1. Mission for a Slum Free India
RAJIV AWAS YOJANA
Government of Chhattisgarh
Department of Urban Administration and Development
Mission for a Slum Free India
SLUM FREE CITY PLAN OF ACTION
Municipal Corporation Korba
Submitted to- MoHUPA, GoI
CONSULTANCY BY- STESALIT LIMITED KOLKATA
SLNA: STATE URBAN DEVELOPMENT AGENCY, RAIPUR,
CHHATTISGARH

2. Within Municipal Boundary
INTRODUCTION TO KORBA
KORBA PLANNING AREA= sq.km.
Korba Municipal Corporation: 6 zones & 58 wards
Balco Zone,
Banki Zone,
Darri Zone,
Korba Zone,
Kosabari Zone
Transport Nagar Zone
AREA JURISDICTION
NO. OF SLUMS
STATUS
Within Municipal Boundary 62
Notified by Municipal Corporation 41
Not notified but listed by Municipal Corporation 13
Neither notified Nor listed by Municipal Corporation but identified during Survey for the current project
Total number of Slums to be considered in the Project
116
KORBA CITY AREA= SQKM*
KORBA CITY POPULATION= 3,65,073**
KORBA CITY HOUSEHOLD= **
*Source: Master Plan, Korba
** Source: Census 2011
NO. OF SLUMS IN KORBA= 116
KORBA AREA UNDER SLUMS= 13.2 SQKM
KORBA SLUM POPULATION= 1,75,927
KORBA SLUM HOUSEHOLD= 44,674
Source: Primary Survey, Stesalit Limited,
Thus per cent slum population and per cent slum household is spread in only 6.2 per cent of land area in Korba city.

3. SFCPoA Summary Note DOCUMENT TITLE 1 Name of State Chhattisgarh 2
Name of City, Population
Korba (3,65,073) 3
Name of ULB
Korba Municipal Corporation 4
Name of SLNA
State Urban Development Agency 5
Name of Consultant, if any
Stesalit Limited 1
PROFILE a
Number of Identified Slums
116 i
Notified 62 ii
Non Notified 54 b
Slum Population, % of total
1,75,927 (48.18%) c
Slum Households
44,674 2
CURATIVE STRATEGY a
Tenable Slums 67 b
Untenable Slums 18 c
Semi Tenable Slums 31
Total d
Development Options Mix 1
In-situ Redevelopment 65
In-situ Up-gradation 30 3
Relocation De
Delist
116

4. Total Cost (C ) = (A) + (B)
SFCPoA Summary Note
Investment Required and Phasing for Curative
(Rs. in crores)
Particulars
1st Phase
( )
2nd Phase
( )
3rd Phase
( )
4th Phase
( )
5th Phase
( )
Total Rs.
Number of Slums 20 26 32 16 19
113
Housing (Amount) in crores
225.08
269.93
320.66
172.26
227.33
Physical Infrastructure
66.57
71.83
86.04
48.78
47.84
321.07
Social Infrastructure
7.93
7.92
11.01
8.32
8.45
43.64
Total (Housing + Infrastructure)
: (A)
299.59
349.69
417.71
229.37
283.63
O & M Cost, DPR, PMC, Community mobilisation & (B)
26.96
31.47
37.59
20.64
25.53
142.20
Total Cost (C ) = (A) + (B)
326.55
381.16
455.30
250.01
309.16

5. SFCPoA Summary Note Investment Required and Phasing for Preventive3
PREVENTIVE STRATEGY 
Projected Housing Shortage for Urban Poor (15 years)
27110
Investment Required and Phasing for Preventive
(Rs. in crores)
Particulars
1st Phase
( )
2nd Phase
( )
3rd Phase
( )
4th Phase
( )
5th Phase
( )
Total Rs.
Housing (Amount) in crores
256.48
284.57
284.62
Physical Infrastructure
25.56
28.36
28.37
139.01
Social Infrastructure
21.31
23.65
115.91
Total (Housing + Infrastructure) : (A)
303.35
336.58
336.64
O & M Cost, DPR, PMC, Community mobilisation & 9%: (B)
27.30
30.29
30.30
148.48
Total Cost (C )=
(A) + (B)
330.66
366.87
366.94

6. SFCPoA Summary Note Investment Details (Figures in Crores) Particulars
Strategy
Number of Units
Housing Cost: (A)
Physical and Social Infrastructure Cost: (B)
Total Cost (C) = (A)+(B)
O & M Cost, DPR, PMC, Community mobilisation & (D)
Total Cost : (D) + (C )
Curative (new + up- gradation)
44674
364.71
142.20
Preventive
27110
254.93
148.48
Total
71784
619.64
290.68
Particulars
Total Base Cost: (A)
O & M Cost, DPR, PMC, Community mobilisation & (B)
Total Funding Requirement (D) =
(A) + (B)
Housing
234.91
Infrastructure Requirement
619.64
55.77
675.41
Total
290.67

