Presentation on theme: "Preparedness: “Grab and Go Boxes ” Marilyn Albertson Utah State University Extension Family & Consumer Science Agent Salt Lake County."— Presentation transcript:
Preparedness: “Grab and Go Boxes ” Marilyn Albertson Utah State University Extension Family & Consumer Science Agent Salt Lake County
Adapted From: Teresa Hunsaker, B.S. FCS Agent, Weber County, USU Extension Marilyn Albertson, MS, CFCS, FCS Agent, Salt Lake County USU Extension SuzAnne Jorgensen, MS, CFCS, FCS Agent, Garfield County USU Extension Julie Ingersoll, MS, CFCS, FCS Agent, Kane County USU Extension Susan Cosgrove, Area Family Resource Management Agent, Mississippi State University Extension LSU Ag Center LSU Ag Center State of Mississippi State of Mississippi University of Arkansas Cooperative Extension Service University of Arkansas Cooperative Extension Service Virginia Cooperative Extension Virginia Cooperative Extension
Do You Have Your Financial Affairs Organized in Case of Emergencies? Do you have adequate insurance to cover against risks? Homeowners Insurance Homeowners Insurance Medical Insurance Medical Insurance Life Insurance Life Insurance Auto Insurance Auto Insurance
Is Your Household Prepared…Insurance cont. Do you know what kind of homeowners insurance coverage you have and how extensive it would be if there be a flood, earthquake, theft, or other natural disaster? How much medical insurance do you have and would it cover a severe illness, disability or hospitalization? Do you have a life insurance policy adequate to cover needs of your family if you or your spouse were to die? If single, do you have adequate insurance to cover your bills and other expenses?
Take a Look at Your Record Keeping Do you have important documents stored safely? Do you know how long to store different types of records? Do you have files set up for Family Records Family Records Property Records Property Records Financial Records Financial Records Legal Records Legal Records
Your Record Keeping……………. Do you have a current household inventory? household inventory? Do you have a financial notebook prepared for an emergency?
Have a Plan… Prepare a financial records inventory Prepare financial records for safekeeping
Inventory your Vital Records and Treasures Prepare photocopies of valuable papers Organize financial papers Create a plan of articles to save Cash
Start Your Financial Information Binder What for? Your Financial Information Binder is a quick reference to your entire financial situation. It helps manage your financial affairs It will be ready to help the person who will manage your affairs for you in the event that you are unable to do so.
Update Yearly Maintenance? Update annually Update annually Whenever a significant change occurs: Whenever a significant change occurs: birthbirth deathdeath marriagemarriage divorcedivorce relocationrelocation purchasepurchase sale of assetssale of assets
Activity… On a piece of scratch paper or note paper, please write down all the telephone numbers of people you would call in an emergency. Who is your out-of-state contact? What numbers do you think would be important to have? be important to have?
Parts of a Financial Binder Personal Directory Professional Directory Document Locator Wills and Trusts Health Information Financial Section Personal Property Inventory
Parts of a Financial Binder Continued…. Social Security Benefit Statement Pension Benefits Widowhood Analysis Paycheck Stubs Loans Etc.
Next: Be Prepared for Disaster Assemble an Evacuation Assemble an Evacuation “To-Go” Box… or Financial Information Binder “To-Go” Box… or Financial Information Binder
What is a “To Go” Box or Binder? Portable file of Important papers Cash Phone numbers Photos Valuable information And more!!
“To Go” Box or Binder Contents Cash Rolls of quarters
Emergency Phone Numbers and Email Addresses Doctors, pharmacies Financial institutions Insurance companies Local and national headquarters Local and national headquarters Credit card companies Clergy Repair contractors Family & friends
Copies of… Important prescriptions Medicines Medicines Eyeglasses Eyeglasses Children’s immunization records
Copies of… Deeds Titles Wills &/ trust documents Durable power of attorney Healthcare directives
Copies of… Stock and bond certificates Home inventory Birth, death, adoption and marriage certificates Passports Employee benefit documents
Copies of… First two pages of previous year’s federal and state income tax returns Military service records Most original documents should be kept in a safe deposit box or at another location
Include….. Back-up of computerized financial records Keys to safe deposit box Combination to safe Labeled photos of family members and pets Negatives/disks of irreplaceable photos
Include …. User names, passwords List of debt obligations with due dates, contact information Photocopies, front and back, of all credit cards
Don’t forget : List of Important Numbers Social Security (keep original card here or in safe deposit box) Bank account Loan Credit card Driver’s license Investment account
Create Digital Files Scan your documents Store on flash drive and CD If you use a flash drive, always back up on CD NOTE: Computer files are not 100% safe; always have a back-up
Assembling “To-Go” Box Step 1 Place items in folders or envelopes Place in sealed, waterproof plastic Store in durable, sealed box Fireproof & waterproof is recommended Fireproof & waterproof is recommended
Assembling “To-Go” Box Step 2 Store box at home in SECURE location easy to access – under bed, in cabinet or closet near an outside door. Store box at home in SECURE location easy to access – under bed, in cabinet or closet near an outside door.
Assembling “To-Go” Box Step 3 If you must evacuate grab box and take it with you Keep box with you at all times Keep box with you at all times Do not leave box unattended in your car Do not leave box unattended in your car
Update “To Go” Box Review annually Update Add or delete as needed Add or delete as needed
Replacing Valuable Documents What if you lose everything? Resources for replacing documents may be destroyed Most can be replaced Resource list compiled for Utah
Planning & Preparation Can prevent the unexpected from becoming a harsh financial reality Can prevent the unexpected from becoming a harsh financial reality
Be Ready Now? It is time to get ready for the Big Utah Shakeout on April 14, 2012. Help your household be prepared.
Additional Preparedness tips… 72 hours kits—maintained and reviewed—grab your “to go”box and your kit together. Car kits for travel emergencies. Carry-on kits for airplane travel emergencies.
Airline Travel Carry-on Kit Cell phone charger/important numbers Emergency ID card Cash Moist towelettes/kleenex Food for backup Drinks—buy once you get through security Change of clothing/personal hygiene Mylar blanket Mark your luggage so it stands out
Sources of Information American Red Cross American Red Cross FDIC—for financial document info FDIC—for financial document info EDEN—Extension Disaster Education Network EDEN—Extension Disaster Education Network www.ready.gov from Homeland Security, or 1-800-Be Ready www.ready.gov from Homeland Security, or 1-800-Be Ready www.ready.gov www.beprepared.com www.beprepared.com www.beprepared.com www.cdc.gov www.cdc.gov www.cdc.gov
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