1. www.marsh.com JWLA015 Listed Areas Including 2 nd August 2010 revisions Designed by Stephen J. Harris, Marsh Marine Practice Please click your mouse to progress through this quick, animated presentation.

2. 1 Marsh Joint War Risk Committee Areas of perceived enhanced risk JWLA015 2 nd August 2010 Underwriter’s permission MUST be obtained before vessels enter any of the following waters, areas or specified places. Underwriters may require amended terms before granting permission for vessels to proceed into the listed places or areas, or may refuse to grant cover altogether. Click to proceed.

3. 2 Marsh This presentation has been designed by Marsh after thorough review of the Joint War Committee circular JWLA015, 2 nd August 2010. Named Countries shall include their coastal waters up to 12 nautical miles offshore, unless specifically varied above Named Ports shall include all facilities/terminals within areas controlled by the relevant port authorities (or as may be more precisely defined by Insurers) including offshore terminals/facilities, and all waters within 12 nautical miles of such but not exceeding 12 nautical miles offshore unless specifically stated. The diagrams shown herein are ONLY for general understanding of the JWLA015 version of listed areas and should not be relied upon for geographical accuracy, which MUST be checked against proper nautical/Admiralty charts. Before acting on the information provided herein, please read the formal market circular dated 2 nd August 2010, available from: Joint War Committee. Suite 358 Lloyd’s, One Lime Street. London EC3M 7DQ Notes The Joint War Committee in London has issued revisions to the list of countries and waters that they consider pose enhanced risk to Hull War Risk underwriters. The list was last altered on 9 th June 2010 (JWLA014). Added: Africa Eritrea, but only South of 15° N Middle East- Southern Red Sea added to Gulf of Aden (area as defined hereinafter) Click to see maps of the listed areas

4. www.marsh.com Nigeria Ivory Coast Senegal Ghana Benin TogoTogo Liberia Sierra Leone Guinea The Gambia Mauritania Mali Niger Burkina Faso Cameroon Chad Central African Republic Algeria W. Sahara Libya Guinea Bissau Nigeria Ivory Coast IVORY COAST NIGERIA including all Nigerian offshore installations Click to see next area Eq. Gunea Gabon Rep. of the Congo Congo Equator West Africa The World of Perceived Enhanced Risk (Marine Hull War)

5. 4 Marsh ISRAEL GEORGIA LEBANON Click to see next area The World of Perceived Enhanced Risk (Marine Hull War) Black Sea and Mediterranean Area

6. 5 Marsh Socotra Archipelago (Yemen) The World of Perceived Enhanced Risk (Marine Hull War) Middle East Click to see next area 15° N NEW DJIBOUTI IRAQ (including all Iraqi offshore oil terminals) BAHRAIN & QATAR (excluding transits) SAUDI ARABIA (excluding transits) YEMEN ERITREA and Red Sea (but only south of 15° N) IRAQ Gulf of Aden 10° N 57° E Southern Red Sea / Gulf of Aden The area enclosed by the following boundaries a)On the North-West, Eritrea and the Red Sea, both south of Latitude 15 ° N b)On the North, Latitude 15° N c)On the East Longitude 57 ° E d)And on the South, Latitude 10 ° N

7. 6 Marsh IRAN PAKISTAN AZERBAIJAN IRAN Straits of Hormuz CASPIAN SEA Click to see next area AFGHANISTAN PAKISTAN Click to see next area IRAQ UNITED ARAB EMIRATES KUWAIT The World of Perceived Enhanced Risk (Marine Hull War) Arabian & Caspian Seas BAHRAIN QATAR Arabian Gulf