7. SFCPoA Summary Note Sharing Pattern
Sharing Pattern (In Percentage terms)
Component
MoHUPA
State Government
ULB
Beneficiary
Housing (Curative Strategy- Existing Slums)
75%
15% 0%
10%
Infrastructure (Curative Strategy - Existing Slums)
Housing (Preventive)
Infrastructure
(Preventive)
Sharing Cost for the Curative & Preventive Strategy
(in Rs. Crore)
MoHUPA
State Government
ULB
Beneficiary
Total
Housing
391.51
261.01  
Infrastructure
464.73
92.95
61.96
619.63
O & M 4%
96.89
19.38
12.92
129.19
DPR, PMC & Community 3%
72.67
24.22 2%
48.45
16.15
64.59
576.51
91.03

8. METHODO-LOGY

9. TASK SCHEDULE SL NO TASK STATUS 1 IDENTIFICATION OF SLUMS Completed 2
PLOTTING OF SLUM BOUNDARIES 3
AUTHORISATION OF BOUNDARIES 4
PREPARATION OF GRID AND NO 5
PREPARATION OF SLUM CODE 6
GENERAL SLUM SURVEY/PROFILING 7
GIS MAPS FOR SLUMS 8
BASE MAP OF CITY 9
INCEPTION REPORT 10
SOCIO-ECONOMIC SURVEY OF SLUMS 11
DATA ENTRY ONLINE 12
DRAFT SFCPoA REPORT 13
PUBLIC PARTICIPATORY WORKSHOPS 14
FINAL SFCPoA REPORT

10. ENVIRONMENT BUILDING -“REACHING THE UNREACHED”.
Environment building through Workshops
ULB Consultations
Ward Representative Consultations
ULB Participation in Capacity Building onsite at Slum Locations
Ward Representative Participations
General Meeting with majority dwellers- Focus Group Discussions
Identification of CBO in slums
Mapping Existing Slum Situations and Survey with the help of Community dwellers
SLUM LEVEL
WARD LEVEL

11. ENVIRONMENT BUILDING HANDOUTS FOR AWARENESS GENERATION
FOCUS GROUP DISCUSSIONS
FOR SFCPOA, THE HANDOUTS SHALL BE PREPARED IN LOCAL LANGUAGE
COMMUNITY PARTICIPATION IN SLUM MAPPING
“People were assured that there would be no eviction”

12. CITY BASE MAP OF KORBA

13. SLUM SURVEY SLUM MAP – SANJAYNAGAR SLUM MAP – FIRE COLONY
The survey of slums can be broadly categorized into :-
Spatial Survey - Identification, profiling
Non-Spatial Survey - Socio-Economic
Slum Mapping - Detailed slum map
Spatial Survey- Slums
Identification of Slums-Notified, Non notified and additional
Slum boundary demarcation
Slum profiling
Field Survey to generate contours at 0.5 m interval
Non Spatial Survey
Socio Economic Survey
Livelihood Survey
GIS Participatory Survey
Photographing each property
Videography of Survey
Slum
Mapping
Creation of a detailed Slum Map
Integrating with GIS
Inventory of Slums and Open areas
Creation of Slum Redevelopment Plan

14. DIFFERENT TYPE OF REPORTS
GIS Mapping & Integration with MIS
MIS HOMEPAGE
SLUM WISE REPORT
The MIS application and the GIS would be integrated using a unique house numbering system.
Each house will be numbered as per the numbering convention below
SLUM CODES
For example Generation of unique ID for property will be done as under:
Cities will be divided into 500x500 Grid.
Grid number will be 0001,0002,0003……N
Formula for UID:
State ID + City Id + Grid No + Parcel No + Property No
2 Digit + 4 Digit + 4 Digit + 4 Digit + 3 Digit = 17 Digit Unique ID
Ex. : =
DIFFERENT TYPE OF REPORTS
CITY LEVEL SLUM REPORT

