1. The 10 Commandments for Financial Peace

2. 1. You Shall Remember the Owner
…All the earth is Mine. (Exodus 19:5)
…Everything under heaven belongs to Me. (Job 41:11)
The earth is the Lord’s, and everything in it, the world, and all who live in it. (Psalm 24:1)

3. 1. You Shall Remember the Owner
“Behold, to the Lord your God belong heaven and the highest heavens, the earth and all that is in it.” (Deuteronomy 10:14)
For we have brought nothing into the world, so we cannot take anything out of it either. (1 Timothy 6:7)

4. 1. You Shall Remember the Owner
17 “…you may say in your heart, ‘My power and the strength of my hand made me this wealth.’ 18 But you shall remember the Lord your God, for it is He who is giving you power to make wealth…” (Deuteronomy 8:17-18)

5. 1. You Shall Remember the Owner
35 Who has ever first given to God, that God should repay him? 36 For from Him and through Him and to Him are all things. To Him be the glory forever! Amen. (Romans 11:35-36)
…What do you have that you did not receive? And if you did receive it, why do you boast as if you had not received it? (1 Corinthians 4:7)

6. 1. You Shall Remember the Owner
“The silver is Mine and the gold is Mine,” declares the Lord of hosts. (Haggai 2:8)

7. 1. You Shall Remember the Owner
2 The sovereign Lord says this: “These people have said, ‘The time for rebuilding the Lord’s temple has not yet come.’” 3 So the Lord spoke through the prophet Haggai as follows: 4 “Is it right for you to live in luxurious houses while my temple is in ruins? 5 Now therefore, this is what the sovereign Lord says: ‘Think carefully about what you are doing. (Haggai 1:2-5)

8. 1. You Shall Remember the Owner
6 You have planted much, but have little harvest. You eat, but are never filled. You drink, but are still thirsty. You are clothed, but not warm. Those who earn wages end up with holes in their money bags.’ 7 This is what the Lord Almighty says: “Think carefully about your ways.”  (Haggai 1:6-7)

9. 1. You Shall Remember the Owner
10 So David blessed the Lord in the sight of all the assembly; and David said, “Blessed are You, O Lord God of Israel our father, forever and ever. 11 Yours, O Lord, is the greatness and the power and the glory and the victory and the majesty, for all that is in the heavens and in the earth is Yours. Yours is the kingdom, O Lord, and you are exalted as head over all. (1 Chronicles 29:10-11)

10. 1. You Shall Remember the Owner
12 Both riches and honor come from You, and You rule over all, and in Your hand is power and might; and it lies in Your hand to make great and to strengthen everyone. 13 Now therefore, our God, we thank You, and praise Your glorious name. 14 But who am I and who are my people that we should be able to offer as generously as this? For all things come from You, and we have given You only what comes from Your own hand. (1 Chronicles 29:12-14)

11. 2. You Shall Not Fall Into Debt
The rich rules over the poor, and the borrower becomes the lender’s slave. (Proverbs 22:7)

12. 2. You Shall Not Fall Into Debt
43 “The foreigners living among you will become stronger and stronger, while you become weaker and weaker. 44 He shall lend to you, but you will not lend to him; he shall be the head, and you will be the tail.” (Deuteronomy 28:43-44)

13. 2. You Shall Not Fall Into Debt
7 Render to all what is due them: tax to whom tax is due; custom to whom custom; fear to whom fear; honor to whom honor. 8 Owe nothing to anyone except to love one another; for he who loves his neighbor has fulfilled the law. (Romans 13:7-8)

14. 2. You Shall Not Fall Into Debt
26 Do not be a man who strikes hands in pledge or puts up security for debts; 27 if you lack the means to pay, your very bed will be snatched from under you. (Proverbs 22:26-27)

15. 2. You Shall Not Fall Into Debt
True or false? Americans carry $1 billion in personal debt, not including real estate and mortgages.
FALSE Americans carry about $1 trillion in personal debt

16. 3. You Shall Have a Plan
The plans of the diligent lead to profit as surely as haste leads to poverty. (Proverbs 21:5)
23 Be sure you know the condition of your flocks, give careful attention to your herds; 24 for riches do not endure forever… (Proverbs 27:23-24)

17. 3. You Shall Have a Plan
Plan
1. Give
2. Save
3. Spend

18. 3. You Shall Have a Plan
6 Go to the ant, O sluggard, observe her ways and be wise, 7 which, having no chief, officer or ruler, 8 prepares her food in the summer and gathers her provision in the harvest. (Proverbs 6:6-8)

19. 3. You Shall Have a Plan
In the house of the wise are stores of choice food and oil, but a foolish man devours all he has. (Proverbs 21:20)

20. 4. You Shall Worship Sacrificially
“You shall observe the Feast of Unleavened Bread; for seven days you are to eat unleavened bread, as I commanded you, at the appointed time in the month Abib, for in it you came out of Egypt. And none shall appear before Me empty-handed. (Exodus 23:15)

21. 4. You Shall Worship Sacrificially
“Three times in a year all your males shall appear before the Lord your God in the place which He chooses, at the Feast of Unleavened Bread and at the Feast of Weeks and at the Feast of Booths, and they shall not appear before the Lord empty-handed.” (Deuteronomy 16:16)

22. 4. You Shall Worship Sacrificially
15 Through Him then, let us continually offer up a sacrifice of praise to God, that is, the fruit of lips that give thanks to His name. 16 And do not neglect doing good and sharing, for with such sacrifices God is pleased. (Hebrews 13:15-16)

23. 4. You Shall Worship Sacrificially
18 On that day Gad went to David and said to him, “Go up and build an altar to the Lord on the threshing floor of Araunah the Jebusite.” 19 So David went up, as the Lord had commanded through Gad. 20 When Araunah looked and saw the king and his men coming toward him, he went out and bowed down before the king with his face to the ground. 21 Araunah said, “Why has my lord the king come to his servant?” David answered, “To buy your threshing floor so I can build an altar to the Lord, that the plague on the people may be stopped.”

24. 4. You Shall Worship Sacrificially
22 Araunah said to David, “Let my lord the king take whatever pleases him and offer it up. Here are oxen for the burnt offering, and here are threshing sledges and ox yokes for the wood. 23 O king, Araunah gives all this to the king.” Araunah also said to him, “May the Lord your God accept you.” 24 But the king replied to Araunah, “No, I insist on paying you for it. I will not sacrifice to the Lord my God burnt offerings that cost me nothing.” So David bought the threshing floor and the oxen and paid fifty shekels of silver for them.

25. 4. You Shall Worship Sacrificially
25 David built an altar to the Lord there and sacrificed burnt offerings and fellowship offerings. Then the Lord was moved by prayer for the land, and the plague on Israel was stopped. (2 Samuel 24:18-25)

26. 4. You Shall Worship Sacrificially
1 Therefore I urge you, brethren, by the mercies of God, to present your bodies a living and holy sacrifice, acceptable to God, which is your spiritual service of worship. 2 And do not be conformed to this world, but be transformed by the renewing of your mind, so that you may prove what the will of God is, that which is good and acceptable and perfect. (Romans 12:1-2)

27. The 10 Commandments for Financial Peace