Uninsured in California - 2005 1,116, 000 children between the ages of 0 and 18, Or, about 10.7% of that population. 5,414,000 adults between 19 and 64, Or, about 24.8% of that population.
Health Insurance Status of Californians 2005 CHIS
Why Does This Matter? Those uninsured are more likely: –To have access to care problems, –To have no usual source of care, –Not to see a doctor or have well-child visits as regularly. Among uninsured CA children: –34.5% had no usual source of care, –About half had a well-child visit within the past year. And, “uninsurance” tends to be a long- term condition.”
What Are the Recent CA Trends (since 2001)? Slight decline in the proportion of uninsured. Larger decline for children than adults. Declines for both groups in Employer Based Insurance (EBI) Increases for both groups (but mostly for children) in government coverage. Increases in privately purchased coverage
Recent Changes in Insurance Coverage for CA Children
Increases in SCHIP Programs in the U. S. and California
Uninsured in Ventura County - 2005 CHIS Estimates About 130,000 overall among the under 65 years old population. This is 18.1% of the 0-64 population. 27,000 of these are children (0-18).
How to Understand 27,000 If lined up single file to sign up for health insurance, the line of Ventura County uninsured children would extend for 10.2 miles. Fill 771 classrooms of 35. Provide enough players for 3,000 AYSO U8 Soccer Teams. Giving each child a basic one hour physical exam check-up would take 168 physicians a full month.
How Does Ventura County Compare? 2007 CA County Data Book County Rankings (of 58 Counties) 7th - Family Economic Well-Being 12th - Children in Low Income Families 18th - Mothers with Pre-natal Care 46th - Children with Health Insurance
So, how is it that Ventura County can be more affluent than many but have higher rates of uninsured children than most?
It’s Not Because the County’s Rate of Uninsured Eligibles (UEPP) is High; in fact, the County’s Rate is Among the Lowest.
It could be because the working poor lack access to public programs and are unable to afford available private employer offerings.
Children With Health Insurance - Selected Ethnic Groups Latino White Asian All CA 88% 96% 95% 93% Ventura 83% 97% 80% 90%
The Uninsured Are a Working Population More than 8 in 10 of the uninsured are workers and their family members.
CA Workers with EBI Coverage for Themselves and For Dependents by Level of Educational Attainment - 2005
About Employers Most Americans obtain health insurance through employer sponsored plans. Between 1995 and 2005, the share of employers offering coverage has declined modestly. In the same period, costs to offering employers have risen 85%.
Share of U. S. Businesses Offering Health Insurance
Insurance Coverage Rates For California Employees Coverage Rates Have Three Elements –% of those who employers offer coverage –% of the first group who are eligible –% of those eligible who elect to take up the coverage. Or, –Offered x Eligible x Take Up = Coverage
Coverage Rates Among CA Employees Offer EligibleTake Up Coverage 2001 83.8% 91.7% 84.8% 65.2% 2003 83.3% 89.9% 84.3% 63.1%
Employee Coverage Rates in 2005 by Educational Attainment
So, If We Are Concerned About the Numbers of Uninsured, What Should We Pay Attention To?
Key Factors The scope, coverage and funding of public programs. Enrollment and retention rates. The prevalence of private employer programs. Their quality and cost. The impacts and interactions among these factors as a function of what public policies are put in place and the dynamics of the economy.