15. City Level Maps
Ward wise population Map
Other maps prepared :-
Existing Mode of Water Supply with respect to Location of Slums
Primary Source of Water Supply in Korba with respect to Location of slum
: Secondary source of Water Supply in Korba city with respect to location of Slums
Sewerage disposal mechanism for Korba with respect to the location of Slums
Open areas of the city where Sewage is disposed with respect to the location of Slums
Existing and Proposed Sewerage system of Korba city with respect to location of slums
Existing Storm water drainage of Korba city with respect to location of slums
Flood prone areas of city with respect to location of Slums
Open areas of the city where Solid waste is dumped with respect to the location of the Slums
Existing Solid waste disposal mechanism in Korba city with respect to the location of Slums
Access to Sanitation in Urban Poor Settlements of Korba city with respect to the location of Slums
Areas used for Open Defecation in the city with respect to location of slums
Land Value Maps

16. ZONE LEVEL ANALYSIS HH DENSITY IN KORBA SLUMS
HOUSES BY MATERIAL OF STRUCTURE
SLUM HHs BY PRIMARY SOURCE OF WATER SUPPLY
SLUM HHs BY AVAILABILITY OF TYPE OF TOILETS

17. CATEGORISATION OF SLUMS
Categorization of slums
TENABILITY
TENURE STATUS OF HHs
LAND OWNERSHIP OF SLUMS
DENSITY OF SLUMS
LAND VALUE
3X3X3 MATRIX
Tenability Analysis
SL NO.
TENABILITY
NO. OF SLUMS 1
Tenable slums 67 2
Semi tenable slums 31 3
Untenable slums 18
Total
116
Land Ownership Analysis
Population Density Analysis
LAND OWNERSHIP STATUS OF SLUMS
SL.NO
SLUMS
PUBLIC
PRIVATE
PSU
Mixed land ownership (State/Railways/ Pvt./PSU) 1
NOTIFIED 29 8 25 2
NON NOTIFIED 23 3 12
NEWLY IDENTIFIED 5 7
TOTAL 53 11 42 10
SLUMS IN TERMS OF POPULATION DENSITY
SL.NO
POPULATION DENSITY
NOTIFIED
NON NOTIFIED
NEWLY IDENTIFIED 1
0-500 33 20 10 2 26 21 3
TOTAL 62 41 13

18. INFRASTRUCTURE CONDITION SOCIO-ECONOMIC CONDITION
3X3X3 MATRIX ANALYSIS
STEP 2
3X3X3 MATRIX: 3 PARAMETERS
HOUSING CONDITION
INFRASTRUCTURE CONDITION
SOCIO-ECONOMIC CONDITION
The 3X3X3 matrix is arrived at 3 stages
EVALUATION OF PRIMARY SLUM SURVEY & SOCIO-ECONOMIC DATA
STEP 1
WEIGHTAGES OF INDICATORS
GENEARTION OF INDEX BASED ON EVALUATION OF PRIMARY SURVEY DATA
Each Indicator has been assigned a weightage as per their priority. The weightages of the individual categories shall sum up to 100%

19. PRELIMINARY DEVELOPMENT OPTIONS
3X3X3 MATRIX ANALYSIS
SL.NO
CODES
NO. OF SLUMS
INFERENCE
PRELIMINARY DEVELOPMENT OPTIONS 1
111 2
Sound in all condition
Partial Infrastructure (Pucca drains)
211 7
Medium in Housing & Sound in others
Housing & Infrastructure (Pucca drains) 3
112
Medium in Poverty & Sound in others
Partial Infrastructure (Sanitation) 4
121
Medium in Infrastructure & Sound in others 5
212 6
Sound in Infrastructure & Medium in others
221 12
Sound in Poverty & Medium in others
122 13
Sound in Housing & Medium in others 8
323
Vulnerable in Housing & Poverty & Medium in Infrastructure
Housing & Infrastructure (Sanitation) 9
113
Vulnerable in Poverty & Sound in others
Partial Infrastructure (Water supply) 10
131
Vulnerable in Infrastructure & Sound in others
Infrastructure (Water supply) 11
312
Vulnerable in Housing, Sound in Infrastructure & Medium in Poverty
321
Vulnerable in Housing, Medium in Infrastructure & Sound in Poverty
Housing & Infrastructure (Water supply) 14
222
Medium in all
Infrastructure (Sanitation) 15
123
Sound in Housing, Medium in Infrastructure & Vulnerable in Poverty 16
231
Medium in Housing, Vulnerable in Infrastructure & Sound in Poverty 17
132
Sound in Housing, Vulnerable in Infrastructure & Medium in Poverty 18
322
Vulnerable in Housing & Medium in others 21
313
Sound in Infrastructure & Vulnerable in others 22
331
Sound in Poverty & Vulnerable in others 23
233
Medium in Housing & Vulnerable in others 24
332
Vulnerable in Housing & Infrastructure & Medium in poverty 25
232
Medium in Housing & poverty & Vulnerable in infrastructure 26
333
Vulnerable in all
TOTAL 26 codes
116
STEP 3
Weightage of indicators is multiplied by the index to generate final score
SIMILAR EXERCISE HAS BEEN CONDUCTED FOR INFRASTRUCTURE AND SOCIO-ECONOMIC
Range code 1 = Sound Condition
Range code 2 = Medium Condition
Range code 3 = Vulnerable Condition

