Credit cards … college students Two year olds and name brands! Credit cards … college students

5 In 1970 … A majority of college freshmen said their number one objective was to, “Develop a meaningful philosophy of life.” Today’s freshmen say, “Becoming well off financially.”

6 Raising Kids Raising Kids Brief Window of Opportunity Friends Media Advertising Cultural Fads Friends Media Advertising Cultural Fads “As parents we have … “the first shot” to model and teach our kids about money. If we don’t accept the challenge … the culture will!

7 Raising Kids Raising Kids How Well Are We Preparing Our Kids? Critical Question …

8 Raising Kids Raising Kids Every Parent’s Challenge … Model Well Prepare Kids for the Real World Fight Materialism Tirelessly Live a Generous Lifestyle

9 “The way to train up a child in the way he should go … is to go there first.” Abraham Lincoln

10 Attitudes “Caught” Skills “Taught” Attitudes “Caught” Skills “Taught” What they pick up by watching you What they learn by you teaching them Model Well Model Well Attitudes vs. Skills

11 Prepare Kids Prepare Kids Good Allowance System Is Key Connect work and pay … that’s the “real world” Reject “entitlement mentality” Abundant list of jobs available to earn money  Keep list on refrigerator with available pay Connect work and pay … that’s the “real world” Reject “entitlement mentality” Abundant list of jobs available to earn money  Keep list on refrigerator with available pay When the kids want money … send them to the refrigerator … not your wallet!

12 Prepare Kids Prepare Kids Three Kinds of Work Mandatory Voluntary For No Pay For No Pay With Fair Pay With Fair Pay With Fair Pay With Fair Pay

13 Prepare Kids Prepare Kids Three Kinds of Work Viewed as normal part of being in the family  Unloading the dishwasher … setting the table … taking out the garbage … keeping room clean … etc. Normal family responsibilities … but paid fairly  Mowing the lawn … Sweeping the garage … Washing car Optional ways to make money … with fair pay  Weeding the garden … painting … washing windows  Plentiful number of jobs available at all times Viewed as normal part of being in the family  Unloading the dishwasher … setting the table … taking out the garbage … keeping room clean … etc. Normal family responsibilities … but paid fairly  Mowing the lawn … Sweeping the garage … Washing car Optional ways to make money … with fair pay  Weeding the garden … painting … washing windows  Plentiful number of jobs available at all times Voluntary … With Fair Pay Mandatory … With Fair Pay Mandatory … For No Pay

14 Have a well constructed, written plan  Employment contract Commit Time Be Patient and Consistent Pay Kids on time! Have a well constructed, written plan  Employment contract Commit Time Be Patient and Consistent Pay Kids on time! Prepare Kids Prepare Kids Successful Allowance

15 When kids are allowed to avoid hard work … it breeds an “entitlement” mentality and a “Me-centric” attitude … which smoothers generosity Prepare Kids Prepare Kids Embracing Work as Normal “Modern prosperity has disconnected the need to work with the concept of survival … especially for our kids”

16 Prepare Kids Prepare Kids Biblical Wisdom on Work “Hard workers will become leaders … but those who are lazy will become slaves.” “The lazy will not get what they want … but those who work hard will.” “Those who work hard make a profit … those who only talk will be poor.” Proverbs 12:24 … Proverbs 13:4 … Proverbs 14:23 …

17 Prepare Kids Prepare Kids Teaching Money Control Budget teaches … “TV Tokens” Use “Jar” or “Envelope” method Budget teaches … “TV Tokens” Use “Jar” or “Envelope” method Priorities Trade-offs

18 Prepare Kids Prepare Kids Early Budget System Three Jars 20 % 10 % 70 % Giving Saving Spending

19 Prepare Kids Prepare Kids Later Budget System Envelopes 10 % Giving Saving Spending Giving at Church 10 % “God Fund” Giving (Consider Matching) “God Fund” Giving (Consider Matching) 10 % Short-Term Savings 10 % Long-Term Savings (Consider Matching) Long-Term Savings (Consider Matching) Permission to Spend 50 % Discretionary Spending Discretionary Spending 10 % Gifts for Others Some Supervision

20 Kid’s have weak immunity to Viral Materialism!  Confusion between NEEDS and WANTS  Few tools to resist peer pressure  Poor financial literacy … never been taught  Dangerous “cultural based” view of NORMAL Kid’s have weak immunity to Viral Materialism!  Confusion between NEEDS and WANTS  Few tools to resist peer pressure  Poor financial literacy … never been taught  Dangerous “cultural based” view of NORMAL Fight Materialism Fight Materialism A Dangerous Disease Parents Must Fight This Disease Before It Takes Hold!

21 Fight Materialism Fight Materialism Parents Taking A Stand Joy in the “tension of limited resources”  When you can’t have it all … you enjoy more!  Don’t rob kids of the thrill of overcoming scarcity  Over-saturation destroys generosity Are we buying completed puzzles? Joy in the “tension of limited resources”  When you can’t have it all … you enjoy more!  Don’t rob kids of the thrill of overcoming scarcity  Over-saturation destroys generosity Are we buying completed puzzles? The Less Kids Have … The More They Appreciate! Appreciation Fosters a Generous Spirit

22 Live Generously Live Generously Partnership and Generosity Partner with your kids in living generously  Live out daily generosity with your kids … so they can watch and participate!  Encourage their generous hearts Serve the under-resourced as a family Partner with your kids in living generously  Live out daily generosity with your kids … so they can watch and participate!  Encourage their generous hearts Serve the under-resourced as a family

23 Live Generously Live Generously Partnership and Generosity The Goal Is Grateful & Generous … Model gratefulness Talk often of your own thankfulness Teach giving as a thrill … not an obligation …  Use Bible stories  Take family mission trips  Forego Christmas presents to help a needy family Model gratefulness Talk often of your own thankfulness Teach giving as a thrill … not an obligation …  Use Bible stories  Take family mission trips  Forego Christmas presents to help a needy family Not Excited and Competitive!

24 Proverbs 15:27 … “Greedy people bring trouble to their families …” Proverbs 16:8 … “It is better to be poor and right than wealthy and dishonest”

25 “One of the greatest gifts you can give your child … is to help them develop an attitude of appreciation and gratefulness.” “Kids who grow up with appreciation as a core value … will have deeper relationships, a healthier attitude about money and a more generous spirit”

26 Raising Kids Raising Kids Closing Thoughts Remember … You are the parent! God holds us responsible to teach and train our kids Positive impact of saying “NO” wisely Not making kids happy … but preparing them for life! Remember … You are the parent! God holds us responsible to teach and train our kids Positive impact of saying “NO” wisely Not making kids happy … but preparing them for life! If Our Kids Don’t Learn It From Us … Then Who Will They Learn It From? “To live healthy, God-honoring lives … to learn to make wise “life decisions” … and to thrive in a harsh financial world! The Goal

27 Raising Kids Raising Kids If You Do Your Job Well You will give them a priceless lifetime gift … The Life-long Benefits Are Worthy of Our Best Efforts ! They will experience less future marital conflict Their generous spirits will blossom! They will experience less future marital conflict Their generous spirits will blossom! Money Skills Wiser Decisions Financial Confidence


Download ppt "“You must commit yourselves wholeheartedly to these commands I am giving you today. Repeat them again and again to your children. Talk about them when."

Similar presentations


Ads by Google