8. 7 Marsh 57° E 60° E 72° E Dar es Salaam 15° N 65° E 12° S 49° E 11° S 12° S 10° N SOMALIA (A) 12° N (B) Madagascar 0° 48° E (A) Somalia, including waters out to 250 nautical miles from the eastern Somalia coast, south of Latitude 10° N. ( B ) Indian Ocean The area beyond the eastern Somalia and Gulf of Aden areas out to 65° E, south of latitude 15° N with the southern boundary being 11° S but at 49° E, the boundary shall extend due south then east along the latitude 12° S, but excluding the coastal waters of Mozambique, Kenya and Tanzania up to 12 nautical miles offshore 65° E Mombasa ( B ) Indian Ocean The area beyond the eastern Somalia and Gulf of Aden areas out to 65° E, south of latitude 15° N with the southern boundary being 11° S but at 49° E, the boundary shall extend due south then east along the latitude 12° S, but excluding the coastal waters of Mozambique, Kenya and Tanzania up to 12 nautical miles offshore Click to see next area The following terms (A), (B) are only for the purposes of this presentation Indian Ocean Somalia The World of Perceived Enhanced Risk (Marine Hull War)

9. www.marsh.com Sumatra Java Borneo The Malacca Straits Area Sumatera (Sumatra) but only the North Eastern Coast between 5 ° 40’ N and 0 ° 48’ North BORNEO & SULU SEA AREAS Sulu Archipelago The area enclosed between: a)on the Western side, a straight line between Tanjung Bidadari (5°49′·6N, 118°21′·0E) to position 3°32′·0N, 118°57′·0E b)on the South Eastern side, a straight line from there to position 5°50′·0N, 122°31′·0E, and thence northwards to position 7°06′·6N, 122°31′·0E c)on the Northern side, a straight line from there to Batorampon Point Light (7°06′·6N, 121°53′·8E) d)and on the North Western side, a straight line from there back to Tanjung Bidadari. Polloc Harbor General Santos Click to see next area Borneo, but only the north east coast between the ports of Kudat and Tarakan inclusive SINGAPORE MALAYSIA INDONESIA MALAYSIA INDONESIA Celebes INDONESIAN PORTS JAKARTABALIKPAPAN (out to 25 nautical miles) PHILIPPINES SOUTHERN MINDANAO between Polloc Harbor and General Santos KUDAT TARAKAN SOUTH EAST ASIA The World of Perceived Enhanced Risk (Marine Hull War)

10. 9 Marsh VENEZUELA COLOMBIA BRASIL GUYANA TRINIDAD & TOBAGO PANAMA PACIFIC OCEAN NUEVA ESPARTA (Ven.) ECUADOR PERU CARACAS ANTIGUA & BARBUDA DOMINICAN REPUBLIC CARIBBEAN SEA GRENADA BARBADOS St. VINCENT NETHERLANDS ANTILLES (Neth.) St. LUCIA DOMINICA ISLA AVES (Ven.)...but because of ISLA AVES (“Bird Rock”), Venezuela claims a large EEZ Venezuela, including all offshore installations in the Venezuelan EEZ 350 miles ? PUERTO RICO STE. MARIE GUADELOUPE ARUBA (Neth.) VIRGIN ! (UK) See red line ? Click to conclude SOUTH AMERICA The World of Perceived Enhanced Risk (Marine Hull War)

11. 10 Marsh The World of Perceived Enhanced Risk (Marine Hull War) For anything beyond this brief general overview, the JWLA015 2 nd August 2010 must be read carefully Named Countries shall include their coastal waters up to 12 nautical miles offshore, unless specifically stated otherwise. Named Ports shall include all facilities/terminals within areas controlled by the relevant port authorities (or as may be more precisely defined by Insurers) including offshore terminals/facilities, and all waters within 12 nautical miles of such, but not exceeding 12 nautical miles offshore unless specifically stated.

12. www.marsh.com This PowerPoint™ presentation is based on sources we believe reliable and should be understood to be general risk management and insurance information only. Marsh Ltd. is authorised and regulated in the United Kingdom by the Financial Services Authority for insurance mediation activities only.  © Copyright 2010 Marsh Ltd All rights reserved.