20. SLUM LEVEL ANALYSIS Slum pockets with % of Kutcha stock
Slum with % of people engaged in Open defecation
Slum with % of HHs having household monthly income less than Rs. 3000
Slum Pockets with % of BPL HHs

21. CENTRAL GOVERNMENT SUPPORT
PHASING & DEVELOPMENT MODELS
PROPOSED DEVELOPMENT MODELS
PHASING FOR IMPLEMENTATION PRIORITY
In situ Slum Upgradation and Improvement (UP) = 30 SLUMS
Slum Redevelopment (RD) = 65 SLUMS
Slum Relocation and Resettlement (RR) = 18 SLUMS
SL NO
PHASING
NO. OF SLUMS 1
FIRST ( ) 20 2
SECOND ( ) 26 3
THIRD ( ) 32 4
FOURTH ( ) 16 5
FIFTH ( ) 19
TOTAL
113
3 SLUMS: Parshabhata, Prem Nagar and Narai Bodh= PROPOSED TO BE DELISTED
TYPE
NO OF SLUMS
TENABILITY
OWNERSHIP
SLUM TYPE
ACTION
AGENCY
CENTRAL GOVERNMENT SUPPORT
State/ ULB SUPPORT
BENEFICIARY
RR1 4 
Partially Untenable
Public
Slums which are un tenable & may be relocated within zone on Redevelopment sites or Existing vacant affordable housing
Provision of Housing & basic services to all households up to permissible density
50% Share in Housing & Infrastructure Cost
40% (20+20)Share in Housing & Infrastructure Cost
10% Contribution in housing Cost
RR2 14
Untenable
Slums which are un teneble & need to be relocated to Newly identified resettlement site within zone.
Provision of Housing & basic services to all households & additional households from other untenable slums up to permissible density

22. CENTRAL GOVERNMENT SUPPORT
In-situ Upgradation & improvement Models
TYPE
NO. OF SLUMS
TENABILITY
OWNERSHIP
SLUM TYPE
ACTION
AGENCY
CENTRAL GOVERNMENT SUPPORT
STATE/ ULB SUPPORT
BENEFICIARY
UP 1 15
Tenable & Partially Tenable
Public
Slums with predominantly pucca DU's & poor infrastructure
Provision of Basic service to all Tenable Households, Gap Filling Housing for Kutcha Tenable Dwelling Units & Relocation for untenable Households
75% Share in infrastructure Cost & 75% interest subsidy on housing loan for upgradation of remaining kutcha/Semi pucca DU'S
(15%+10%)Share in Infrastructure Cost
Subsidised loan for incremental housing for remaining Semi pucca DU's, 10% share in Gap filling housing
UP 2
Slums with predominantly pucca DU's & average infrastructure
Subsidized loan for incremental housing for remaining Kutcha/Semi pucca DU's, 10% share in Gap filling housing

