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1 K.M. Dastur Reinsurance Brokers Private Limited Exclusive Tailor-made Group Mediclaim Policy Highlights. All covers of the normal Mediclaim Policy Plus:……………….

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Presentation on theme: "1 K.M. Dastur Reinsurance Brokers Private Limited Exclusive Tailor-made Group Mediclaim Policy Highlights. All covers of the normal Mediclaim Policy Plus:………………."— Presentation transcript:

1 1 K.M. Dastur Reinsurance Brokers Private Limited Exclusive Tailor-made Group Mediclaim Policy Highlights. All covers of the normal Mediclaim Policy Plus:………………. Cashless Benefit: Hospitalisation without Deposit Payment. Cashless Benefit: Hospitalisation without Deposit Payment.

2 2 K.M. Dastur Reinsurance Brokers Private Limited Additional Special Covers not available under a normal Mediclaim Policy Floater Cover: One Sum Insured for the family, which can be used individually and/or jointly. Family means: Insured, Spouse and Dependant children Cover against Pre-existing ailments: Cover against Pre-existing ailments: Excluded under the normal Policy.

3 3 K.M. Dastur Reinsurance Brokers Private Limited Substantial Reduction in the Premium even with the inclusion of the Additional Covers In case of a Floater Policy covering Family Members, Reduction in Premium can be achieved as high as about 56% as compared to the normal Mediclaim Policy.

4 4 K.M. Dastur Reinsurance Brokers Private Limited Substantial Reduction in the Premium even with the inclusion of the Additional Covers Suggest Deletion of Domiciliary Hospitalisation Clause. to get further 10% Discount as the same is superficial, and because of the wordings, the Insurance Companies do not have any claims under the same. and because of the wordings, the Insurance Companies do not have any claims under the same. Pre & Post Hospitalisation is covered irrespective of this clause being deleted.

5 5 K.M. Dastur Reinsurance Brokers Private Limited PREMIUM FOR A FAMILY OF FOUR WITH AVERAGE AGE BELOW 35 Five lakh Rs /-

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7 7 K.M. Dastur Reinsurance Brokers Private Limited PREMIUM CHART OF REVISED INSURANCE POLICY FOR THE ORIENATL INSURANCE COMPANY LIMITED SUM INSURED3m TO 2021 TO 3536 TO 4546 TO 5556 TO 6061 TO 70Above

8 8 K.M. Dastur Reinsurance Brokers Private Limited Premium Calculation Chart Please Fill in the details Insured's age Spouse's age 1st Dependant Child's age if Son upto 23 years / Dependant Daughter any age 2nd Dependant Child's age if Son upto 23 years/ Dependant Daughter any age Total age Average Age : Divide the total age by the no of members in the family Basic premium on the average age for a Sum Insured of Rs. ___ Lakhs as per the prem chart Add 25% floater for each additional member. Total % = ______ Balance Add: 25% for pre-existing illness Balance Less: 10% disc for del. Domiciliary hosp. Balance Add: 12.36% Service Tax Total (To be Rounded up to the nearest rupee)

9 9 K.M. Dastur Reinsurance Brokers Private Limited The Process of Collecting Names for the Policy Request the Members to fill in the simple one page form given on the next slide and sign on the bottom

10 10 K.M. Dastur Reinsurance Brokers Private Limited Proposal Form To Be Completed By The Members Name and Address of the Date of Birth Age Main Member of the Family- Spouse Name Name of the 1st Dependent if Son upto 23 years Name of the 2 nd Dependent if Son upto 23 years Signature of the Main Member.


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