23. CENTRAL GOVERNMENT SUPPORT PRIVATE DEVELOPER ROLE
In-situ Redevelopment Models
RD 4 1
Tenable & Partially Tenable
High
Public
Slum with Predominantly Kutcha DU'S & Poor and average Infrastructure
Provision of Housing & Basic Service to all Households, Where more than 25% of Households or 50 Households(which ever is low)are living in Pucca Households For which pucca Tenable DU,S will be provided with basic services only. The Rest of the FAR up to permissible Density may be provided to Private partner for sale in open Market in the form of Built-up or TDR
PPP
Viability Gap Funding
Land Availability, Zoning/FSI Incentives including TDR
Bid based on No. of Free Houses(Owners hip/Rental) offered & benefit to private owner
10% Contribution in Housing & Infrastructure cost
RD 5 2
Low & Medium
Private
Slum with Predominantly Kutcha DU'S & Poor and averageInfrastructure
Provision of Housing & Basic Service to all Households,Where more than 25% of Households or 50 Households(which ever is low)are living in Pucca Households For which pucca Tenable DU,S will be provided with basic services only.The Rest of the FAR up to permissible Density may be provided to Private partner for sale in open Market in the form of Built-up or TDR
Land Availability,Zoning/FSI Incentives including TDR
10% Contribution in Housing & Infrastructure cost
RD 6
Low
Provision of Housing & Basic Service to all Households,Where more than 25% of Households or 50 Households(which ever is low)are living in Pucca Households For which pucca Tenable DU,S will be provided with basic services only.
75% Share in housing & infrastructure cost
15% Share in housing & infrastructure cost
10% Contribution in Housing cost
TYPE
NO OF SLUM
TENABILITY
DENSITY
LAND VALUE
OWNERSHIP
SLUM TYPE
ACTION
AGENCY
CENTRAL GOVERNMENT SUPPORT
State/ ULB SUPPORT
PRIVATE DEVELOPER ROLE
BENEFICIARY
RD 1 50
Tenable & Partially Tenable
Low & Medium
Public
Slum with Predominantly Kutcha DU'S & Poor and average Infrastructure
Provision of Housing & Basic Service to all Households up to Permissible Density rest Households may be relocated. Where more than 25% of Households or 50 Households(which ever is low)are living in Pucca Households For which pucca Tenable DU,S will be provided with basic services only
75% Share in housing & infrastructure cost
15% Share in housing & infrastructure cost
10% Contribution in Housing & Infrastructure cost
RD 2 10
Medium
High
Slum with Predominantly Kutcha DU'S & Poor and averageInfrastructure
Provision of Housing & Basic Service to all Households,Where more than 25% of Households or 50 Households(which ever is low)are living in Pucca Households For which pucca Tenable DU,S will be provided with basic services only.The Rest of the FAR up to permissible Density may be provided to Private partner for sale in open Market in the form of Built-up or TDR
PPP
Viability Gap Funding
Land Availability,Zoning/FSI Incentives including TDR
Bid based on No. of Free Houses(Owners hip/Rental) offered
10% Contribution in Housing & Infrastructure cost
RD 3 2
Provision of Housing & Basic Service to all Households up to Permisible Density rest Households may be relocated. Where more than 25% of Households or 50 Households(which ever is low)are living in Pucca Households For which pucca Tenable DU,S will be provided with basic services only

24. TOTAL VALUE OF RECLAIMED LAND = 373.17 Crores
Strategies for slums on Central Govt. Land
The land owning agencies will have the discretion to prepare DPR on its own or in partnership with Central government, State and KMC.
In case, DPR is prepared by the land owning agency on its own and no State share is envisaged, then DPR may be directly submitted for consideration to the Ministry.
Funding pattern and process involved would be similar to those applicable for the State under RAY.
For development of slums on Railway, NTPC and SECL land, needs co-ordination of Central government i.e. MoHUPA.
For slums on CSEB, State government will be the facilitator and
For Balco, coordinated activity required among Central govt, State govt and Vedanta group.
Korba Municipal Corporation will be the prime facilitator for coordination among the various authorities.
The total number of slums in PSU land in Korba is 42, out of which 28 are on SECL Land, 9 on CSEB land and 5 slums are on Balco land.
TOTAL LAND THAT CAN BE RECLAIMED BY PSUs FROM REDEVELOPING SLUMS = Hectares
TOTAL VALUE OF RECLAIMED LAND = Crores

25. HOUSING SCENARIO Estimation of existing housing shortage
Projection of Housing shortage
YEAR
HOUSING SHORTAGE
INCREMENT
1991
11065
2001
26354
-15289
2011
22118
4236
TOTAL INCREMENT
-11053
HOUSING SHORTAGE=HOUSING NEED
80% OF TOTAL HOUSING SHORTAGE LIES IN EWS & LIG CATEGORY (Assumed)
As 70% of the total household of Korba is Slum household.
12710 HHs are Kutcha stock under Curative strategy
Pn= P1 + n X (-5527)
P 2021 = 16591
P 2031 = 11064
Projected Housing need for ESW/LIG
YEAR
2011
2021
2031
PROJECTED HOUSING NEED FOR EWS/LIG (Dwelling Units)
17695
13273
8852

26. Preventive strategy Arrest the formation of Slums in the future.
HOUSING NEED / SHORTAGE
YEAR
2015
2021
2031
PROJECTED HOUSING NEED FOR EWS/LIG (DU)
( )=4985
13273
8852
LAND REQUIREMENT (Hectares)
8.34
22.12
14.75
IDENTIFIED VACANT LAND
AFFORDABLE HOUSING OPTIONS
P1- Creation of Affordable housing stock for the urban poor by increasing the supply of housing based on the housing need of EWS and LIG through Public housing schemes.
P2- Modifications in Town Planning Regulations
Inclusion of Pro poor policies in Master Plan or Development Plan.
Special Norms and standards for plots and DU Size, Density, FAR, Ground Coverage, etc
Review and Modification of Bhumi Vikas Niyam of 1984.
Special Building Byelaws for Low income Housing to be formulated.
Every new housing project in the city will have reservation of 15% of residential F.A.R or 35% of dwelling units for EWS/LIG whichever is higher with a system of cross subsidisation.
Proper formulation and monitoring of the disposal policy of Public Housing Scheme to ensure proper disposal to the target group (EWS and LIG).
P3- Implementation of Legislation like introduction of TDR in State Housing Policy, Social Rental Housing policy, amendment in existing Rent Control Act etc.
Parcel 1: Transport nagar zone with an area of 5.91 Hectares
Parcel 2: Transport nagar main road with an area of Hectares
Parcel 3: along Korba-Rajgamar road in Kosabari zone with an area of Hectares

27. Preventive strategy Income-Expenditure Profile of Urban Poor
 [M1]Point 5
Income-Expenditure Profile of Urban Poor
SL NO
CATEGORY
(in Rs.)
Total No.of Households
<2000
>8000 1
Average Monthly Income of slum Household
7174
17220
4453
3840
1269
2377
36505
20%
47%
12%
11% 3% 7%
100% 2
Average Monthly Expenditure of slum Household
8789
17675
3531
2106
2052
2180
24%
48%
10% 6%
Assessment of Affordability of Urban Poor
SOCIO ECONOMIC STATUS
AMOUNT
REMARKS
% HHs
Avg. Monthly Income
Rs 3500 33
Avg. min. Monthly Expenditure
Rs 2800 78
Avg. expenditure on maintenance of house(annually)
Rs 1500
Excluding property tax and rent, including repair, maintenance, etc
Avg. rent
Rs 500
Varies as per the location of the slum
AVG. BPL POPULATION IN SLUMS
35%
Unable to afford Housing
33% of slum households has an average monthly income of Rs 3500 whereas 78% households has average monthly expenditure of Rs Thus the affordability of people is an average of Rs per monthly towards minimum formal housing.

28. Preventive strategy Future Affordable Housing Supply
Central support = Rs 75,000 per EWS/LIG DUs of size upto 40 sqm for housing and internal development components
A project size of minimum 250 dwelling units will be considered under the scheme.
The DUs would be a mix of EWS/LIG-A/LIG-B/Higher Categories/Commercial of which at least 60 percent of the FAR/ FSI will be used for dwelling units of carpet area of not more than 60 sqm.
Currently, the average subsidized cost of a 25 sqm carpet area, DU for the EWS in Korba is around 3.50 lakhs.
The carpet area of the LIG has been proposed as 40 sqm and the cost is around 7 lakhs.
COSTING & PRICING OF DWELLING UNITS UNDER AFFPRDABLE HOUSING
EWS
LIG
Cost of DU (Rs)
350000
700000
Price of DU (Rs)
500000
900000
Central Govt. share (Rs)
75000
Beneficiary share (Rs)
425000
825000
Implementing agency
State Housing Board & ULB
Mode of Implementation
PPP
Beneficiary share
Subsidised Loan under RRY

29. Number of Years of Stay in this Town/City
Preventive strategy
Social Rental Housing
EXISTING TREND IN RENTAL HOUSING AS PER MIGRATION PATTERN
Sl.No
Total no.of Households
Total no. of Rental HHs
Number of Years of Stay in this Town/City
0-1
1 to 3
3 to 5
> 5 years 1
36505
8488
337
323
241
7587
23% 4% 3%
89% 2
Place of Migration
Pattern of Migration
Rural to Urban
Urban to Urban
Others
Seasonal
Permanent
NO. OF HHs
4276
2611
1601
699
6188
% of Total Rental HHs
50%
31%
19% 8%
73%
PROPOSED O&M MODELS
PROPOSED LEGAL FRAMEWORK
Surplus model: Management companies will bid competitively to maintain rental homes. The company that offers the highest share of their revenue to KMC will win.
Lease model: Rental management companies lease the properties from KMC for 99 years for a lease premium.
License model: In this model, rental management companies pay a license fee to manage the rental housing for 9-10 years.
Introduction of Social Rental Housing into the Chhattisgarh State Housing Policy
Amendment of Rent Control Act and Municipal Act.
Introduction of a new state level institution in the form of Chhattisgarh Social Housing Corporation (CSHC) to be established who will regulate and monitor the Social Housing schemes in various cities of the State.
The Municipal Corporation can tackle the challenge of raising funds for provision of Social Rental Housing by using the revenues from the sale of upmarket houses as an investment in a rental housing project. Cross subsidisation, has been proposed for the implementation of this project.

30. EXISTING POPULATION DENSITY (PPh)
Preventive strategy
Social Rental Housing
WARDS IDENTIFIED FOR PROVISION OF FUTURE RENTAL HOUISNG
SL NO.
WARD NO.
WARD NAME
AREA (ha)
POPULATION
EXISTING POPULATION DENSITY (PPh) 1 6
Bhilai Khurde Imli Duggi
1738
6974 4 2 11
Chhattisgarh Rajya Vidyut Mandal 1
329
4849 15 3 17
Maharana Pratap Nagar
180
5857 33 20
S.E.C.L. Colony
211
5246 25 5 29
Balko Nagar No. 2 47
4237 90
Lalghat
612
6744 7 40
Jaminipali
1298
6936 8 44
Darrikhar
720
7902 9 45
Sarvamangla Nagar
805
6606
One Special Purpose Vehicle (SPV) to be formed in association with Private or Government or Semi Government along with Korba Municipal Corporation.

31. Supply & Demand side Constraints
SUPPLY SIDE CONSTRAINT
To increase Land Supply and Availability- (i) Creation of Land Banks / Land sharing through TP schemes (ii) Monitoring mechanisms for 20-25% land reservation for EWS/LIG (iii)Relaxation of Building regulations in the Master Plan
To ease approval processes -Fast Track layout approval systems for slum DPRs and affordable housing projects (within 30 days) and ease in Building Plan sanction for EWS/LIG projects.
To ease Building Rules and increase Rental Housing Supply -Optimize building rules: IS8888 for buildings and National Building Code 2005 & Rental Housing Reforms as per National Housing and Habitat Policy, 2007/Reduced property taxes, for rental housing for the urban poor, higher FSI for rental housing projects and PPP Projects.
DEMAND SIDE CONSTRAINT
Increasing affordability and accessibility, Encourage MFIs, Ease credit linkages

32. Proposed Investment under SFCPoA
SL NO
PHASING IN YEARS
CURATIVE: COST REQUIREMENT FOR EXISITNG SLUMS(Rs)
HOUSING (A)
PHYSICAL INFRASTRUCTURE (B)
SOCIAL INFRASTRUCTURE ©
TOTAL COST X= (A+B+C)
DPR & PMC, Community
TOTAL PROJECT COST W 1
First
225.08
66.57
7.93
299.59
11.98
8.99
5.99
326.55 2
Second
269.93
71.83
7.92
349.69
13.99
10.49
6.99
381.16 3
Third
320.66
86.04
11.01
417.71
16.71
12.53
8.35
455.30 4
Fourth
172.26
48.78
8.32
229.37
9.17
6.88
4.59
250.01 5
Fifth
227.33
47.84
8.45
283.63
11.35
8.51
5.67
309.16
TOTAL
321.07
43.64
63.20
47.40
31.60
PREVENTIVE: COST REQUIREMENT FOR AFFORDABLE HOUSING (Rs)
HOUSING (A')
PHYSICAL INFRASTRUCTURE (B')
SOCIAL INFRASTRUCTURE (C')
TOTAL COST X'= (A'+B'+C')
TOTAL PROJECT COST W'
256.48
25.56
21.31
303.35
12.13
9.10
6.07
330.66
284.57
28.36
23.65
336.58
13.46
10.10
6.73
366.87
284.62
28.37
336.64
13.47
366.94
139.01
115.91
65.99
49.49
32.99
TOTAL PROJECT COST UNDER SFCPoA (W+W')=

33. FINANCIAL BREAKUP OF PROJECT COST
PROPOSED FINANCING PLAN
FINANCIAL BREAKUP OF PROJECT COST
Centre(%)
State(%)
ULB(%)
Beneficiary (%)
Housing 75 15 10
Infrastructure
Central Govt. Share: 75% on Housing, Infrastructure, DPR preparation, O&M & Consultancy fees
State Govt. Share: 15% on Housing, 15% for Infrastructure
ULB Share: 15% on Infrastructure
Beneficiary Contribution: 10% on Housing.
For slums on PSU Land, PSU has to prepare and submit a proposal for DPR as per SFCPOA recommendations and submit it to Central Govt, where share of fund to be decided among PSU & Central Govt.
PROPOSED O&M PLAN
RWAs and CBOs has been formed from each slums through Microplanning conducted in each slum will be responsible for effective Operation and Maintenance of created assests.

34. INVESTMENT REQUIREMENT (Rs)
Proposed Financing Plan
SL NO
PHASING IN YEARS
INVESTMENT REQUIREMENT (Rs)
TOTAL
HOUSING
INFRASTRUCTURE (PHYSICAL+SOCIAL)
Central Govt
State Govt
ULB
Beneficiary
75%
15% 0%
10% 1
FIRST
361.17
72.23
0.00
48.16
481.56
91.03
18.21
12.14
121.38 2
SECOND
415.88
83.18
55.45
554.50
98.83
19.77
13.18
131.77 3
THIRD
453.92
90.78
60.52
605.23
111.79
22.36
14.91
149.06 4
FOURTH
342.63
68.53
45.68
456.83
81.84
16.37
10.91
109.11 5
FIFTH
383.97
76.79
51.20
511.96
81.24
16.25
10.83
108.31
TOTAL SHARE
391.51
261.01
464.73
92.95
61.96
619.63
O&M
DPR & PMC & Community Mobilisation
25%
18.09
3.62
2.41
24.12
13.57
4.52
20.59
4.12
2.75
27.45
15.44
5.15
22.63
4.53
3.02
30.17
16.97
5.66
16.98
3.40
2.26
22.64
12.73
4.24
18.61
3.72
2.48
24.81
13.96
4.65
96.89
19.38
12.92
129.19
72.67
24.22
A&OE
9.04
3.01
12.06
10.29
3.43
13.73
11.31
3.77
15.09
8.49
2.83
11.32
9.30
3.10
12.41
48.45
16.15
64.59

35. Proposed Credit Plan
Credit Plan has been formulated based on two options
Loans from Formal Institutes at 10% interest rate and
Availing subsidized loan under RRY & CRGF.
COST OF DWELLING UNIT
Current HH Monthly income = Rs
Cost of DU = Rs. 3,50,000/-
Central Govt. share = Rs. 2,62,500
State Govt. share = Rs. 52,500
Beneficiary contribution = Rs. 35,000
CALCULATION OF EMI IN CASE OF BANK FINANCE
PROPOSED CREDIT PLAN
Compound interest method of calculating the EMI for the housing loan repayment option, at a 10% interest rate for loan tenure of 5 years or 60 months, the monthly EMI is calculated as Rs. 744.
The total interest payable is Rs which is 21.56% of the total payment to be made.
The Principle loan amount of Rs. 35,000 makes for the rest of the 78.44% of the total payable amount for the bank which is calculated to be Rs. 44,619.
Year
Principal (A)
Interest (B)
Total Payment (A+B)
Balance
Loan Paid to Date
EMI
Y 1
5679
3244
8923
29321
16%
744
Y 2
6274
2650
8924
23047
18%
Y 3
6931
1993
16116
20%
Y 4
7657
1267
8459
22%
Y 5
465
24%

36. Reform Matrix MANDATORY REFORMS SL NO REFORMS YEAR 1 (2013- 2014)
Commitment and willingness to assign mortgageable and renewable long term (15 years) inheritable lease rights to slum dwellers who have been a resident of the slum for more than 5 years 2
Reservation of 15% of residential FAR/FSI or 35% of dwelling units for EWS/LIG whichever is higher with a system of cross subsidisation in all future housing projects. 3
A non-lapsable earmarking of 25% of the budget of the Municipality to provide basic services to the urban poor 4
Creating and establishing municipal cadre for social/community development and urban poverty alleviation during the plan period.

37. Reform Matrix OPTIONAL REFORMS SL NO REFORMS YEAR 1 (2013- 2014)
Formulation of State Policy for Affordability Housing 2
Amendments of Master Plan to provide for inclusive growth through inclusionary zoning and other measures for inclusive development 3
Simplification of the processes and procedures of sanctioning buildings and building byelaws concerning development and housing projects to provide single window based quick approvals in order to reduce transaction costs 4
Amendments in the Rent Control Act balancing the interest of landlords and tenants

38. Proposed Responsibility Matrix

39. Proposed Institutional Framework
STATE LEVEL: SUDA
ULB LEVEL: KMC

40. CAPACITY BUILDING PLAN
COMMUNITY LEVEL
CAPACITY BUILDING PLAN
Government of Chhattisgarh has planned a Capacity Building Program named National Institution of Urban Management to impart skill training to the various public agencies and authorities towards successful implementation of RAY
Slum level Associations have been identified during SFCPoA preparation from each slum having atleast 10 people needs to be registered.
The lead members of these Associations will then collectively form a Federation or Community Based Organisation
In order to enhance the capacity of these Associations and Organisations planned outdoor visits have to be arranged to showcase best practices in Community participation for Slum development like in Chennai, Madurai, Mumbai etc.

41. Thank You